NBIFIN

N. B. I. Industrial Finance Company Limited

Listed company · ISIN INE365I01020 · NSE EQ · FV ₹5
Last price
₹1,960
-1.68%today
What this company does

N. B. I. Industrial Finance Company Limited is a listed company. It booked ₹10 cr of revenue in its latest quarter (Q3 FY26) and kept 68.2% of sales as profit.

69out of 100
Equitytale Health Score
Solid

Healthier than 69% of listed companies we score, on the 5 of 6 measures we could read for it. Each measure is ranked against the 2,445–2,858 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
42

At close. Not part of the score.

Profitability & returns49

How much profit it earns on the money it employs

Balance sheet100

How much it owes, and whether earnings cover the interest · highest in its sector on what we could measure

Cash quality41

Whether reported profit actually arrives as cash

Valuation69

What today's price implies, against our models or its peers

Governance & risk100

How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure

Not measurable for this company: growth & consistency. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
A mixed picture
Strengths
Makes a profit
Strong 68% net margin
Sales up 1,428% vs last year
Profit up 1,827% vs last year
Promoters hold 74%
No promoter shares pledged
Virtually debt-free
Turns profit into real cash
Watch-outs
! Low 0.8% return on equity

What if I invest in NBIFIN?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹1,960 -1.68%
latest close · 2026-09-17
1-year return
-31.4%
52-wk low ₹1,75852-wk high ₹2,970
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio22.3Average
LowAverageHigh
P/B ratio0.18Below book
Below bookModerateHigh
EV / EBITDA16.6High
LowAverageHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity0.8%Weak
WeakFairStrong ▸15%
Net margin68.2%Strong
ThinDecentStrong
EBITDA margin91.6%Healthy
ThinDecentHealthy
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.00Comfortable
LowModerateHigh ▸1
More figures
Market cap
₹579 cr
Book value
₹10,887
EPS
₹21.95
latest quarter
Net debt
₹-44.5 L
more cash than debt
Enterprise value
₹579 cr
EBITDA
₹35 cr
annualised
EBIT
₹35 cr
annualised
Operating margin
91.6%
Return on assets
0.8%
Earnings yield
4.48%
P/S
15.21
Sales / share
₹128.9
Tax rate
25.6%
Face value
₹5
Shares
0.3 cr
Working capital
Current assets
Current liabilities
Delivery %
85.3%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.

Worth vs price · from the exchange filings
not investment advice
Hard to value confidentlyLow confidence
Too few reliable models — the filings don't support two independent estimates of value.

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q3 FY26 (consolidated)
Revenue from Operations₹10 cr
Other Income₹0 cr
Total Income₹10 cr
Cost of Materials₹0 cr
Purchases of Stock-in-Trade₹0 cr
Employee Benefit Expense₹59.8 L
Finance Costs₹0 cr
Depreciation & Amortisation₹0 cr
Other Expenses₹20.5 L
Total Expenses₹80.3 L
Profit before Tax₹9 cr
Tax Expense₹2 cr
Share of JV / Associates₹0.04 L
Net Profit₹6 cr
Net margin on total income68.2%
Where the money goes · Q3 FY26
% of total income
Employee benefit expense₹59.8 L6.3%
Other expenses₹20.5 L2.1%
Tax expense₹2 cr23.4%
Profit for the period₹6 cr68.1%
Total income ₹10 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ1 FY26Q2 FY26Q3 FY26
Revenue41.8 L9 cr10 cr
Total income41.8 L9 cr10 cr
Expenses71.3 L67.5 L80.3 L
Profit before tax-29.4 L8 cr9 cr
Tax5.5 L2 cr2 cr
Net profit (owners' share)-34.9 L6 cr6 cr
Net margin (owners' share, on revenue)-83.5%70.2%68.2%
EPS (₹)-1.1820.4121.95
YoY (latest quarter): total income +1,329.9% · net profit +1,826.6%
Balance sheet & cash flow · as of Sep 2025
Debt-free
Total assets
₹3,406 cr
Shareholder equity
₹3,217 cr
parent shareholders
Total debt
₹0 cr
Cash
₹44.5 L
Cash flow · H1 FY26
Operating
₹4 cr
Investing
₹-4 cr
Financing
₹-14.8 L
Who owns it · 2026-06-30
No pledge
Promoter
74.2%
FII / Foreign
0.2%
DII / Domestic
2.5%
Retail / others
23.2%
Promoter stake down 0.2% over the last 12 quarters.
Smart-money activity
Insider trades
BoughtASISH CREATIONS PRIVATE LIMITED · Promoter Group1.11 L31 Jan 25
BoughtHARIMOHAN BANGUR · Promoters78,33331 Jan 25
BoughtRAJKAMAL DEVI BANGUR · Promoters22,71631 Jan 25
Bulk / block deals
SoldCASTAMET WORKS PRIVATE LIMITED · NSE25,000 @ ₹2,100.5322 Jul 26
SoldCASTAMET WORKS PRIVATE LIMITED · NSE30,000 @ ₹1,902.29 Jul 26
BoughtTANUSHREE LOGISTICS PRIVATE LIMITED · NSE16,640 @ ₹1,918.627 Dec 23
Stake changes
BoughtPrashant Bangur · promoter→ 74.17% · 3.57 L30 Jan 25
BoughtPrashant Bangur · promoter→ 74.17% · 3.57 L30 Jan 25
BothI K AGENCIES PVT LTD→ 0.00%12 May 22
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Yearly shareholder meeting · 21 Aug 2026
See the official result
1
To receive, consider and adopt the Annual Audited Financial Statements of the Company for the Financial Year ended March 31, 2026, together with the Reports of the Board of Directors and the Auditors thereon
Backed by 100% of shareholders other than promotersneeded 50%
2.66 L votes for, 0 against
2
To declare Dividend on Equity Shares for the financial year ended 31st March, 2026.
Backed by 100% of shareholders other than promotersneeded 50%
2.66 L votes for, 0 against
3
To appoint a Director in place of Shri Bankat Lal Gaggar (DIN: 00404123), who retires by rotation at this Annual General Meeting and being eligible, offers himself for re-appointment
Backed by 100% of shareholders other than promotersneeded 75%
2.66 L votes for, 2 against
4
To appoint a Director in place of Shri Jagdish Prasad Mundra (DIN: 00630475), who retires by rotation at this Annual General Meeting and being eligible, offers himself for re-appointment
Backed by 100% of shareholders other than promotersneeded 75%
2.66 L votes for, 2 against

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 27 named members
owning 74.2% between them · as of 2026-06-30
SHREE CAPITAL SERVICES LTD21.00%
DIGVIJAY FINLEASE LIMITED16.46%
ASISH CREATIONS PRIVATE LIMITED8.20%
PRASHANT BANGUR7.18%
MANNAKRISHNA INVESTMENTS PVT LTD6.00%
NEWA INVESTMENTS PVT LTD4.88%
THE DIDWANA INVESTMENT COMPANY LIMITED4.70%
HARIMOHAN BANGUR2.65%

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.