CANFINHOMEFinancial Services

Can Fin Homes Limited

Housing Finance Company · ISIN INE477A01020 · BSE 511196 · NSE EQ · FV ₹2
Last price
₹726
-1.46%today
What this company does

Can Fin Homes Limited operates in Housing Finance Company, part of the Financial Services sector. It booked ₹1,131 cr of revenue in its latest quarter (Q2 FY27) and kept 24.3% of sales as profit. It is the 8th largest of 9 Housing Finance Company companies we track, by market value.

“Can Fin Homes Ltd (CFHL) is a leading, Canara Bank-sponsored housing finance company with a strong focus to provide Asset under management (AUM) financial solutions that are reasonable and achievable for The AUM consists of 88% housing loans including CRE their customers.”
In the report:
65out of 100
Equitytale Health Score
Solid

Healthier than 65% of companies in Financial Services, on the 5 of 6 measures we could read for it. Each measure is ranked against the 102–253 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
50

At close. Not part of the score.

Profitability & returns69

How much profit it earns on the money it employs

Cash quality25

Whether reported profit actually arrives as cash

Growth & consistency63

Whether sales and profit have grown, and how steadily

Valuation64

What today's price implies, against our models or its peers

Governance & risk86

How much of the promoters' stake is pledged, and how much they hold

Not measurable for this company: balance sheet. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Strengths
✓ Makes a profit
✓ Strong 24% net margin
✓ Sales up 8% vs last year
✓ Profit up 9% vs last year
✓ No promoter shares pledged
✓ Strong 17% return on equity
Watch-outs
! Carries high debt (D/E 4.8)
! Operating cash flow is negative

What if I invest in CANFINHOME?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹726▼ -1.46%
latest close · 2026-11-04
1-year return
+3.9%
52-wk low ₹40752-wk high ₹869
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio8.8Low
LowAverageHigh
P/B ratio1.51Moderate
Below bookModerateHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity17.1%Strong
WeakFairStrong ▸15%
Net margin24.3%Strong
ThinDecentStrong
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity4.79High
LowModerateHigh ▸1
More figures
Market cap
₹9,663 cr
Book value
₹482
EPS
₹20.62
latest quarter
Net debt
—
Enterprise value
—
EBITDA
—
EBIT
—
Operating margin
—
Return on assets
2.4%
Earnings yield
11.37%
P/S
2.14
Sales / share
₹339.7
Tax rate
20.9%
Face value
₹2
Shares
13.3 cr
Working capital
—
Current assets
—
Current liabilities
—
Delivery %
58.1%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-11-04.

Worth vs price · from the FY 2024 report & filings
not investment advice
Priced about rightMedium confidence
Median of 2 models ₹637 vs market price ₹726 — price is 14% above it
Safety cushion-14.0%(target ≥ +20%)
Models span ₹625–₹648, midpoint ₹637
Model ₹637
Price ₹726
Cheap sideExpensive side

