ARCILFinancial Services

Asset Reconstruction Company (India) Limited

Other Financial Services · ISIN INE148G01016 · BSE 544921 · NSE EQ · FV ₹10
Last price
₹124
+2.05%today
What this company does

Asset Reconstruction Company (India) Limited operates in Other Financial Services, part of the Financial Services sector. It booked ₹277 cr of revenue in its latest quarter (Q2 FY27) and kept 55.7% of sales as profit. It is the 3rd largest of 9 Other Financial Services companies we track, by market value.

75out of 100
Equitytale Health Score
Solid

Healthier than 75% of companies in Financial Services, on the 3 of 6 measures we could read for it. Each measure is ranked against the 55–253 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
40

At close. Not part of the score.

Profitability & returns69

How much profit it earns on the money it employs

Valuation75

What today's price implies, against our models or its peers

Governance & risk88

How much of the promoters' stake is pledged, and how much they hold

Not measurable for this company: balance sheet, cash quality, growth & consistency. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Strengths
✓ Makes a profit
✓ Strong 56% net margin
✓ Promoters hold 77%
✓ No promoter shares pledged
Watch-outs
! Operating cash flow is negative

What if I invest in ARCIL?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹124▲ +2.05%
latest close · 2026-11-04
52-wk low ₹11533 sessions so far52-wk high ₹165
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio6.5Low
LowAverageHigh
P/B ratio0.98Below book
Below bookModerateHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity15.0%Fair
WeakFairStrong ▸15%
Return on capital21.4%Strong
WeakFairStrong
Net margin55.7%Strong
ThinDecentStrong
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.39Comfortable
LowModerateHigh ▸1
Current ratio2.49Ample
Tight ◂1HealthyAmple
More figures
Market cap
₹4,032 cr
Book value
₹127
EPS
₹4.74
latest quarter
Net debt
—
Enterprise value
—
EBITDA
—
EBIT
—
Operating margin
—
Return on assets
9.7%
Earnings yield
15.28%
P/S
3.65
Sales / share
₹34.0
Tax rate
24.2%
Face value
₹10
Shares
32.5 cr
Working capital
₹3,078 cr
Current assets
₹5,150 cr
Current liabilities
₹2,072 cr
Delivery %
45.8%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-11-04.

Worth vs price · from the exchange filings
not investment advice
Hard to value confidentlyLow confidence
We haven't parsed this company's annual profit history yet — common for banks and insurers, whose results file in a different format — so we can't value it off earnings.
Models span ₹139–₹139, midpoint ₹139

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q2 FY27 (consolidated)
Revenue from Operations₹277 cr
Other Income₹2 cr
Total Income₹279 cr
Cost of Materials₹0 cr
Purchases of Stock-in-Trade₹0 cr
Employee Benefit Expense₹18 cr
Finance Costs₹18 cr
Depreciation & Amortisation₹84 L
Other Expenses₹31 cr
Total Expenses₹67 cr
Profit before Tax₹211 cr
Tax Expense₹51 cr
Share of JV / Associates₹-2 cr
Net Profit₹158 cr
Net margin on total income56.7%
Where the money goes · Q2 FY27
% of total income
Employee benefit expense₹18 cr6.5%
Finance costs₹18 cr6.4%
Depreciation & amortisation₹84 L0.3%
Other expenses₹31 cr11.1%
Tax expense₹51 cr18.5%
Profit for the period₹158 cr57.2%
Total income ₹279 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ1 FY27Q2 FY27
Revenue235 cr277 cr
Total income235 cr279 cr
Expenses127 cr67 cr
Profit before tax108 cr211 cr
Tax49 cr51 cr
Net profit (owners' share)89 cr154 cr
Net margin (owners' share, on revenue)38.0%55.7%
EPS (₹)2.744.74
Balance sheet & cash flow · as of Sep 2026
Low debt
Total assets
₹6,354 cr
Shareholder equity
₹4,113 cr
parent shareholders
Total debt
₹1,224 cr
Cash
₹164 cr
Cash flow · H1 FY27
Operating
₹-11 cr
Investing
₹73 cr
Financing
₹-56 cr
Peer comparison
Other Financial Services · by market value
CompanyPriceMarket capP/E
Crisil Limited₹4,419₹32,306 cr39.5
OnEMI Technology Solutions Limited₹322₹5,731 cr11.1
Asset Reconstruction Company (India) Limitedthis company₹122₹3,951 cr6.4
Gyftr Limited₹174₹1,339 cr63.1
Prime Securities Limited₹291₹988 cr103.9
Centrum Capital Limited₹19₹915 cr—
Wealth First Portfolio Managers Limited₹853₹909 cr38.5
The Investment Trust Of India Limited₹88₹460 cr9.3
NDL Ventures Limited₹107₹360 cr—
Same industry · latest reported numbers · not a recommendation.
Who owns it · 2026-09-30
No pledge
Promoter
77.5%
FII / Foreign
6.7%
DII / Domestic
9.8%
Retail / others
6.0%
Smart-money activity
Bulk / block deals
BoughtBNP PARIBAS FINANCIAL MARKETS · NSE28.28 L @ ₹137.4717 Sep 26
SoldBNP PARIBAS FINANCIAL MARKETS · NSE86,143 @ ₹134.2217 Sep 26
The named holders in this filing do not add up to the promoter total it states, so we are not presenting them as the promoter group.
How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.