HDFC Life Insurance Company Limited
HDFC Life Insurance Company Limited operates in Life Insurance, part of the Financial Services sector.
We could measure only 15% of what this score needs, so we are not publishing a number for this company. What we could measure is below.
Measures financial condition, not whether to buy. Learn what this score means · How this is calculated
- RSI (14)
- 45
At close. Not part of the score.
How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure
Not measurable for this company: profitability & returns, balance sheet, cash quality, growth & consistency, valuation. Those pillars are left out of the score rather than counted as zero.
What if I invest in HDFCLIFE?
Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.
The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.
P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-11-04.
An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.
| Total Income | ₹24,225 cr |
| Total Expenses | ₹23,936 cr |
| Metric | Q4 FY26 | Q1 FY27 | Q2 FY27 |
|---|---|---|---|
| Revenue | — | — | — |
| Total income | 19,906 cr | 33,542 cr | 24,225 cr |
| Expenses | 19,457 cr | 33,224 cr | 23,936 cr |
| Profit before tax | — | — | — |
| Tax | — | — | — |
| Net profit (owners' share) | — | — | — |
| Net margin (owners' share, on revenue) | — | — | — |
| EPS (₹) | — | — | — |
| Company | Price | Market cap | P/E | ROE | Net margin | 1-yr return |
|---|---|---|---|---|---|---|
| Max Financial Services Limited | ₹1,185 | ₹40,696 cr | 127.2 | 5.6% | 0.7% | — |
| Life Insurance Corporation Of India | ₹396 | — | — | — | — | — |
| Canara HSBC Life Insurance Company Limited | ₹121 | — | — | — | — | — |
| HDFC Life Insurance Company Limitedthis company | ₹526 | — | — | — | — | — |
| SBI Life Insurance Company Limited | ₹1,683 | — | — | — | — | — |
| ICICI Life Insurance Limited | ₹410 | — | — | — | — | — |
| Action | Detail | Ex-date |
|---|---|---|
| Dividend | ₹2.1 / share | 19 Jun 2026 |
| Dividend | ₹2.1 / share | 20 Jun 2025 |
| Dividend | ₹2 / share | 21 Jun 2024 |
| Dividend | ₹1.9 / share | 16 Jun 2023 |
| Dividend | ₹1.7 / share | 31 May 2022 |
| Dividend | ₹2.02 / share | 30 Jun 2021 |
A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.
Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.
When a company raises money from investors, it has to say up front what the money is for. The rules then make it report, every three months until the money is gone, how much of each of those things it has actually paid for — so a promise made while asking for the money can be checked afterwards.
The company has not broken this money down into purposes in its filing for Jun 2026, so there is nothing to measure it against yet.
The amount this filing states as raised is many times the whole company’s market value, so it is almost certainly entered in the wrong unit. We show the purposes and how far along each one is, and leave the rupee figures out rather than repeat a number that cannot be right.
Every figure above is taken from the statement the company files with the stock exchange each quarter, for as long as money it has raised remains unspent. The only thing we work out is how much of each stated purpose has been paid for — one number divided by another from the same filing. Whether a plan that changed was a good change is not something a filing can tell you. See the filing