CRIZACConsumer Services

Crizac Limited

Internet & Catalogue Retail · ISIN INE0S4R01014 · BSE 544439 · NSE EQ · FV ₹2
Last price
₹157
+9.20%today
What this company does

Crizac Limited operates in Internet & Catalogue Retail, part of the Consumer Services sector. It booked ₹103 cr of revenue in its latest quarter (Q2 FY27) and kept 35.3% of sales as profit. It is the 4th largest of 6 Internet & Catalogue Retail companies we track, by market value.

75out of 100
Equitytale Health Score
Solid

Healthier than 75% of companies in Consumer Services, on the 5 of 6 measures we could read for it. Each measure is ranked against the 7–46 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
39

At close. Not part of the score.

Profitability & returns86

How much profit it earns on the money it employs

Balance sheet86

How much it owes, and whether earnings cover the interest

Cash quality8

Whether reported profit actually arrives as cash

Valuation100

What today's price implies, against our models or its peers · highest in its sector on what we could measure

Governance & risk88

How much of the promoters' stake is pledged, and how much they hold

Not measurable for this company: growth & consistency. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Strengths
✓ Makes a profit
✓ Strong 35% net margin
✓ Promoters hold 80%
✓ No promoter shares pledged
✓ Strong 22% return on equity
✓ Virtually debt-free
✓ Turns profit into real cash
Watch-outs
! Sales down 37% vs last year
! Profit down 25% vs last year

What if I invest in CRIZAC?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 5% a year, it would become
₹15.50 lakh

The slider starts at 5%, taken from a generic assumption, not this company's history. That is history, not a forecast — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹157▲ +9.20%
latest close · 2026-11-04
52-wk low ₹13074 sessions so far52-wk high ₹205
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio18.6Average
LowAverageHigh
P/B ratio4.11High
Below bookModerateHigh
EV / EBITDA14.7Average
LowAverageHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity21.7%Strong
WeakFairStrong ▸15%
Return on capital23.4%Strong
WeakFairStrong
Net margin35.3%Strong
ThinDecentStrong
EBITDA margin42.8%Healthy
ThinDecentHealthy
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.00Comfortable
LowModerateHigh ▸1
Interest cover1,048.9×Strong
RiskyOkayStrong ▸5×
Current ratio2.23Ample
Tight ◂1HealthyAmple
More figures
Market cap
₹2,748 cr
Book value
₹38
EPS
₹2.11
latest quarter
Net debt
₹-158 cr
more cash than debt
Enterprise value
₹2,590 cr
EBITDA
₹176 cr
annualised
EBIT
₹161 cr
annualised
Operating margin
39.1%
Return on assets
16.7%
Earnings yield
5.38%
P/S
6.69
Sales / share
₹23.5
Tax rate
9.7%
Face value
₹2
Shares
17.5 cr
Working capital
₹221 cr
Current assets
₹400 cr
Current liabilities
₹180 cr
Delivery %
46.1%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-11-04.

Worth vs price · from the exchange filings
not investment advice
Looks overpricedMedium confidence
Median of 2 models ₹108 vs market price ₹157 — price is 45% above it
Safety cushion-45.0%(target ≥ +20%)
Models span ₹89–₹128, midpoint ₹108
Model ₹108
Price ₹157
Cheap sideExpensive side

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q2 FY27 (consolidated)
Revenue from Operations₹103 cr
Other Income₹9 cr
Total Income₹111 cr
Cost of Materials₹54 cr
Purchases of Stock-in-Trade₹0 cr
Employee Benefit Expense₹7 cr
Finance Costs₹3.8 L
Depreciation & Amortisation₹4 cr
Other Expenses₹6 cr
Total Expenses₹71 cr
Profit before Tax₹40 cr
Tax Expense₹4 cr
Net Profit₹36 cr
Net margin on total income32.6%
Where the money goes · Q2 FY27
% of total income
Materials + stock-in-trade₹54 cr48.9%
Employee benefit expense₹7 cr6.3%
Finance costs₹3.8 L0.0%
Depreciation & amortisation₹4 cr3.4%
Other expenses₹6 cr5.3%
Tax expense₹4 cr3.5%
Profit for the period₹36 cr32.6%
Total income ₹111 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ4 FY26Q1 FY27Q2 FY27
Revenue392 cr201 cr103 cr
Total income399 cr208 cr111 cr
Expenses306 cr144 cr71 cr
Profit before tax93 cr65 cr40 cr
Tax18 cr19 cr4 cr
Net profit (owners' share)75 cr47 cr36 cr
Net margin (owners' share, on revenue)19.2%23.4%35.3%
EPS (₹)4.292.692.11
YoY (latest quarter): total income -34.5% · net profit -25.0%
Balance sheet & cash flow · as of Sep 2026
Debt-free
Total assets
₹866 cr
Shareholder equity
₹668 cr
parent shareholders
Total debt
₹96.8 L
Cash
₹159 cr
Cash flow · H1 FY27
Operating
₹127 cr
Investing
₹-106 cr
Financing
₹-92.6 L
Peer comparison
Internet & Catalogue Retail · by market value
CompanyPriceMarket capP/E
Info Edge (India) Limited₹1,180₹76,514 cr39.9
Indiamart Intermesh Limited₹1,541₹9,263 cr25.5
Just Dial Limited₹664₹5,646 cr12.2
Crizac Limitedthis company₹144₹2,516 cr17.0
Matrimony.Com Limited₹550₹1,137 cr14.9
TCC Concept Limited₹39₹187 cr3.8
Same industry · latest reported numbers · not a recommendation.
Corporate actions
Dividend yield
5.09%
trailing 12 months
Dividend / share (TTM)
₹8
Last dividend
₹8
ex 4 Feb 2026
ActionDetailEx-date
Dividend₹8 / share4 Feb 2026
Who owns it · 2026-09-30
No pledge
Promoter
79.9%
FII / Foreign
1.2%
DII / Domestic
2.9%
Retail / others
16.0%
Smart-money activity
Bulk / block deals
BoughtJUMP TRADING FINANCIAL INDIA PRIVATE LIMITED · NSE16.46 L @ ₹353.4916 Jul 25
SoldJUMP TRADING FINANCIAL INDIA PRIVATE LIMITED · NSE14.15 L @ ₹352.2416 Jul 25
SoldAAKRAYA RESEARCH LLP · NSE10.44 L @ ₹353.6116 Jul 25
What shareholders were asked to approve
2 proposals passed only on promoter votes

