UMESLTDConsumer Discretionary

Usha Martin Education & Solutions Limited

E-Learning · ISIN INE240C01028 · BSE 532398 · NSE EQ · FV ₹1
Last price
₹4
-1.18%today
What this company does

Usha Martin Education & Solutions Limited operates in E-Learning, part of the Consumer Discretionary sector. It booked ₹12 L of revenue in its latest quarter (Q1 FY27) and kept 16.8% of sales as profit.

In the report:
55out of 100
Equitytale Health Score
Mixed

Healthier than 55% of companies in Consumer Discretionary, on all six measures of filed financials. Each measure is ranked against the 178–428 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
43

At close. Not part of the score.

Profitability & returns46

How much profit it earns on the money it employs

Balance sheet54

How much it owes, and whether earnings cover the interest

Cash quality71

Whether reported profit actually arrives as cash

Growth & consistency83

Whether sales and profit have grown, and how steadily

Valuation7

What today's price implies, against our models or its peers

Governance & risk86

How much of the promoters' stake is pledged, and how much they hold

Is this company doing well?
not investment advice
Strengths
✓ Makes a profit
✓ Strong 17% net margin
✓ No promoter shares pledged
✓ Virtually debt-free
✓ Turns profit into real cash
Watch-outs
! Sales down 9% vs last year
! Profit down 17% vs last year
! Low 3.3% return on equity

What if I invest in UMESLTD?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹4▼ -1.18%
latest close · 2026-11-04
1-year return
-0.2%
52-wk low ₹352-wk high ₹8
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio104.8High
LowAverageHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity3.3%Weak
WeakFairStrong ▸15%
Return on capital4.6%Weak
WeakFairStrong
Net margin16.8%Strong
ThinDecentStrong
EBITDA margin24.2%Healthy
ThinDecentHealthy
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.09Comfortable
LowModerateHigh ▸1
Interest cover3.4×Okay
RiskyOkayStrong ▸5×
Current ratio0.30Tight
Tight ◂1HealthyAmple
More figures
Market cap
—
Book value
—
EPS
₹0.01
latest quarter
Net debt
₹20.1 L
owes more than its cash
Enterprise value
—
EBITDA
₹11.6 L
annualised
EBIT
₹11.4 L
annualised
Operating margin
23.8%
Return on assets
2.5%
Earnings yield
0.95%
P/S
—
Sales / share
—
Tax rate
0.0%
Face value
₹264
Working capital
₹-51.8 L
Current assets
₹22.1 L
Current liabilities
₹73.9 L
Delivery %
77.0%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-11-04.

Worth vs price · from the FY 2025 report & filings
not investment advice
Hard to value confidentlyLow confidence
One year's profit is a one-off (far above the multi-year norm), so its recurring earnings power is unclear.

