Cholamandalam Financial Holdings Limited
Cholamandalam Financial Holdings Limited operates in Investment Company, part of the Financial Services sector. It booked ₹11,114 cr of revenue in its latest quarter (Q1 FY27) and kept 7.3% of sales as profit. It is the 3rd largest of 9 Investment Company companies we track, by market value.
| Segment | FY22 | FY23 | FY24 | FY25 | FY26 | Share |
|---|---|---|---|---|---|---|
| Financing | 10,141 | 12,884 | 19,140 | 25,846 | 31,073 | 69% → 79% |
| Insurance | 4,566 | 5,361 | 6,966 | 7,677 | 8,352 | 31% → 21% |
| Others | 84 | 84 | 86 | 86 | 90 | 1% → 0% |
| Intersegment | — | — | — | — | 0 | 0% |
| Total | 14,790 | 18,329 | 26,192 | 33,609 | 39,515 |
From the company's consolidated segment filings (Ind AS 108). Margin is segment operating profit (before interest & tax) over segment revenue; reconciliation rows like inter-segment eliminations are excluded from the mix.
Healthier than 61% of companies in Financial Services, on the 5 of 6 measures we could read for it. Each measure is ranked against the 26–250 companies that reported it.
Measures financial condition, not whether to buy. Learn what this score means · How this is calculated
- RSI (14)
- 41
At close. Not part of the score.
How much profit it earns on the money it employs
Whether reported profit actually arrives as cash
Whether sales and profit have grown, and how steadily
What today's price implies, against our models or its peers
How much of the promoters' stake is pledged, and how much they hold
Not measurable for this company: balance sheet. Those pillars are left out of the score rather than counted as zero.
What if I invest in CHOLAHLDNG?
Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.
The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.
P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.
An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.
| Revenue from Operations | ₹11,114 cr |
| Other Income | ₹101 cr |
| Total Income | ₹11,214 cr |
| Cost of Materials | ₹0 cr |
| Purchases of Stock-in-Trade | ₹0 cr |
| Employee Benefit Expense | ₹1,275 cr |
| Finance Costs | ₹4,007 cr |
| Depreciation & Amortisation | ₹87 cr |
| Other Expenses | ₹2,524 cr |
| Total Expenses | ₹8,816 cr |
| Profit before Tax | ₹2,398 cr |
| Tax Expense | ₹611 cr |
| Share of JV / Associates | ₹2 cr |
| Net Profit | ₹1,789 cr |
| Net margin on total income | 16.0% |
| Metric | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|
| Revenue | 9,949 cr | 10,444 cr | 11,114 cr |
| Total income | 10,084 cr | 10,597 cr | 11,214 cr |
| Expenses | 8,222 cr | 8,457 cr | 8,816 cr |
| Profit before tax | 1,862 cr | 2,140 cr | 2,398 cr |
| Tax | 477 cr | 517 cr | 611 cr |
| Net profit (owners' share) | 626 cr | 687 cr | 806 cr |
| Net margin (owners' share, on revenue) | 6.3% | 6.6% | 7.3% |
| EPS (₹) | 33.32 | 36.59 | 42.92 |
| Company | Price | Market cap | P/E | ROE | Net margin | 1-yr return |
|---|---|---|---|---|---|---|
| Jio Financial Services Limited | ₹229 | ₹1.51 L cr | 45.1 | 2.5% | 41.4% | — |
| Aditya Birla Capital Limited | ₹390 | ₹1.07 L cr | 21.9 | 13.7% | 9.6% | — |
| Cholamandalam Financial Holdings Limitedthis company | ₹1,499 | ₹62,490 cr | 8.7 | 20.9% | 7.3% | — |
| Tata Investment Corporation Limited | ₹719 | ₹36,397 cr | 63.3 | 2.0% | 94.6% | — |
| TVS Holdings Limited | ₹12,884 | ₹26,077 cr | 10.7 | 37.8% | 3.6% | — |
| Religare Enterprises Limited | ₹250 | ₹15,052 cr | — | -3.6% | -1.1% | — |
| Maharashtra Scooters Limited | ₹13,151 | ₹15,032 cr | 1,129.8 | 0.0% | 61.4% | — |
| JSW Holdings Limited | ₹11,146 | ₹12,370 cr | 126.0 | 0.3% | 70.9% | — |
| Pilani Investment and Industries Corporation Limited | ₹4,082 | ₹4,520 cr | — | -1.2% | -327.2% | — |
| Action | Detail | Ex-date |
|---|---|---|
| Dividend | ₹1.3 / share | 7 Aug 2026 |
| Dividend | ₹1.3 / share | 1 Aug 2025 |
| Dividend | ₹0.55 / share | 2 Aug 2024 |
| Dividend | ₹0.55 / share | 3 Aug 2023 |
| Dividend | ₹0.55 / share | 2 Aug 2022 |
| Dividend | ₹0.55 / share | 27 Jul 2021 |
A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.
Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.
Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.
Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.