PANACHE

Panache Digilife Limited

Listed company · ISIN INE895W01019 · NSE BE · FV ₹10
Last price
₹512
-1.54%today
What this company does

Panache Digilife Limited is a listed company. It booked ₹51 cr of revenue in its latest quarter (Q1 FY27) and kept 7.5% of sales as profit.

Their stated mission

is to make unit produced reflects our commitment to quality Our solutions are aligned with India’s education more accessible, engaging, excellence and operational discipline.

In the report:
57out of 100
Equitytale Health Score
Mixed

Healthier than 57% of listed companies we score, on all six measures of filed financials. Each measure is ranked against the 1,201–2,858 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
50

At close. Not part of the score.

Profitability & returns61

How much profit it earns on the money it employs

Balance sheet57

How much it owes, and whether earnings cover the interest

Cash quality31

Whether reported profit actually arrives as cash

Growth & consistency93

Whether sales and profit have grown, and how steadily

Valuation15

What today's price implies, against our models or its peers

Governance & risk100

How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure

Is this company doing well?
not investment advice
A mixed picture
Strengths
Makes a profit
Sales up 72% vs last year
Profit up 339% vs last year
Promoters hold 54%
No promoter shares pledged
Turns profit into real cash
Watch-outs
! Thin 7.5% net margin

What if I invest in PANACHE?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹512 -1.54%
latest close · 2026-09-17
1-year return
+756.9%
52-wk low ₹4052-wk high ₹559
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio56.6High
LowAverageHigh
P/B ratio7.77High
Below bookModerateHigh
EV / EBITDA35.6High
LowAverageHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity14.4%Fair
WeakFairStrong ▸15%
Return on capital19.9%Strong
WeakFairStrong
Net margin7.5%Decent
ThinDecentStrong
EBITDA margin11.6%Decent
ThinDecentHealthy
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.23Comfortable
LowModerateHigh ▸1
Interest cover7.7×Strong
RiskyOkayStrong ▸5×
Current ratio1.82Healthy
Tight ◂1HealthyAmple
More figures
Market cap
₹820 cr
Book value
₹66
EPS
₹2.26
latest quarter
Net debt
₹22 cr
owes more than its cash
Enterprise value
₹842 cr
EBITDA
₹24 cr
annualised
EBIT
₹22 cr
annualised
Operating margin
10.8%
Return on assets
6.7%
Earnings yield
1.77%
P/S
4.03
Sales / share
₹127.0
Tax rate
24.0%
Face value
₹10
Shares
1.6 cr
Working capital
₹96 cr
Current assets
₹212 cr
Current liabilities
₹117 cr
Delivery %
79.0%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.

Worth vs price · from the FY 2025 report & filings
not investment advice
Hard to value confidentlyLow confidence
One year's profit is a one-off (far above the multi-year norm), so its recurring earnings power is unclear.
Models span ₹27₹34, midpoint ₹31

