Indian Bank
Indian Bank operates in Public Sector Bank, part of the Financial Services sector. It booked ₹18,095 cr of revenue in its latest quarter (Q1 FY27) and kept 18.2% of sales as profit. It is the 5th largest of 9 Public Sector Bank companies we track, by market value.
| Segment | FY24 | FY25 | FY26 | Share |
|---|---|---|---|---|
| Retail Banking | 24,928 | 29,126 | 32,214 | 39% → 41% |
| Corporate / Wholesale Banking | 22,166 | 23,858 | 25,027 | 35% → 32% |
| Treasury Operations | 15,616 | 17,177 | 18,740 | 24% → 24% |
| Other Banking Operations | 1,522 | 1,891 | 2,352 | 2% → 3% |
| Total | 64,232 | 72,051 | 78,333 |
From the company's consolidated segment filings (Ind AS 108). Margin is segment operating profit (before interest & tax) over segment revenue; reconciliation rows like inter-segment eliminations are excluded from the mix.
Healthier than 71% of companies in Financial Services, on the 4 of 6 measures we could read for it. Each measure is ranked against the 95–250 companies that reported it.
Measures financial condition, not whether to buy. Learn what this score means · How this is calculated
- RSI (14)
- 37
At close. Not part of the score.
How much profit it earns on the money it employs
Whether reported profit actually arrives as cash
What today's price implies, against our models or its peers
How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure
Not measurable for this company: balance sheet, growth & consistency. Those pillars are left out of the score rather than counted as zero.
What if I invest in INDIANB?
Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.
The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.
P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.
An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.
| Interest Earned | ₹18,095 cr |
| Other Income | ₹2,902 cr |
| Total Income | ₹20,997 cr |
| Interest Expended | ₹10,657 cr |
| Employee Cost | ₹3,099 cr |
| Other Operating Expenses | ₹1,654 cr |
| Total Expenditure | ₹15,409 cr |
| Operating Profit before Provisions | ₹5,588 cr |
| Provisions & Contingencies | ₹1,194 cr |
| Profit before Tax | ₹4,394 cr |
| Tax Expense | ₹1,095 cr |
| Share of Associates | ₹58 cr |
| Net Profit | ₹3,299 cr |
| Net margin on total income | 15.7% |
Not enough income-statement detail filed to break this down yet.
| Metric | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|
| Revenue | 17,102 cr | 17,489 cr | 18,095 cr |
| Total income | 19,895 cr | 20,261 cr | 20,997 cr |
| Expenses | — | — | — |
| Profit before tax | 4,199 cr | 4,078 cr | 4,394 cr |
| Tax | 1,113 cr | 963 cr | 1,095 cr |
| Net profit (owners' share) | 3,086 cr | 3,115 cr | 3,299 cr |
| Net margin (owners' share, on revenue) | 18.0% | 17.8% | 18.2% |
| EPS (₹) | 23.36 | 23.56 | 24.92 |
| Company | Price | Market cap | P/E | ROE | Net margin | 1-yr return |
|---|---|---|---|---|---|---|
| State Bank of India | ₹989 | ₹9.13 L cr | 9.5 | 16.0% | 18.0% | — |
| Union Bank of India | ₹178 | ₹1.36 L cr | 6.0 | 16.1% | 19.6% | — |
| Punjab National Bank | ₹116 | ₹1.34 L cr | 5.8 | 14.2% | 15.9% | — |
| Bank of Baroda | ₹232 | ₹1.20 L cr | 16.8 | 3.8% | 4.5% | — |
| Indian Bankthis company | ₹841 | ₹1.13 L cr | 8.4 | 16.5% | 18.2% | — |
| Canara Bank | ₹124 | ₹1.12 L cr | 5.4 | 16.5% | 14.8% | — |
| Bank of India | ₹138 | ₹62,914 cr | 4.8 | 14.0% | 15.6% | — |
| Bank of Maharashtra | ₹81 | ₹62,148 cr | 7.7 | 24.3% | 25.1% | — |
| Indian Overseas Bank | ₹32 | ₹61,814 cr | 9.0 | 17.9% | 18.9% | — |
| Action | Detail | Ex-date |
|---|---|---|
| Dividend | ₹18.25 / share | 10 Jun 2026 |
| Dividend | ₹16.25 / share | 10 Jun 2025 |
| Dividend | ₹12 / share | 7 Jun 2024 |
| Dividend | ₹8.6 / share | 12 Jun 2023 |
| Dividend | ₹6.5 / share | 14 Jun 2022 |
| Dividend | ₹2 / share | 8 Jul 2021 |
A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.
Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.
Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.
Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.