REC Limited
REC Limited operates in Financial Institution, part of the Financial Services sector. It booked ₹14,435 cr of revenue in its latest quarter (Q1 FY27) and kept 29.0% of sales as profit. It is the 3rd largest of 7 Financial Institution companies we track, by market value.
Healthier than 78% of companies in Financial Services, on the 5 of 6 measures we could read for it. Each measure is ranked against the 95–250 companies that reported it.
Measures financial condition, not whether to buy. Learn what this score means · How this is calculated
- RSI (14)
- 34
At close. Not part of the score.
How much profit it earns on the money it employs
Whether reported profit actually arrives as cash
Whether sales and profit have grown, and how steadily
What today's price implies, against our models or its peers · highest in its sector on what we could measure
How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure
Not measurable for this company: balance sheet. Those pillars are left out of the score rather than counted as zero.
What if I invest in RECLTD?
Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.
The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.
P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.
An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.
| Revenue from Operations | ₹14,435 cr |
| Other Income | ₹35 cr |
| Total Income | ₹14,469 cr |
| Cost of Materials | ₹0 cr |
| Purchases of Stock-in-Trade | ₹0 cr |
| Employee Benefit Expense | ₹74 cr |
| Finance Costs | ₹8,748 cr |
| Depreciation & Amortisation | ₹7 cr |
| Other Expenses | ₹1,033 cr |
| Total Expenses | ₹9,201 cr |
| Profit before Tax | ₹5,268 cr |
| Tax Expense | ₹1,076 cr |
| Net Profit | ₹4,193 cr |
| Net margin on total income | 29.0% |
| Metric | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|
| Revenue | 15,018 cr | 14,564 cr | 14,435 cr |
| Total income | 15,059 cr | 14,583 cr | 14,469 cr |
| Expenses | 9,904 cr | 10,169 cr | 9,201 cr |
| Profit before tax | 5,136 cr | 4,415 cr | 5,268 cr |
| Tax | 1,084 cr | 1,039 cr | 1,076 cr |
| Net profit (owners' share) | 4,052 cr | 3,375 cr | 4,193 cr |
| Net margin (owners' share, on revenue) | 27.0% | 23.2% | 29.0% |
| EPS (₹) | 15.39 | 12.69 | 15.92 |
| Company | Price | Market cap | P/E | ROE | Net margin | 1-yr return |
|---|---|---|---|---|---|---|
| Power Finance Corporation Limited | ₹345 | ₹1.14 L cr | 4.1 | 21.1% | 24.6% | — |
| Indian Railway Finance Corporation Limited | ₹79 | ₹1.04 L cr | 13.5 | 13.6% | 23.3% | — |
| REC Limitedthis company | ₹311 | ₹81,761 cr | 4.9 | 19.7% | 29.0% | — |
| Housing & Urban Development Corporation Limited | ₹170 | ₹33,942 cr | 10.0 | 15.5% | 22.9% | — |
| Indian Renewable Energy Development Agency Limited | ₹109 | ₹30,618 cr | 22.5 | 9.8% | 15.0% | — |
| IFCI Limited | ₹77 | ₹20,770 cr | 160.6 | 1.5% | 10.2% | — |
| Tourism Finance Corporation of India Limited | ₹139 | ₹1,257 cr | 17.1 | 7.6% | 36.0% | — |
| Action | Detail | Ex-date |
|---|---|---|
| Dividend | ₹1.55 / share | 14 Aug 2026 |
| Dividend | ₹4.25 / share | 31 Jul 2026 |
| Dividend | ₹3.2 / share | 20 Mar 2026 |
| Dividend | ₹4.6 / share | 6 Feb 2026 |
| Dividend | ₹4.6 / share | 27 Oct 2025 |
| Dividend | ₹2.6 / share | 14 Aug 2025 |
A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.
Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.
Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.
Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.