CRIZACConsumer Services

Crizac Limited

Internet & Catalogue Retail · ISIN INE0S4R01014 · BSE 544439 · NSE EQ · FV ₹2
Last price
₹177
+0.31%today
What this company does

Crizac Limited operates in Internet & Catalogue Retail, part of the Consumer Services sector. It booked ₹201 cr of revenue in its latest quarter (Q1 FY27) and kept 23.4% of sales as profit. It is the 4th largest of 6 Internet & Catalogue Retail companies we track, by market value.

73out of 100
Equitytale Health Score
Solid

Healthier than 73% of companies in Consumer Services, on the 5 of 6 measures we could read for it. Each measure is ranked against the 34–46 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
51

At close. Not part of the score.

Profitability & returns91

How much profit it earns on the money it employs

Balance sheet87

How much it owes, and whether earnings cover the interest

Cash quality8

Whether reported profit actually arrives as cash

Valuation78

What today's price implies, against our models or its peers

Governance & risk88

How much of the promoters' stake is pledged, and how much they hold

Not measurable for this company: growth & consistency. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Strengths
Makes a profit
Strong 23% net margin
Promoters hold 80%
No promoter shares pledged
Strong 32% return on equity
Virtually debt-free
Watch-outs
! Operating cash flow is negative

What if I invest in CRIZAC?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 5% a year, it would become
₹15.50 lakh

The slider starts at 5%, taken from a generic assumption, not this company's history. That is history, not a forecast — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹177 +0.31%
latest close · 2026-09-17
52-wk low ₹16042 sessions so far52-wk high ₹205
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio16.4Average
LowAverageHigh
P/B ratio5.28High
Below bookModerateHigh
EV / EBITDA10.8Average
LowAverageHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity32.2%Strong
WeakFairStrong ▸15%
Return on capital43.1%Strong
WeakFairStrong
Net margin23.4%Strong
ThinDecentStrong
EBITDA margin34.0%Healthy
ThinDecentHealthy
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.00Comfortable
LowModerateHigh ▸1
Interest cover3,259.2×Strong
RiskyOkayStrong ▸5×
Current ratio2.13Ample
Tight ◂1HealthyAmple
More figures
Market cap
₹3,089 cr
Book value
₹33
EPS
₹2.69
latest quarter
Net debt
₹-135 cr
more cash than debt
Enterprise value
₹2,955 cr
EBITDA
₹274 cr
annualised
EBIT
₹259 cr
annualised
Operating margin
32.2%
Return on assets
21.5%
Earnings yield
6.09%
P/S
3.84
Sales / share
₹46.0
Tax rate
28.8%
Face value
₹2
Shares
17.5 cr
Working capital
₹309 cr
Current assets
₹582 cr
Current liabilities
₹273 cr
Delivery %
50.4%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.

Worth vs price · from the exchange filings
not investment advice
Looks overpricedMedium confidence
Median of 2 models ₹100 vs market price ₹177 — price is 77% above it
Safety cushion-77.3%(target ≥ +20%)
Models span ₹87₹112, midpoint ₹100
Model ₹100
Price ₹177
Cheap sideExpensive side

