General Insurance Corporation of India
General Insurance Corporation of India operates in General Insurance, part of the Financial Services sector.
“Introduction The Corporation’s gross premium income during the year 2024-25 grew by 10.68% to ₹41,154 Crores with Domestic and International composition largely unchanged. Incurred loss ratio as a % of earned premium is 88.44% compared to 92.27% in the previous year. The income from investments (gross) was ₹12,702.60 Crore. The ratio of total business expenses to the earned premium i.e.”
We could measure only 15% of what this score needs, so we are not publishing a number for this company. What we could measure is below.
Measures financial condition, not whether to buy. Learn what this score means · How this is calculated
- RSI (14)
- 36
At close. Not part of the score.
How much of the promoters' stake is pledged, and how much they hold
Not measurable for this company: profitability & returns, balance sheet, cash quality, growth & consistency, valuation. Those pillars are left out of the score rather than counted as zero.
What if I invest in GICRE?
Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.
The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.
P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.
An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.
| Other Income | ₹76 cr |
Not enough income-statement detail filed to break this down yet.
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| Company | Price | Market cap | P/E | ROE | Net margin | 1-yr return |
|---|---|---|---|---|---|---|
| General Insurance Corporation of Indiathis company | ₹340 | — | — | — | — | — |
| The New India Assurance Company Limited | ₹197 | — | — | — | — | — |
| Niva Bupa Health Insurance Company Limited | ₹80 | — | — | — | — | — |
| Go Digit General Insurance Limited | ₹256 | — | — | — | — | — |
| Star Health and Allied Insurance Company Limited | ₹561 | — | — | — | — | — |
| ICICI Lombard General Insurance Company Limited | ₹1,487 | — | — | — | — | — |
| Action | Detail | Ex-date |
|---|---|---|
| Dividend | ₹13.25 / share | 4 Sep 2026 |
| Dividend | ₹10 / share | 4 Sep 2025 |
| Dividend | ₹10 / share | 11 Sep 2024 |
| Dividend | ₹7.2 / share | 8 Sep 2023 |
| Dividend | ₹2.25 / share | 7 Jun 2022 |
| Dividend | ₹6.75 / share | 19 Jul 2019 |
A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.
Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.
Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.
Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.