RELIGAREFinancial Services

Religare Enterprises Limited

Investment Company · ISIN INE621H01010 · BSE 532915 · NSE EQ · FV ₹10
Last price
₹250
+0.90%today
What this company does

Religare Enterprises Limited operates in Investment Company, part of the Financial Services sector. It booked ₹2,353 cr of revenue in its latest quarter (Q1 FY27) and kept -1.1% of sales as profit. It is the 6th largest of 9 Investment Company companies we track, by market value.

clearing corporations, brokers, and registrars, have played and digital lending adoption are expected to help bridge the Religare Enterprises Limited ("REL" or "the Company") is a Core Investment Company (CIC) registered with the Reserve Bank a critical role in enhancing market accessibility and credit gap. Credit to the MSME sector crossed ` 40 Trillion as of India (RBI).
In the report:
35out of 100
Equitytale Health Score
Strained

Healthier than 35% of companies in Financial Services, on the 5 of 6 measures we could read for it. Each measure is ranked against the 106–250 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
53

At close. Not part of the score.

Profitability & returns6

How much profit it earns on the money it employs

Cash quality99

Whether reported profit actually arrives as cash · highest in its sector on what we could measure

Growth & consistency36

Whether sales and profit have grown, and how steadily

Valuation12

What today's price implies, against our models or its peers

Governance & risk86

How much of the promoters' stake is pledged, and how much they hold

Not measurable for this company: balance sheet. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Some things to watch
Strengths
Sales up 26% vs last year
No promoter shares pledged
Virtually debt-free
Watch-outs
! Currently loss-making
! Thin -1.1% net margin
! Low -3.6% return on equity

What if I invest in RELIGARE?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹250 +0.90%
latest close · 2026-09-17
1-year return
+71.0%
52-wk low ₹9852-wk high ₹263
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/B ratio5.18High
Below bookModerateHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity-3.6%Loss
WeakFairStrong ▸15%
Net margin-1.1%Loss
ThinDecentStrong
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.08Comfortable
LowModerateHigh ▸1
More figures
Market cap
₹15,052 cr
Book value
₹48
EPS
₹-0.78
latest quarter
Net debt
Enterprise value
EBITDA
EBIT
Operating margin
Return on assets
-0.7%
Earnings yield
P/S
1.60
Sales / share
₹156.3
Tax rate
Face value
₹0
Shares
60.2 cr
Working capital
Current assets
Current liabilities
Delivery %
57.5%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.

Worth vs price · from the FY 2025 report & filings
not investment advice
Hard to value confidentlyLow confidence
One year's profit is a one-off (far above the multi-year norm), so its recurring earnings power is unclear.
Models span ₹12₹24, midpoint ₹18

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q1 FY27 (consolidated)
Revenue from Operations₹2,353 cr
Other Income₹5 cr
Total Income₹2,358 cr
Cost of Materials₹0 cr
Purchases of Stock-in-Trade₹0 cr
Employee Benefit Expense₹324 cr
Finance Costs₹15 cr
Depreciation & Amortisation₹18 cr
Other Expenses₹1,710 cr
Total Expenses₹2,435 cr
Profit before Tax₹-77 cr
Tax Expense₹-30 cr
Net Profit₹-47 cr
Net margin on total income-2.0%
Where the money goes · Q1 FY27
% of total spend
Employee benefit expense₹324 cr13.3%
Finance costs₹15 cr0.6%
Depreciation & amortisation₹18 cr0.7%
Other expenses₹2,078 cr85.3%
Total income ₹2,358 cr

The company made a net loss of ₹47 cr this quarter — income covered only 97 of every ₹100 it spent on costs and tax.

Quarterly results · consolidated (₹ cr)
MetricQ3 FY26Q4 FY26Q1 FY27
Revenue2,056 cr2,467 cr2,353 cr
Total income2,068 cr2,473 cr2,358 cr
Expenses2,171 cr2,346 cr2,435 cr
Profit before tax-103 cr127 cr-77 cr
Tax-27 cr32 cr-30 cr
Net profit (owners' share)-45 cr82 cr-26 cr
Net margin (owners' share, on revenue)-2.2%3.3%-1.1%
EPS (₹)-1.372.47-0.78
YoY (latest quarter): total income +26.0% · net profit
Balance sheet & cash flow · as of Mar 2026
Low debt
Total assets
₹14,506 cr
Shareholder equity
₹2,908 cr
parent shareholders
Total debt
₹301 cr
Cash
₹588 cr
Cash flow · H1 FY26
Operating
₹255 cr
Investing
₹-846 cr
Financing
₹511 cr
Peer comparison
Investment Company · by market value
CompanyPriceMarket capP/E
Jio Financial Services Limited₹229₹1.51 L cr45.1
Aditya Birla Capital Limited₹390₹1.07 L cr21.9
Cholamandalam Financial Holdings Limited₹1,499₹62,490 cr8.7
Tata Investment Corporation Limited₹719₹36,397 cr63.3
TVS Holdings Limited₹12,884₹26,077 cr10.7
Religare Enterprises Limitedthis company₹250₹15,052 cr
Maharashtra Scooters Limited₹13,151₹15,032 cr1,129.8
JSW Holdings Limited₹11,146₹12,370 cr126.0
Pilani Investment and Industries Corporation Limited₹4,082₹4,520 cr
Same industry · latest reported numbers · not a recommendation.
Who owns it · 2026-06-30
No pledge
Promoter
30.6%
FII / Foreign
9.6%
DII / Domestic
9.3%
Retail / others
50.5%
Promoter stake up 30.6% over the last 12 quarters.
Smart-money activity
Insider trades
BoughtGyan Enterprises Private limited · Promoter Group13.27 L · ₹29.8 cr27 Mar 26
BoughtSHIVANI BURMAN · Promoter Group6.07 L · ₹13.4 cr16 Mar 26
BoughtSHIVANI BURMAN · Promoter Group13.49 L · ₹29.5 cr13 Mar 26
Bulk / block deals
short · NSE21 Sep 26
BoughtASHISH DHAWAN · NSE16.99 L @ ₹23731 Aug 26
BoughtASHISH DHAWAN · NSE18.00 L @ ₹23228 Aug 26
Stake changes
BoughtAshish Dhawan→ 7.41% · 36.00 L31 Aug 26
BoughtAshish Dhawan→ 6.35% · 38.00 L28 Aug 26
BoughtMr. Ashish Dhawan→ 5.24% · 30.31 L20 Jun 26
Promoter pledges
InvokedAxis Trustees Services Ltd on behalf of Debentureholders15.00 L · 0.59% held9 Dec 20
ReleasedMoneywise Financial Services Pvt Ltd1.00 L · 0.06% held25 May 18
InvokedIDBI Trusteeship Services Ltd. for the Benefit of Debentureholders of SGGD Projects Development Pvt Ltd7.16 L · 0.40% held1 Mar 18
What shareholders were asked to approve
1 proposal passed only on promoter votes