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q1 FY27 (consolidated)
Revenue from Operations₹201 cr
Other Income₹7 cr
Total Income₹208 cr
Cost of Materials₹0 cr
Purchases of Stock-in-Trade₹0 cr
Employee Benefit Expense₹10 cr
Finance Costs₹2 L
Depreciation & Amortisation₹4 cr
Other Expenses₹130 cr
Total Expenses₹144 cr
Profit before Tax₹65 cr
Tax Expense₹19 cr
Net Profit₹46 cr
Net margin on total income22.1%
Where the money goes · Q1 FY27
% of total income
Employee benefit expense₹10 cr4.8%
Finance costs₹2 L0.0%
Depreciation & amortisation₹4 cr1.7%
Other expenses₹130 cr62.3%
Tax expense₹19 cr9.0%
Profit for the period₹46 cr22.1%
Total income ₹208 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ3 FY26Q4 FY26Q1 FY27
Revenue279 cr392 cr201 cr
Total income285 cr399 cr208 cr
Expenses218 cr306 cr144 cr
Profit before tax67 cr93 cr65 cr
Tax17 cr18 cr19 cr
Net profit (owners' share)50 cr75 cr47 cr
Net margin (owners' share, on revenue)17.9%19.2%23.4%
EPS (₹)2.854.292.69
YoY (latest quarter): total income -4.3% · net profit +2.9%
Balance sheet & cash flow · as of Mar 2026
Debt-free
Total assets
₹876 cr
Shareholder equity
₹585 cr
parent shareholders
Total debt
₹87.6 L
Cash
₹136 cr
Cash flow · H1 FY26
Operating
₹-71 cr
Investing
₹-3 cr
Financing
₹-1.1 L
Peer comparison
Internet & Catalogue Retail · by market value
CompanyPriceMarket capP/E
Info Edge (India) Limited₹1,265₹82,025 cr46.0
Indiamart Intermesh Limited₹1,663₹9,993 cr14.5
Just Dial Limited₹674₹5,732 cr12.4
Crizac Limitedthis company₹177₹3,089 cr16.4
Matrimony.Com Limited₹531₹1,098 cr14.4
TCC Concept Limited₹51₹244 cr5.0
Same industry · latest reported numbers · not a recommendation.
Corporate actions
Dividend yield
4.53%
trailing 12 months
Dividend / share (TTM)
₹8
Last dividend
₹8
ex 4 Feb 2026
ActionDetailEx-date
Dividend₹8 / share4 Feb 2026
Who owns it · 2026-06-30
No pledge
Promoter
79.9%
FII / Foreign
1.6%
DII / Domestic
3.2%
Retail / others
15.2%
Smart-money activity
Bulk / block deals
BoughtJUMP TRADING FINANCIAL INDIA PRIVATE LIMITED · NSE16.46 L @ ₹353.4916 Jul 25
SoldJUMP TRADING FINANCIAL INDIA PRIVATE LIMITED · NSE14.15 L @ ₹352.2416 Jul 25
SoldAAKRAYA RESEARCH LLP · NSE10.44 L @ ₹353.6116 Jul 25
What shareholders were asked to approve
2 proposals passed only on promoter votes

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Yearly shareholder meeting · 11 Sep 2026
See the official result
1
1 - To receive, consider and adopt the Audited Standalone Financial Statements of the Company for the financial year ended March 31, 2026.
Promoters had a personal stake in this
Backed by 96% of shareholders other than promotersneeded 50%
49.77 L votes for, 1.91 L against · 4% of mutual funds and other big investors said no
2
2 - To receive, consider and adopt the Audited Consolidated Financial Statements of the Company for the financial year ended March 31, 2026.
Promoters had a personal stake in this
Backed by 100% of shareholders other than promotersneeded 50%
51.68 L votes for, 91 against · 0% of mutual funds and other big investors said no
3
3 - To re-appoint Mr. Manish Agarwal (DIN: 03043680), who retires by rotation and, being eligible, has offered himself for re-appointment as a Director of the Company, liable to retire by rotation.
Promoters had a personal stake in this
Backed by 85% of shareholders other than promotersneeded 50%
44.06 L votes for, 7.62 L against · 16% of mutual funds and other big investors said no
4
4 - To appoint Mr. Christopher Flood Nagle (DIN: 11838159) as a Non-Executive, Non-Independent Director of the Company, liable to retire by rotation, with effect from September 11, 2026.
Promoters had a personal stake in this
Backed by 85% of shareholders other than promotersneeded 50%
44.08 L votes for, 7.60 L against · 16% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 37 named members
owning 80.0% between them · as of 2026-06-30
Pinky Agarwal30.06%
Manish Agarwal27.37%
Anita Agarwal9.54%
Pinki Agarwal3.99%
Kiran Jain3.00%
Usha Agarwal3.00%
Vikash Agarwal2.99%
Altis Projects LLPno shares

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.