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q1 FY27 (consolidated)
Revenue from Operations₹12 L
Other Income₹0 cr
Total Income₹12 L
Cost of Materials₹0 cr
Purchases of Stock-in-Trade₹0 cr
Employee Benefit Expense₹5.6 L
Finance Costs₹0.83 L
Depreciation & Amortisation₹0.05 L
Other Expenses₹3.5 L
Total Expenses₹10 L
Profit before Tax₹2 L
Tax Expense₹0 cr
Net Profit₹2 L
Net margin on total income16.8%
Where the money goes · Q1 FY27
% of total income
Employee benefit expense₹5.6 L46.3%
Finance costs₹0.83 L6.9%
Depreciation & amortisation₹0.05 L0.4%
Other expenses₹3.5 L29.5%
Profit for the period₹2 L16.8%
Total income ₹12 Ladds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ3 FY26Q4 FY26Q1 FY27
Revenue20.3 L32.3 L12 L
Total income20.3 L33.4 L12 L
Expenses12.1 L11.9 L10 L
Profit before tax8.1 L19.7 L2 L
Tax0.07 L0.12 L0 cr
Net profit (owners' share)8.1 L19.6 L2 L
Net margin (owners' share, on revenue)39.9%60.6%16.8%
EPS (₹)0.000.070.01
YoY (latest quarter): total income -22.1% · net profit -17.2%
Balance sheet & cash flow · as of Mar 2026
Low debt
Total assets
₹3 cr
Shareholder equity
₹2 cr
parent shareholders
Total debt
₹22.5 L
Cash
₹2.4 L
Cash flow · H1 FY25
Operating
₹37.8 L
Investing
₹3.7 L
Financing
₹-42.8 L
Peer comparison
E-Learning · by market value
CompanyPriceMarket capP/E
Physicswallah Limited₹129₹37,317 cr—
Jaro Institute of Technology Management and Research Limited₹328₹718 cr16.1
Veranda Learning Solutions Limited₹35₹335 cr2.9
Usha Martin Education & Solutions Limitedthis company₹4—106.0
Same industry · latest reported numbers · not a recommendation.
Who owns it · 2026-09-30
No pledge
Promoter
39.8%
FII / Foreign
—
DII / Domestic
0.9%
Retail / others
59.3%
Promoter stake down 0.7% over the last 12 quarters.
Smart-money activity
Insider trades
SoldUMIL SHARE & STOCK BROKING SERVICES LTD. · Promoter Group10,000 · ₹54,50019 Dec 23
SoldUMIL SHARE & STOCK BROKING SERVICES LTD. · Promoter Group19,186 · ₹1.0 L15 Dec 23
SoldUMIL SHARE & STOCK BROKING SERVICES LTD. · Promoter Group10,000 · ₹54,60012 Dec 23
Bulk / block deals
SoldNETLINK SOLUTIONS (INDIA) LIMITED · NSE3.03 L @ ₹4.0916 Sep 26
BoughtNETLINK SOLUTIONS (INDIA) LIMITED · NSE6.70 L @ ₹5.4529 Jun 26
SoldDAIZY WEALTHEDGE ADVISORS · NSE6.67 L @ ₹5.4529 Jun 26
Stake changes
SoldPrajeev Investments Limited · promoter→ 7.03% · 1.77 L22 Feb 24
SoldPrajeev Investments Limited · promoter→ 7.70% · 23,01720 Feb 24
SoldUmil Share & Stock Broking Services Ltd · promoter→ 11.46% · 10,00019 Dec 23
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Yearly shareholder meeting · 30 Sep 2026
See the official result
1
To receive, consider and adopt the Audited Standalone Financial Statements of the Company for the Financial Year ended 31st March, 2026, and the reports of the Board of Directors’ and Auditors’ thereon.
Backed by 99% of shareholders other than promotersneeded 50%
1.03 L votes for, 1,350 against
2
To receive, consider and adopt the Audited Consolidated Financial Statements of the Company for the Financial Year ended 31st March, 2026, and the reports of the Board of Directors’ and Auditors’ thereon
Backed by 99% of shareholders other than promotersneeded 50%
1.03 L votes for, 1,350 against
3
To appoint a director pursuant to Section 152(6) of the Companies Act, 2013, in place of Mrs. Gangotri Guha (DIN: 01666863), who retires by rotation at this Annual General Meeting and being eligible, offers herself for re-appointment as director of the Company.
Backed by 98% of shareholders other than promotersneeded 50%
1.02 L votes for, 2,551 against
4
To re-appoint Mr. Anil Kumar Modi (DIN: 00076129) who holds office as an Independent Director and who being eligible for re-appointment for the second term as Independent Director for 5 year
Backed by 98% of shareholders other than promotersneeded 75%
1.02 L votes for, 2,450 against

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 19 named members
owning 39.8% between them · as of 2026-09-30
USHA BRECO LIMITED13.04%
UMIL SHARE & STOCK BROKING SERVICES LTD11.69%
PRAJEEV INVESTMENTS LIMITED7.17%
USHA MARTIN VENTURES LIMITED5.15%
PETERHOUSE INVESTMENTS INDIA LIMITED1.23%
BASANT KUMAR JHAWAR0.61%
PRASHANT JHAWAR0.52%
RAJEEV JHAWAR0.14%

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.