CANFINHOMEFinancial Services

Can Fin Homes Limited

Housing Finance Company · ISIN INE477A01020 · BSE 511196 · NSE EQ · FV ₹2
Last price
₹774
+0.32%today
What this company does

Can Fin Homes Limited operates in Housing Finance Company, part of the Financial Services sector. It booked ₹1,096 cr of revenue in its latest quarter (Q1 FY27) and kept 24.4% of sales as profit. It is the 8th largest of 9 Housing Finance Company companies we track, by market value.

Can Fin Homes Ltd (CFHL) is a leading, Canara Bank-sponsored housing finance company with a strong focus to provide Asset under management (AUM) financial solutions that are reasonable and achievable for The AUM consists of 88% housing loans including CRE their customers.
In the report:
66out of 100
Equitytale Health Score
Solid

Healthier than 66% of companies in Financial Services, on the 5 of 6 measures we could read for it. Each measure is ranked against the 95–250 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
34

At close. Not part of the score.

Profitability & returns69

How much profit it earns on the money it employs

Cash quality25

Whether reported profit actually arrives as cash

Growth & consistency63

Whether sales and profit have grown, and how steadily

Valuation68

What today's price implies, against our models or its peers

Governance & risk86

How much of the promoters' stake is pledged, and how much they hold

Not measurable for this company: balance sheet. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Strengths
Makes a profit
Strong 24% net margin
Sales up 7% vs last year
Profit up 20% vs last year
No promoter shares pledged
Strong 18% return on equity
Watch-outs
! Carries high debt (D/E 5.1)
! Operating cash flow is negative

What if I invest in CANFINHOME?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹774 +0.32%
latest close · 2026-09-17
1-year return
+49.9%
52-wk low ₹40752-wk high ₹869
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio9.6Low
LowAverageHigh
P/B ratio1.72Moderate
Below bookModerateHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity17.9%Strong
WeakFairStrong ▸15%
Net margin24.4%Strong
ThinDecentStrong
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity5.08High
LowModerateHigh ▸1
More figures
Market cap
₹10,312 cr
Book value
₹449
EPS
₹20.11
latest quarter
Net debt
Enterprise value
EBITDA
EBIT
Operating margin
Return on assets
2.4%
Earnings yield
10.39%
P/S
2.35
Sales / share
₹329.3
Tax rate
20.9%
Face value
₹2
Shares
13.3 cr
Working capital
Current assets
Current liabilities
Delivery %
63.1%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.

Worth vs price · from the FY 2024 report & filings
not investment advice
Priced about rightMedium confidence
Median of 2 models ₹727 vs market price ₹774 — price is 7% above it
Safety cushion-6.6%(target ≥ +20%)
Models span ₹698₹755, midpoint ₹727
Model ₹727
Price ₹774
Cheap sideExpensive side

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q1 FY27 (consolidated)
Revenue from Operations₹1,096 cr
Other Income₹17.7 L
Total Income₹1,096 cr
Cost of Materials₹0 cr
Purchases of Stock-in-Trade₹0 cr
Employee Benefit Expense₹49 cr
Finance Costs₹659 cr
Depreciation & Amortisation₹3 cr
Other Expenses₹30 cr
Total Expenses₹758 cr
Profit before Tax₹339 cr
Tax Expense₹71 cr
Net Profit₹268 cr
Net margin on total income24.4%
Where the money goes · Q1 FY27
% of total income
Employee benefit expense₹49 cr4.4%
Finance costs₹659 cr60.2%
Depreciation & amortisation₹3 cr0.3%
Other expenses₹47 cr4.3%
Tax expense₹71 cr6.4%
Profit for the period₹268 cr24.4%
Total income ₹1,096 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ3 FY26Q4 FY26Q1 FY27
Revenue1,073 cr1,074 cr1,096 cr
Total income1,073 cr1,075 cr1,096 cr
Expenses732 cr722 cr758 cr
Profit before tax341 cr353 cr339 cr
Tax77 cr7 cr71 cr
Net profit (owners' share)265 cr346 cr268 cr
Net margin (owners' share, on revenue)24.7%32.2%24.4%
EPS (₹)19.8925.9620.11
YoY (latest quarter): total income +7.4% · net profit +19.6%
Balance sheet & cash flow · as of Mar 2026
High debt
Total assets
₹44,381 cr
Shareholder equity
₹5,980 cr
parent shareholders
Total debt
₹30,353 cr
Cash
₹1 cr
Cash flow · H1 FY26
Operating
₹-1,173 cr
Investing
₹193 cr
Financing
₹981 cr
Peer comparison
Housing Finance Company · by market value
CompanyPriceMarket capP/E
Bajaj Housing Finance Limited₹83₹68,879 cr24.0
LIC Housing Finance Limited₹546₹30,046 cr5.0
PNB Housing Finance Limited₹1,104₹28,756 cr12.9
Aadhar Housing Finance Limited₹469₹20,527 cr18.1
Sammaan Capital Limited₹142₹16,308 cr16.7
Home First Finance Company India Limited₹1,173₹12,264 cr19.2
Aptus Value Housing Finance India Limited₹239₹11,977 cr11.5
Can Fin Homes Limitedthis company₹774₹10,312 cr9.6
Aavas Financiers Limited₹1,292₹10,223 cr17.9
Same industry · latest reported numbers · not a recommendation.
Corporate actions
Dividend yield
1.94%
trailing 12 months
Dividend / share (TTM)
₹15
Last dividend
₹8
ex 3 Jul 2026
ActionDetailEx-date
Dividend₹8 / share3 Jul 2026
Dividend₹7 / share19 Dec 2025
Dividend₹6 / share11 Jul 2025
Dividend₹6 / share4 Dec 2024
Dividend₹4 / share18 Jul 2024
Dividend₹2 / share29 Dec 2023
Who owns it · 2026-06-30
No pledge
Promoter
30.0%
FII / Foreign
13.2%
DII / Domestic
24.5%
Retail / others
32.3%
Smart-money activity
Insider trades
SoldCANARA BANK · Promoters35.81 L · ₹753.8 cr10 Mar 17
Bulk / block deals
short · NSE9519 Mar 26
short · NSE623 Dec 25
short · NSE3525 Nov 25
Stake changes
Bought3P India Equity Fund→ 5.01% · 15,55716 Mar 26
SoldCaladium Investment Pte Ltd→ 7.37% · 1.21 L7 Jan 21
SoldCaladium Investment Pte. Ltd.→ 9.37% · 1.60 L8 Oct 20
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Postal ballot · 5 Mar 2026
See the official result
1
Re-appointment of Shri Suresh Srinivasan Iyer (DIN-10054487) as Managing Director & Chief Executive Officer (MD & CEO) of the Company.
Backed by 99% of shareholders other than promotersneeded 50%
5.61 cr votes for, 3.32 L against · 1% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Money it raised, and what it did with it

When a company raises money from investors, it has to say up front what the money is for. The rules then make it report, every three months until the money is gone, how much of each of those things it has actually paid for — so a promise made while asking for the money can be checked afterwards.

₹980 cr raised in May 2025 by secured non convertible debentures

The company has not broken this money down into purposes in its filing for Jun 2025, so there is nothing to measure it against yet.

₹1,510 cr raised in Mar 2025 by non convertible debentures

The company has not broken this money down into purposes in its filing for Mar 2025, so there is nothing to measure it against yet.

Every figure above is taken from the statement the company files with the stock exchange each quarter, for as long as money it has raised remains unspent. The only thing we work out is how much of each stated purpose has been paid for — one number divided by another from the same filing. Whether a plan that changed was a good change is not something a filing can tell you. See the filing

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.