Muthoot Finance Limited
Muthoot Finance Limited operates in Non Banking Financial Company (NBFC), part of the Financial Services sector. It booked ₹8,672 cr of revenue in its latest quarter (Q1 FY27) and kept 32.3% of sales as profit. It is the 5th largest of 9 Non Banking Financial Company (NBFC) companies we track, by market value.
From the company's standalone segment filings (Ind AS 108). Margin is segment operating profit (before interest & tax) over segment revenue; reconciliation rows like inter-segment eliminations are excluded from the mix.
Healthier than 72% of companies in Financial Services, on the 5 of 6 measures we could read for it. Each measure is ranked against the 95–250 companies that reported it.
Measures financial condition, not whether to buy. Learn what this score means · How this is calculated
- RSI (14)
- 37
At close. Not part of the score.
How much profit it earns on the money it employs
Whether reported profit actually arrives as cash
Whether sales and profit have grown, and how steadily
What today's price implies, against our models or its peers
How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure
Not measurable for this company: balance sheet. Those pillars are left out of the score rather than counted as zero.
What if I invest in MUTHOOTFIN?
Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.
The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.
P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.
An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.
| Revenue from Operations | ₹8,672 cr |
| Other Income | ₹23 cr |
| Total Income | ₹8,695 cr |
| Cost of Materials | ₹0 cr |
| Purchases of Stock-in-Trade | ₹0 cr |
| Employee Benefit Expense | ₹738 cr |
| Finance Costs | ₹3,458 cr |
| Depreciation & Amortisation | ₹31 cr |
| Other Expenses | ₹548 cr |
| Total Expenses | ₹4,898 cr |
| Profit before Tax | ₹3,797 cr |
| Tax Expense | ₹972 cr |
| Net Profit | ₹2,825 cr |
| Net margin on total income | 32.5% |
| Metric | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|
| Revenue | 8,188 cr | 9,289 cr | 8,672 cr |
| Total income | 8,239 cr | 9,291 cr | 8,695 cr |
| Expenses | 4,417 cr | 4,707 cr | 4,898 cr |
| Profit before tax | 3,822 cr | 4,584 cr | 3,797 cr |
| Tax | 999 cr | 1,187 cr | 972 cr |
| Net profit (owners' share) | 2,804 cr | 3,349 cr | 2,799 cr |
| Net margin (owners' share, on revenue) | 34.2% | 36.1% | 32.3% |
| EPS (₹) | 69.84 | 83.43 | 69.72 |
| Company | Price | Market cap | P/E | ROE | Net margin | 1-yr return |
|---|---|---|---|---|---|---|
| Bajaj Finance Limited | ₹1,015 | ₹6.31 L cr | 26.4 | 21.0% | 25.8% | — |
| Shriram Finance Limited | ₹995 | ₹2.34 L cr | 16.7 | 21.0% | 25.8% | — |
| Cholamandalam Investment and Finance Company Limited | ₹1,765 | ₹1.51 L cr | 22.7 | 21.8% | 18.7% | — |
| Tata Capital Limited | ₹344 | ₹1.45 L cr | 23.5 | 13.5% | 17.5% | — |
| Muthoot Finance Limitedthis company | ₹2,770 | ₹1.11 L cr | 9.9 | 28.6% | 32.3% | — |
| L&T Finance Limited | ₹302 | ₹75,742 cr | 21.0 | 12.9% | 17.2% | — |
| SBI Cards and Payment Services Limited | ₹637 | ₹60,613 cr | 22.8 | 16.9% | 13.2% | — |
| HDB Financial Services Limited | ₹681 | ₹56,586 cr | 18.0 | 15.2% | 15.9% | — |
| Sundaram Finance Limited | ₹4,663 | ₹51,398 cr | 20.2 | 17.1% | 24.1% | — |
| Action | Detail | Ex-date |
|---|---|---|
| Dividend | ₹30 / share | 17 Apr 2026 |
| Dividend | ₹26 / share | 25 Apr 2025 |
| Dividend | ₹24 / share | 31 May 2024 |
| Dividend | ₹22 / share | 18 Apr 2023 |
| Dividend | ₹20 / share | 25 Apr 2022 |
| Dividend | ₹20 / share | 22 Apr 2021 |
A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.
Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.
Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.
Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.
When a company raises money from investors, it has to say up front what the money is for. The rules then make it report, every three months until the money is gone, how much of each of those things it has actually paid for — so a promise made while asking for the money can be checked afterwards.
The company has not broken this money down into purposes in its filing for Jun 2026, so there is nothing to measure it against yet.
The company has not broken this money down into purposes in its filing for Jun 2026, so there is nothing to measure it against yet.
Every figure above is taken from the statement the company files with the stock exchange each quarter, for as long as money it has raised remains unspent. The only thing we work out is how much of each stated purpose has been paid for — one number divided by another from the same filing. Whether a plan that changed was a good change is not something a filing can tell you. See the filing