NIACLFinancial Services

The New India Assurance Company Limited

General Insurance · ISIN INE470Y01017 · BSE 540769 · NSE EQ · FV ₹5
Last price
₹160
+2.54%today
What this company does

The New India Assurance Company Limited operates in General Insurance, part of the Financial Services sector.

In the report:
—
Equitytale Health Score
Insufficient data

We could measure only 15% of what this score needs, so we are not publishing a number for this company. What we could measure is below.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
38

At close. Not part of the score.

Governance & risk88

How much of the promoters' stake is pledged, and how much they hold

Not measurable for this company: profitability & returns, balance sheet, cash quality, growth & consistency, valuation. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
A mixed picture
Strengths
✓ Promoters hold 85%
✓ No promoter shares pledged
✓ Virtually debt-free
Watch-outs
! Operating cash flow is negative

What if I invest in NIACL?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹160▲ +2.54%
latest close · 2026-11-04
1-year return
-2.0%
52-wk low ₹7852-wk high ₹243
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.00Comfortable
LowModerateHigh ▸1
Current ratio0.49Tight
Tight ◂1HealthyAmple
More figures
Market cap
—
Book value
—
EPS
—
latest quarter
Net debt
—
Enterprise value
—
EBITDA
—
EBIT
—
Operating margin
—
Return on assets
—
Earnings yield
—
P/S
—
Sales / share
—
Tax rate
—
Face value
₹5
Working capital
₹-27,428 cr
Current assets
₹26,549 cr
Current liabilities
₹53,977 cr
Delivery %
28.2%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-11-04.

Worth vs price · from the FY 2026 report & filings
not investment advice
Hard to value confidentlyLow confidence
We haven't parsed this company's annual profit history yet — common for banks and insurers, whose results file in a different format — so we can't value it off earnings.

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q2 FY27 (consolidated)
Other Income₹0 cr
Where the money goes

Not enough income-statement detail filed to break this down yet.

Quarterly results · consolidated (₹ cr)
MetricQ4 FY26Q1 FY27Q2 FY27
Revenue———
Total income———
Expenses———
Profit before tax———
Tax———
Net profit (owners' share)———
Net margin (owners' share, on revenue)———
EPS (₹)———
Balance sheet & cash flow · as of Sep 2026
Debt-free
Total assets
₹41,888 cr
Shareholder equity
₹22,255 cr
parent shareholders
Total debt
₹0 cr
Cash
—
Cash flow · H1 FY27
Operating
₹-4,520 cr
Investing
₹2,619 cr
Financing
₹-247 cr
Peer comparison
General Insurance · by market value
CompanyPriceMarket capP/E
Star Health and Allied Insurance Company Limited₹523₹30,750 cr29.0
General Insurance Corporation of India₹319——
The New India Assurance Company Limitedthis company₹156——
Niva Bupa Health Insurance Company Limited₹73——
Go Digit General Insurance Limited₹253——
ICICI Lombard General Insurance Company Limited₹1,595——
Same industry · latest reported numbers · not a recommendation.
Corporate actions
Dividend yield
0.93%
trailing 12 months
Dividend / share (TTM)
₹1.5
Last dividend
₹1.5
ex 10 Jul 2026
ActionDetailEx-date
Dividend₹1.5 / share10 Jul 2026
Dividend₹1.8 / share4 Sep 2025
Dividend₹2.06 / share6 Sep 2024
Dividend₹1.93 / share8 Sep 2023
Dividend₹0.3 / share25 Aug 2022
Dividend₹1.5 / share18 Jul 2019
Who owns it · 2026-09-30
No pledge
Promoter
85.4%
FII / Foreign
0.9%
DII / Domestic
11.2%
Retail / others
2.5%
Smart-money activity
Bulk / block deals
short— · NSE222 Oct 26
short— · NSE219 Oct 26
short— · NSE216 Oct 26
Stake changes
BoughtLife Insurance Corporation of India→ 8.67% · 7.14 cr9 Nov 17
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Yearly shareholder meeting · 24 Sep 2025
See the official result
1
Adoption of Financial Statements
Backed by 66% of shareholders other than promotersneeded 50%
3.13 cr votes for, 1.64 cr against · 34% of mutual funds and other big investors said no
2
Declaration of Final Dividend
Backed by 100% of shareholders other than promotersneeded 50%
19.01 cr votes for, 4.74 L against · 0% of mutual funds and other big investors said no
3
To authorize the Board of Directors to fix the remuneration of the Joint Statutory Auditors appointed by the Comptroller & Auditor General of India (C&AG) for the Financial Year 2025-26
Backed by 100% of shareholders other than promotersneeded 50%
19.06 cr votes for, 1,693 against · 0% of mutual funds and other big investors said no
4
To appoint a Director in place of Ms. Smita Srivastava, Executive Director (DIN: 09250237), who retires by rotation and being eligible, offers herself for reappointment in this regard to consider and if thought fit, to pass the following as an Ordinary Resolution.
Backed by 93% of shareholders other than promotersneeded 50%
17.72 cr votes for, 1.34 cr against · 7% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 1 named members
owning 85.4% between them · as of 2026-09-30
Government Of India In The Name Of President Of India85.44%

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.