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Yearly shareholder meeting · 29 Sep 2025
See the official result
1
Adoption of Audited Financial Statements of the Company (including Consolidated Financial Statements) and the Reports of the Board of Directors and the Auditors thereon for the Financial Year ended March 31, 2025
Backed by 75% of shareholders other than promotersneeded 50%
6.19 cr votes for, 2.05 cr against · 69% of mutual funds and other big investors said no
2
Appointment of a Director in place of Mr. Suresh Mahalingam (DIN: 01781730), who retires by rotation and being eligible, offers himself for re-appointment
Backed by 100% of shareholders other than promotersneeded 50%
8.23 cr votes for, 1.31 L against · 0% of mutual funds and other big investors said no
3
Appointment of Statutory Auditors and to fix their remuneration
Backed by 100% of shareholders other than promotersneeded 50%
8.24 cr votes for, 408 against · 0% of mutual funds and other big investors said no
4
Appointment of Secretarial Auditors and to fix their remuneration
Backed by 100% of shareholders other than promotersneeded 50%
8.24 cr votes for, 408 against · 0% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 56 named members
owning 30.6% between them · as of 2026-06-30
PURAN ASSOCIATES PRIVATE LIMITED10.40%
VIC ENTERPRISES PRIVATE LIMITED8.57%
M B FINMART PRIVATE LIMITED5.51%
MILKY INVESTMENT AND TRADING COMPANY2.94%
SHIVANI BURMAN2.75%
GYAN ENTERPRISES PVT LTD0.39%
AB BUILDFRAME PVT LTDno shares
AB INFRAWELL PVT LTDno shares

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

Money it raised, and what it did with it

When a company raises money from investors, it has to say up front what the money is for. The rules then make it report, every three months until the money is gone, how much of each of those things it has actually paid for — so a promise made while asking for the money can be checked afterwards.

₹557 cr raised in Jun 2026 by selling shares to selected investors

As of Jun 2026, the company says it has spent 36% of what it set aside. CARE RATING LIMITED watches the spending on the exchange’s behalf.

Investment (In the form of debt or equity) in Care Health Insurance Ltd.
63%
of what was set aside
Investment (In the form of debt or equity) in Religare Broking Ltd.
25%
of what was set aside
Investment (In the form of debt or equity) in Religare Housing Development Finance Corporation Ltd.
6%
of what was set aside
Repayment of loan availed by the issuer entity
100%
of what was set aside
Up to 25% of Issue proceeds shall be used for general corporate purpose
6%
of what was set aside

The rupee amounts in this company’s own breakdown don’t add up to the amount it says it raised — a common filing slip, where a table meant to be read in lakhs is entered as whole rupees. Rather than guess which is right, we show only the percentages, which are unaffected.

₹410 cr raised in Sep 2025 by selling shares to selected investors

As of Dec 2025, the company says it has spent 25% of what it set aside. CARE Ratings Limited watches the spending on the exchange’s behalf.

Investment (In the form of debt or equity) in Care Health Insurance Ltd.
43%
of what was set aside
Investment (In the form of debt or equity) in Religare Broking Ltd.
13%
of what was set aside
Investment (In the form of debt or equity) in Religare Housing Development Finance Corporation Ltd.
4%
of what was set aside
Repayment of loan availed by the issuer entity
100%
of what was set aside
Up to 25% of Issue proceeds shall be used for general corporate purpose
4%
of what was set aside

The rupee amounts in this company’s own breakdown don’t add up to the amount it says it raised — a common filing slip, where a table meant to be read in lakhs is entered as whole rupees. Rather than guess which is right, we show only the percentages, which are unaffected.

Every figure above is taken from the statement the company files with the stock exchange each quarter, for as long as money it has raised remains unspent. The only thing we work out is how much of each stated purpose has been paid for — one number divided by another from the same filing. Whether a plan that changed was a good change is not something a filing can tell you. See the filing

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.