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Yearly shareholder meeting · 11 Sep 2026
See the official result
1
1 - To receive, consider and adopt the Audited Standalone Financial Statements of the Company for the financial year ended March 31, 2026.
Promoters had a personal stake in this
Backed by 96% of shareholders other than promotersneeded 50%
49.77 L votes for, 1.91 L against · 4% of mutual funds and other big investors said no
2
2 - To receive, consider and adopt the Audited Consolidated Financial Statements of the Company for the financial year ended March 31, 2026.
Promoters had a personal stake in this
Backed by 100% of shareholders other than promotersneeded 50%
51.68 L votes for, 91 against · 0% of mutual funds and other big investors said no
3
3 - To re-appoint Mr. Manish Agarwal (DIN: 03043680), who retires by rotation and, being eligible, has offered himself for re-appointment as a Director of the Company, liable to retire by rotation.
Promoters had a personal stake in this
Backed by 85% of shareholders other than promotersneeded 50%
44.06 L votes for, 7.62 L against · 16% of mutual funds and other big investors said no
4
4 - To appoint Mr. Christopher Flood Nagle (DIN: 11838159) as a Non-Executive, Non-Independent Director of the Company, liable to retire by rotation, with effect from September 11, 2026.
Promoters had a personal stake in this
Backed by 85% of shareholders other than promotersneeded 50%
44.08 L votes for, 7.60 L against · 16% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 37 named members
owning 80.0% between them · as of 2026-09-30
Pinky Agarwal30.06%
Manish Agarwal27.37%
Anita Agarwal9.54%
Pinki Agarwal3.99%
Kiran Jain3.00%
Usha Agarwal3.00%
Vikash Agarwal2.99%
Altis Projects LLPno shares
Business done with them
FY2026 · 5 of the group
The company paid ₹7 cr to companies in the promoter group last year — about 0.7% of its ₹1,042 cr revenue.
Gyan Bharti Educational Trust
Other payments to them · CSR Expenditure
₹3 cr
company paid
Altis Projects LLP
Other payments to them · Rental expenses, Security Deposit for Rent
₹1 cr
company paid
Manish Agarwal
Other payments to them · Remuneration Paid
also owns 27.37% of the company
₹1 cr
company paid
Vikash Agarwal
Other payments to them · Remuneration Paid
also owns 2.99% of the company
₹1 cr
company paid
Pinky Agarwal
Other payments to them · Sitting Fees
also owns 30.06% of the company
₹3.5 L
company paid
Altis Projects LLP
Description Of Nature Of Related Party Relationship · Rental expenses, Security Deposit for Rent
₹0 L
company received
Gyan Bharti Educational Trust
Description Of Nature Of Related Party Relationship · CSR Expenditure
₹0 L
company received
Manish Agarwal
Description Of Nature Of Related Party Relationship · Remuneration Paid
also owns 27.37% of the company
₹0 L
company received
Pinky Agarwal
Description Of Nature Of Related Party Relationship · Sitting Fees
also owns 30.06% of the company
₹0 L
company received
Vikash Agarwal
Description Of Nature Of Related Party Relationship · Remuneration Paid
also owns 2.99% of the company
₹0 L
company received

The company also transacted with 4 other related parties — subsidiaries, joint ventures, directors and others — that we could not match by name to the promoter list above. Some may still be connected to the family; we only count the ones the filings let us match with certainty.

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.