HDFCLIFEFinancial Services

HDFC Life Insurance Company Limited

Life Insurance · ISIN INE795G01014 · BSE 540777 · NSE EQ · FV ₹10
Last price
₹557
+5.05%today
What this company does

HDFC Life Insurance Company Limited operates in Life Insurance, part of the Financial Services sector.

Equitytale Health Score
Insufficient data

We could measure only 15% of what this score needs, so we are not publishing a number for this company. What we could measure is below.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
57

At close. Not part of the score.

Governance & risk100

How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure

Not measurable for this company: profitability & returns, balance sheet, cash quality, growth & consistency, valuation. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Looks broadly healthy
Strengths
Promoters hold 51%
No promoter shares pledged
Watch-outs
None flagged from our data

What if I invest in HDFCLIFE?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹557 +5.05%
latest close · 2026-09-17
1-year return
-20.3%
52-wk low ₹49752-wk high ₹776
More figures
Market cap
Book value
EPS
latest quarter
Net debt
Enterprise value
EBITDA
EBIT
Operating margin
Return on assets
Earnings yield
P/S
Sales / share
Tax rate
Face value
₹10
Working capital
Current assets
Current liabilities
Delivery %
57.0%

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.

Worth vs price · from the exchange filings
not investment advice
Hard to value confidentlyLow confidence
We haven't parsed this company's annual profit history yet — common for banks and insurers, whose results file in a different format — so we can't value it off earnings.

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q1 FY27 (consolidated)
Total Income₹33,542 cr
Total Expenses₹33,224 cr
Where the money goes · Q1 FY27
% of total income
Other expenses₹33,224 cr99.9%
Tax expense₹47 cr0.1%
Total income ₹33,542 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ3 FY26Q4 FY26Q1 FY27
Revenue
Total income29,158 cr19,906 cr33,542 cr
Expenses29,171 cr19,457 cr33,224 cr
Profit before tax
Tax
Net profit (owners' share)
Net margin (owners' share, on revenue)
EPS (₹)
YoY (latest quarter): total income +14.5% · net profit
Balance sheet & cash flow · as of Jun 2026
Total assets
₹4.05 L cr
Shareholder equity
parent shareholders
Total debt
Cash
Cash flow · H1 FY26
Operating
₹7,371 cr
Investing
₹-8,394 cr
Financing
₹-950 cr
Peer comparison
Life Insurance · by market value
CompanyPriceMarket capP/E
Max Financial Services Limited₹1,554₹53,364 cr139.7
Life Insurance Corporation Of India₹400
Canara HSBC Life Insurance Company Limited₹155
HDFC Life Insurance Company Limitedthis company₹557
SBI Life Insurance Company Limited₹1,767
ICICI Prudential Life Insurance Company Limited₹491
Same industry · latest reported numbers · not a recommendation.
Corporate actions
Dividend yield
0.38%
trailing 12 months
Dividend / share (TTM)
₹2.1
Last dividend
₹2.1
ex 19 Jun 2026
ActionDetailEx-date
Dividend₹2.1 / share19 Jun 2026
Dividend₹2.1 / share20 Jun 2025
Dividend₹2 / share21 Jun 2024
Dividend₹1.9 / share16 Jun 2023
Dividend₹1.7 / share31 May 2022
Dividend₹2.02 / share30 Jun 2021
Who owns it · 2026-06-30
No pledge
Promoter
50.5%
FII / Foreign
19.3%
DII / Domestic
20.2%
Retail / others
10.0%
Promoter stake up 0.1% over the last 12 quarters.
Smart-money activity
Insider trades
BoughtVISHAL BANDLISH · Employees/Designated Employees1,886 · ₹8.3 L9 Aug 24
BoughtVISHAL BANDLISH · Employees/Designated Employees11,314 · ₹50.0 L9 Aug 24
BoughtNAGESH PAI · Employees/Designated Employees2,000 · ₹10.8 L9 Aug 24
Bulk / block deals
short · NSE916 Sep 26
short · NSE14 Sep 26
short · NSE1031 Aug 26
Stake changes
BoughtHDFC Bank Limited · promoter→ 50.40% · 108.33 cr1 Jul 23
SoldSrandard Life (Mauritius Holdings) 2006 Limited · promoter→ 3.89% · 10.08 cr29 Jun 21
SoldStandard Life (Mauritius Holdings) 2006 Limited · promoter→ 8.89% · 2.78 cr3 Dec 20
Promoter pledges
PledgedHousing Development Finance Corporation Ltd108.33 cr · 0.00% held1 Jul 23
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Yearly shareholder meeting · 16 Jul 2025
See the official result
1
To receive, consider and adopt: (a) the audited standalone revenue account, profit and loss account and receipts and payments account of the Company for the financial year ended March 31, 2025 and the balance sheet as at that date, together with the reports of the directors and auditors thereon; and (b) the audited consolidated revenue account, profit and loss account and receipts and payments account of the Company for the financial year ended March 31, 2025 and the balance sheet as at that date, together with the report of the auditors thereon
Backed by 100% of shareholders other than promotersneeded 50%
75.97 cr votes for, 6,661 against · 0% of mutual funds and other big investors said no
2
To declare dividend of ₹ 2.10/- per equity share for the financial year ended March 31, 2025.
Backed by 100% of shareholders other than promotersneeded 50%
78.35 cr votes for, 46,413 against · 0% of mutual funds and other big investors said no
3
To appoint a Director in place of Ms. Vibha Padalkar (DIN: 01682810) who retires by rotation and, being eligible, offers herself for re-appointment.
Backed by 100% of shareholders other than promotersneeded 50%
78.17 cr votes for, 17.44 L against · 0% of mutual funds and other big investors said no
4
Payment of remuneration to Joint Statutory Auditors.
Backed by 98% of shareholders other than promotersneeded 50%
76.48 cr votes for, 1.78 cr against · 3% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

The named holders in this filing do not add up to the promoter total it states, so we are not presenting them as the promoter group.
Money it raised, and what it did with it

When a company raises money from investors, it has to say up front what the money is for. The rules then make it report, every three months until the money is gone, how much of each of those things it has actually paid for — so a promise made while asking for the money can be checked afterwards.

Money raised in Jun 2026 by selling shares to selected investors

The company has not broken this money down into purposes in its filing for Jun 2026, so there is nothing to measure it against yet.

The amount this filing states as raised is many times the whole company’s market value, so it is almost certainly entered in the wrong unit. We show the purposes and how far along each one is, and leave the rupee figures out rather than repeat a number that cannot be right.

Every figure above is taken from the statement the company files with the stock exchange each quarter, for as long as money it has raised remains unspent. The only thing we work out is how much of each stated purpose has been paid for — one number divided by another from the same filing. Whether a plan that changed was a good change is not something a filing can tell you. See the filing

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.