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q1 FY27 (consolidated)
Revenue from Operations₹51 cr
Other Income₹70.1 L
Total Income₹52 cr
Cost of Materials₹70 cr
Purchases of Stock-in-Trade₹0 cr
Inventory Change (±)₹-28 cr
Employee Benefit Expense₹2 cr
Finance Costs₹71.5 L
Depreciation & Amortisation₹40.1 L
Other Expenses₹2 cr
Total Expenses₹47 cr
Profit before Tax₹5 cr
Tax Expense₹1 cr
Share of JV / Associates₹-2.5 L
Net Profit₹4 cr
Net margin on total income7.0%
Where the money goes · Q1 FY27
% of total income
Materials + stock-in-trade₹42 cr82.2%
Employee benefit expense₹2 cr3.3%
Finance costs₹71.5 L1.4%
Depreciation & amortisation₹40.1 L0.8%
Other expenses₹2 cr3.1%
Tax expense₹1 cr2.2%
Profit for the period₹4 cr7.0%
Total income ₹52 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ3 FY26Q4 FY26Q1 FY27
Revenue74 cr100 cr51 cr
Total income75 cr101 cr52 cr
Expenses69 cr85 cr47 cr
Profit before tax6 cr13 cr5 cr
Tax2 cr3 cr1 cr
Net profit (owners' share)4 cr10 cr4 cr
Net margin (owners' share, on revenue)5.9%9.6%7.5%
EPS (₹)2.596.542.26
YoY (latest quarter): total income +73.1% · net profit +338.5%
Balance sheet & cash flow · as of Mar 2026
Low debt
Total assets
₹228 cr
Shareholder equity
₹106 cr
parent shareholders
Total debt
₹25 cr
Cash
₹3 cr
Cash flow · H1 FY26
Operating
₹3 cr
Investing
₹-6 cr
Financing
₹-2 cr
Corporate actions
Dividend yield
trailing 12 months
Dividend / share (TTM)
Last dividend
₹0.25
ex 21 Sep 2020
ActionDetailEx-date
Dividend₹0.25 / share21 Sep 2020
Who owns it · 2026-06-30
No pledge
Promoter
54.0%
Public
46.0%
Promoter stake down 11.4% over the last 12 quarters.
Smart-money activity
Insider trades
BoughtNikit D Rambhia · Promoters3.93 L · ₹3.2 cr5 Jan 26
BoughtAmit D Rambhia · Promoters3.93 L · ₹3.2 cr5 Jan 26
BoughtNitesh Manilal Savla · Director35,000 · ₹92.0 L17 Nov 25
Bulk / block deals
BoughtPM CONSULTANCY · NSE1.30 L @ ₹39630 Sep 25
SoldL7 HITECH PRIVATE LIMITED · NSE1.30 L @ ₹39630 Sep 25
BoughtL7 HITECH PRIVATE LIMITED · NSE1.23 L @ ₹398.8226 Sep 25
Stake changes
BoughtNikit D Rambhia · promoter→ 2.45% · 3.93 L5 Jan 26
BoughtAmit D Rambhia · promoter→ 2.45% · 3.93 L5 Jan 26
BoughtJanardhan Rao Yandooru Jt. With Jeenal Vora · promoter→ 0.06% · 10,00025 Jun 25
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Special shareholder meeting · 13 Mar 2026
See the official result
1
Issue of upto 6,07,348 (Six Lakhs Seven Thousand Three-hundred and Forty-eight) warrants each convertible into, or exchangeable for one equity share within the period of 18 (eighteen) months in accordance with the applicable law to the Non-promoters of the Company on preferential basis.
Backed by 100% of shareholders other than promotersneeded 75%
3.25 L votes for, 0 against · 0% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 8 named members
owning 54.0% between them · as of 2026-06-30
AMIT D RAMBHIA19.94%
NIKIT D RAMBHIA19.94%
DEVCHAND LALJI RAMBHIA14.10%
JANARDHAN RAO YANDOORU0.06%
DEEPA AMIT RAMBHIAno shares
DEVCHAND L RAMBHIA HUF (Devchand Lalji Rambhia - Karta)no shares
JAYA D RAMBHIAno shares
KAVITA N RAMBHIAno shares

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

Money it raised, and what it did with it

When a company raises money from investors, it has to say up front what the money is for. The rules then make it report, every three months until the money is gone, how much of each of those things it has actually paid for — so a promise made while asking for the money can be checked afterwards.

₹5 cr raised in Jan 2026 by selling shares to selected investors

As of Mar 2026, the company says it has spent 100% of what it set aside.

Growth in the business of the Company, general corporate purposes and the working capital requirements.
100%
₹5 cr of ₹5 cr
₹19 cr raised in Nov 2025 by selling shares to selected investors

As of Dec 2025, the company says it has spent 100% of what it set aside.

Growth in the business of the Company, payment of its debt’s, general corporate purposes and the working capital requirements.
100%
₹19 cr of ₹19 cr

Every figure above is taken from the statement the company files with the stock exchange each quarter, for as long as money it has raised remains unspent. The only thing we work out is how much of each stated purpose has been paid for — one number divided by another from the same filing. Whether a plan that changed was a good change is not something a filing can tell you. See the filing

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.