Bajaj Housing Finance Limited
Bajaj Housing Finance Limited operates in Housing Finance Company, part of the Financial Services sector. It booked ₹3,251 cr of revenue in its latest quarter (Q2 FY27) and kept 23.3% of sales as profit. It is the largest of 9 Housing Finance Company companies we track, by market value.
Healthier than 48% of companies in Financial Services, on the 4 of 6 measures we could read for it. Each measure is ranked against the 192–253 companies that reported it.
Measures financial condition, not whether to buy. Learn what this score means · How this is calculated
- RSI (14)
- 39
At close. Not part of the score.
How much profit it earns on the money it employs
Whether reported profit actually arrives as cash
What today's price implies, against our models or its peers
How much of the promoters' stake is pledged, and how much they hold
Not measurable for this company: balance sheet, growth & consistency. Those pillars are left out of the score rather than counted as zero.
What if I invest in BAJAJHFL?
Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.
The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.
P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-11-04.
An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.
| Revenue from Operations | ₹3,251 cr |
| Other Income | ₹52 L |
| Total Income | ₹3,251 cr |
| Cost of Materials | ₹0 cr |
| Purchases of Stock-in-Trade | ₹0 cr |
| Employee Benefit Expense | ₹162 cr |
| Finance Costs | ₹1,997 cr |
| Depreciation & Amortisation | ₹13 cr |
| Other Expenses | ₹61 cr |
| Total Expenses | ₹2,271 cr |
| Profit before Tax | ₹980 cr |
| Tax Expense | ₹223 cr |
| Net Profit | ₹757 cr |
| Net margin on total income | 23.3% |
| Metric | Q4 FY26 | Q1 FY27 | Q2 FY27 |
|---|---|---|---|
| Revenue | 2,903 cr | 3,063 cr | 3,251 cr |
| Total income | 2,903 cr | 3,063 cr | 3,251 cr |
| Expenses | 2,037 cr | 2,134 cr | 2,271 cr |
| Profit before tax | 866 cr | 929 cr | 980 cr |
| Tax | 197 cr | 213 cr | 223 cr |
| Net profit (owners' share) | 669 cr | 715 cr | 757 cr |
| Net margin (owners' share, on revenue) | 23.1% | 23.4% | 23.3% |
| EPS (₹) | 0.80 | 0.86 | 0.91 |
| Company | Price | Market cap | P/E | ROE | Net margin | 1-yr return |
|---|---|---|---|---|---|---|
| Bajaj Housing Finance Limitedthis company | ₹78 | ₹65,124 cr | 21.5 | 12.6% | 23.3% | — |
| LIC Housing Finance Limited | ₹505 | ₹27,792 cr | 4.6 | 13.7% | 20.9% | — |
| PNB Housing Finance Limited | ₹1,063 | ₹27,723 cr | 11.2 | 12.2% | 25.4% | — |
| Aadhar Housing Finance Limited | ₹421 | ₹18,423 cr | 16.3 | 15.0% | 28.4% | — |
| Sammaan Capital Limited | ₹120 | ₹13,758 cr | 14.1 | 5.1% | 14.7% | — |
| Home First Finance Company India Limited | ₹1,064 | ₹11,122 cr | 16.3 | 14.6% | 30.0% | — |
| Aptus Value Housing Finance India Limited | ₹202 | ₹10,101 cr | 9.7 | 20.6% | 43.5% | — |
| Can Fin Homes Limited | ₹736 | ₹9,806 cr | 8.9 | 17.1% | 24.3% | — |
| Aavas Financiers Limited | ₹1,122 | ₹8,876 cr | 15.6 | 15.1% | 26.1% | — |
A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.
Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.
Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.
Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.