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q2 FY27 (consolidated)
Revenue from Operations₹1,131 cr
Other Income₹40.5 L
Total Income₹1,131 cr
Cost of Materials₹0 cr
Purchases of Stock-in-Trade₹0 cr
Employee Benefit Expense₹49 cr
Finance Costs₹690 cr
Depreciation & Amortisation₹7 cr
Other Expenses₹26 cr
Total Expenses₹784 cr
Profit before Tax₹347 cr
Tax Expense₹73 cr
Net Profit₹275 cr
Net margin on total income24.3%
Where the money goes · Q2 FY27
% of total income
Employee benefit expense₹49 cr4.3%
Finance costs₹690 cr61.0%
Depreciation & amortisation₹7 cr0.6%
Other expenses₹38 cr3.3%
Tax expense₹73 cr6.4%
Profit for the period₹275 cr24.3%
Total income ₹1,131 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ4 FY26Q1 FY27Q2 FY27
Revenue1,074 cr1,096 cr1,131 cr
Total income1,075 cr1,096 cr1,131 cr
Expenses722 cr758 cr784 cr
Profit before tax353 cr339 cr347 cr
Tax7 cr71 cr73 cr
Net profit (owners' share)346 cr268 cr275 cr
Net margin (owners' share, on revenue)32.2%24.4%24.3%
EPS (₹)25.9620.1120.62
YoY (latest quarter): total income +7.8% · net profit +9.2%
Balance sheet & cash flow · as of Sep 2026
High debt
Total assets
₹45,815 cr
Shareholder equity
₹6,417 cr
parent shareholders
Total debt
₹30,742 cr
Cash
₹3 cr
Cash flow · H1 FY27
Operating
₹-680 cr
Investing
₹-81 cr
Financing
₹763 cr
Peer comparison
Housing Finance Company · by market value
CompanyPriceMarket capP/E
Bajaj Housing Finance Limited₹78₹65,124 cr21.5
LIC Housing Finance Limited₹505₹27,792 cr4.6
PNB Housing Finance Limited₹1,063₹27,723 cr11.2
Aadhar Housing Finance Limited₹421₹18,423 cr16.3
Sammaan Capital Limited₹120₹13,758 cr14.1
Home First Finance Company India Limited₹1,064₹11,122 cr16.3
Aptus Value Housing Finance India Limited₹202₹10,101 cr9.7
Can Fin Homes Limitedthis company₹736₹9,806 cr8.9
Aavas Financiers Limited₹1,122₹8,876 cr15.6
Same industry · latest reported numbers · not a recommendation.
Corporate actions
Dividend yield
2.07%
trailing 12 months
Dividend / share (TTM)
₹15
Last dividend
₹8
ex 3 Jul 2026
ActionDetailEx-date
Dividend₹8 / share3 Jul 2026
Dividend₹7 / share19 Dec 2025
Dividend₹6 / share11 Jul 2025
Dividend₹6 / share4 Dec 2024
Dividend₹4 / share18 Jul 2024
Dividend₹2 / share29 Dec 2023
Who owns it · 2026-09-30
No pledge
Promoter
30.0%
FII / Foreign
12.5%
DII / Domestic
23.5%
Retail / others
34.0%
Smart-money activity
Insider trades
SoldCANARA BANK · Promoters35.81 L · ₹753.8 cr10 Mar 17
Bulk / block deals
short— · NSE9519 Mar 26
short— · NSE623 Dec 25
short— · NSE3525 Nov 25
Stake changes
Bought3P India Equity Fund→ 5.01% · 15,55716 Mar 26
SoldCaladium Investment Pte Ltd→ 7.37% · 1.21 L7 Jan 21
SoldCaladium Investment Pte. Ltd.→ 9.37% · 1.60 L8 Oct 20
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Postal ballot · 5 Mar 2026
See the official result
1
Re-appointment of Shri Suresh Srinivasan Iyer (DIN-10054487) as Managing Director & Chief Executive Officer (MD & CEO) of the Company.
Backed by 99% of shareholders other than promotersneeded 50%
5.61 cr votes for, 3.32 L against · 1% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

The named holders in this filing do not add up to the promoter total it states, so we are not presenting them as the promoter group.
Money it raised, and what it did with it

When a company raises money from investors, it has to say up front what the money is for. The rules then make it report, every three months until the money is gone, how much of each of those things it has actually paid for — so a promise made while asking for the money can be checked afterwards.

₹980 cr raised in May 2025 by secured non convertible debentures

The company has not broken this money down into purposes in its filing for Jun 2025, so there is nothing to measure it against yet.

₹1,510 cr raised in Mar 2025 by non convertible debentures

The company has not broken this money down into purposes in its filing for Mar 2025, so there is nothing to measure it against yet.

Every figure above is taken from the statement the company files with the stock exchange each quarter, for as long as money it has raised remains unspent. The only thing we work out is how much of each stated purpose has been paid for — one number divided by another from the same filing. Whether a plan that changed was a good change is not something a filing can tell you. See the filing

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.