NRAILCommodities

N R Agarwal Industries Limited

Paper & Paper Products · ISIN INE740D01017 · BSE 516082 · NSE EQ · FV ₹10
Last price
₹629
+1.14%today
What this company does

N R Agarwal Industries Limited operates in Paper & Paper Products, part of the Commodities sector. It booked ₹647 cr of revenue in its latest quarter (Q1 FY27) and kept 5.4% of sales as profit. It is the 5th largest of 9 Paper & Paper Products companies we track, by market value.

The Company is among the leading manufacturers of paper & paper board in India from recycled waste paper. 2.
In the report:
47out of 100
Equitytale Health Score
Mixed

Healthier than 47% of companies in Commodities, on all six measures of filed financials. Each measure is ranked against the 43–173 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
66

At close. Not part of the score.

Profitability & returns58

How much profit it earns on the money it employs

Balance sheet22

How much it owes, and whether earnings cover the interest

Cash quality54

Whether reported profit actually arrives as cash

Growth & consistency58

Whether sales and profit have grown, and how steadily

Valuation12

What today's price implies, against our models or its peers

Governance & risk100

How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure

Is this company doing well?
not investment advice
Strengths
Makes a profit
Sales up 43% vs last year
Profit up 111% vs last year
Promoters hold 74%
No promoter shares pledged
Strong 17% return on equity
Watch-outs
! Thin 5.4% net margin
! Operating cash flow is negative

What if I invest in NRAIL?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹629 +1.14%
latest close · 2026-09-17
1-year return
+99.9%
52-wk low ₹20052-wk high ₹685
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio7.6Low
LowAverageHigh
P/B ratio1.31Moderate
Below bookModerateHigh
EV / EBITDA5.8Low
LowAverageHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity17.2%Strong
WeakFairStrong ▸15%
Return on capital16.2%Strong
WeakFairStrong
Net margin5.4%Decent
ThinDecentStrong
EBITDA margin12.4%Decent
ThinDecentHealthy
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.97Moderate
LowModerateHigh ▸1
Interest cover3.8×Okay
RiskyOkayStrong ▸5×
Current ratio1.15Healthy
Tight ◂1HealthyAmple
More figures
Market cap
₹1,070 cr
Book value
₹479
EPS
₹20.55
latest quarter
Net debt
₹785 cr
owes more than its cash
Enterprise value
₹1,855 cr
EBITDA
₹320 cr
annualised
EBIT
₹249 cr
annualised
Operating margin
9.6%
Return on assets
6.9%
Earnings yield
13.08%
P/S
0.41
Sales / share
₹1,520.5
Tax rate
23.6%
Face value
₹10
Shares
1.7 cr
Working capital
₹76 cr
Current assets
₹568 cr
Current liabilities
₹492 cr
Delivery %
54.9%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.

Worth vs price · from the FY 2025 report & filings
not investment advice
Looks overpricedMedium confidence
Median of 2 models ₹309 vs market price ₹629 — price is 103% above it
Safety cushion-103.5%(target ≥ +20%)
Models span ₹194₹424, midpoint ₹309
Model ₹309
Price ₹629
Cheap sideExpensive side

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q1 FY27 (consolidated)
Revenue from Operations₹647 cr
Other Income₹6 cr
Total Income₹653 cr
Cost of Materials₹426 cr
Purchases of Stock-in-Trade₹0 cr
Inventory Change (±)₹-3 cr
Employee Benefit Expense₹34 cr
Finance Costs₹16 cr
Depreciation & Amortisation₹18 cr
Other Expenses₹115 cr
Total Expenses₹607 cr
Profit before Tax₹46 cr
Tax Expense₹11 cr
Net Profit₹35 cr
Net margin on total income5.4%
Where the money goes · Q1 FY27
% of total income
Materials + stock-in-trade₹423 cr64.9%
Employee benefit expense₹34 cr5.2%
Finance costs₹16 cr2.5%
Depreciation & amortisation₹18 cr2.7%
Other expenses₹115 cr17.7%
Tax expense₹11 cr1.7%
Profit for the period₹35 cr5.4%
Total income ₹653 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ3 FY26Q4 FY26Q1 FY27
Revenue563 cr605 cr647 cr
Total income567 cr606 cr653 cr
Expenses539 cr582 cr607 cr
Profit before tax26 cr24 cr46 cr
Tax12 cr10 cr11 cr
Net profit (owners' share)14 cr14 cr35 cr
Net margin (owners' share, on revenue)2.6%2.3%5.4%
EPS (₹)8.488.3420.55
YoY (latest quarter): total income +36.6% · net profit +111.3%
Balance sheet & cash flow · as of Mar 2026
Moderate debt
Total assets
₹2,031 cr
Shareholder equity
₹815 cr
parent shareholders
Total debt
₹789 cr
Cash
₹3 cr
Cash flow · H1 FY26
Operating
₹-29 cr
Investing
₹-18 cr
Financing
₹49 cr
Peer comparison
Paper & Paper Products · by market value
CompanyPriceMarket capP/E
JK Paper Limited₹418₹7,580 cr14.6
West Coast Paper Mills Limited₹716₹4,732 cr8.9
Seshasayee Paper and Boards Limited₹248₹1,492 cr11.7
ANDHRA PAPER LIMITED₹72₹1,429 cr11.8
N R Agarwal Industries Limitedthis company₹629₹1,070 cr7.6
Tamil Nadu Newsprint & Papers Limited₹145₹1,001 cr43.6
Pudumjee Paper Products Limited₹102₹973 cr7.2
Emami Paper Mills Limited₹112₹677 cr4.5
Satia Industries Limited₹68₹676 cr
Same industry · latest reported numbers · not a recommendation.
Corporate actions
Dividend yield
0.32%
trailing 12 months
Dividend / share (TTM)
₹2
Last dividend
₹2
ex 25 Aug 2026
ActionDetailEx-date
Dividend₹2 / share25 Aug 2026
Dividend₹2 / share17 Sep 2025
Dividend₹2 / share16 Aug 2024
Dividend₹1 / share21 Sep 2021
Dividend₹4 / share6 Sep 2019
Dividend₹3 / share18 Sep 2018
Who owns it · 2026-06-30
No pledge
Promoter
74.3%
FII / Foreign
0.3%
DII / Domestic
0.0%
Retail / others
25.4%
Promoter stake up 0.3% over the last 12 quarters.
Smart-money activity
Insider trades
BoughtRajendra Nagin Agarwal · Promoters30,000 · ₹1.5 cr16 Feb 26
BoughtREENA AGARWAL · Promoters45.39 L · ₹4.5 cr16 Dec 25
BoughtR N AGARWAL · Promoters79.78 L · ₹8.0 cr16 Dec 25
Bulk / block deals
BoughtGRAVITON RESEARCH CAPITAL LLP · NSE1.02 L @ ₹320.7530 Jul 21
SoldGRAVITON RESEARCH CAPITAL LLP · NSE1.02 L @ ₹320.930 Jul 21
Stake changes
BoughtRajendra Nagin Agarwal · promoter→ 47.06% · 30,00016 Feb 26
SoldSBICAP Trustee Company Limited→ 0.00% · 1.25 cr16 Dec 25
BoughtReera Holdings Pvt Ltd · promoter→ 0.55% · 10,00029 Sep 25
Promoter pledges
ReleasedRelease of Pledge created in favour of SBICAP Trustee Company Limited45.39 L · 26.67% held16 Dec 25
ReleasedEntire Promoter holding pledged in favour of Bank of Baroda, as Monitoring Institution on behalf of Five Banks, being , 1. Bank of Baorda, 2. Bank of India 3. IDBI Bank 4. Saraswat Co-op Bank79.22 L · 46.54% held9 Mar 18
ReleasedEntire Promoter holding pledged in favour of Bank of Baroda, as Monitoring Institution on behalf of Five Banks, being , 1. Bank of Baorda, 2. Bank of India 3. IDBI Bank 4. Saraswat Co-op Bank45.39 L · 26.67% held9 Mar 18
What shareholders were asked to approve
3 proposals passed only on promoter votes

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Yearly shareholder meeting · 2 Sep 2026
See the official result
1
To receive, consider and adopt the audited financial statements of the Company for the financial year ended March 31, 2026, together with the reports of the Board of Directors and Auditors thereon
Backed by 100% of shareholders other than promotersneeded 50%
4.38 L votes for, 11 against · 0% of mutual funds and other big investors said no
2
To declare a dividend of Rs. 2 /- (Rupees two only) per share on equity shares of the Company for the financial year ended March 31, 2026
Backed by 100% of shareholders other than promotersneeded 50%
4.44 L votes for, 7 against · 0% of mutual funds and other big investors said no
3
To appoint a Director in place of Shri P K Mundra (DIN: 10258728), who retires by rotation and being eligible, offers himself for re-appointment
Backed by 100% of shareholders other than promotersneeded 50%
4.44 L votes for, 12 against · 0% of mutual funds and other big investors said no
4
Re-appointment and payment of remuneration to Shri P K Mundra (DIN: 10258728), as Whole-Time Director, designated as Executive Director & CFO
Backed by 100% of shareholders other than promotersneeded 75%
4.44 L votes for, 664 against · 1% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 5 named members
owning 74.3% between them · as of 2026-06-30
RAJENDRA NAGIN AGARWAL47.05%
REENA RAJENDRA AGARWAL26.67%
REERA HOLDINGS PRIVATE LIMITED0.55%
RAUNAK AGARWAL0.01%
ROHAN RAJENDRA AGARWAL0.01%

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.