DELPHIFXFinancial Services

DELPHI WORLD MONEY LIMITED

Other Financial Services · ISIN INE726L01027 · BSE 533452 · NSE BE · FV ₹2
Last price
₹5
-4.40%today
What this company does

DELPHI WORLD MONEY LIMITED operates in Other Financial Services, part of the Financial Services sector. It booked ₹69 cr of revenue in its latest quarter (Q4 FY26) and kept -3.0% of sales as profit.

In the report:
63out of 100
Equitytale Health Score
Mixed

Healthier than 63% of companies in Financial Services, on the 4 of 6 measures we could read for it. Each measure is ranked against the 54–250 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
oversold
RSI (14)
16

At close. Not part of the score.

Profitability & returns22

How much profit it earns on the money it employs

Cash quality97

Whether reported profit actually arrives as cash

Valuation92

What today's price implies, against our models or its peers

Governance & risk100

How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure

Not measurable for this company: balance sheet, growth & consistency. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Some things to watch
Strengths
Promoters hold 61%
No promoter shares pledged
Watch-outs
! Currently loss-making
! Thin -3.0% net margin
! Low -2.5% return on equity
! Carries high debt (D/E 1.2)

What if I invest in DELPHIFX?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹5 -4.40%
latest close · 2026-09-17
52-wk low ₹542 sessions so far52-wk high ₹7
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/B ratio0.39Below book
Below bookModerateHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity-2.5%Loss
WeakFairStrong ▸15%
Return on capital13.0%Fair
WeakFairStrong
Net margin-3.0%Loss
ThinDecentStrong
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity1.20High
LowModerateHigh ▸1
Current ratio1.17Healthy
Tight ◂1HealthyAmple
More figures
Market cap
₹128 cr
Book value
₹13
EPS
₹-0.08
latest quarter
Net debt
Enterprise value
EBITDA
EBIT
Operating margin
Return on assets
-1.3%
Earnings yield
P/S
0.47
Sales / share
₹11.2
Tax rate
179.7%
Face value
₹2
Shares
24.5 cr
Working capital
₹75 cr
Current assets
₹524 cr
Current liabilities
₹449 cr
Delivery %
60.9%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.

Worth vs price · from the FY 2025 report & filings
not investment advice
Hard to value confidentlyLow confidence
Too few reliable models — the filings don't support two independent estimates of value.

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q4 FY26 (consolidated)
Revenue from Operations₹69 cr
Other Income₹11 cr
Total Income₹79 cr
Cost of Materials₹0 cr
Purchases of Stock-in-Trade₹0 cr
Employee Benefit Expense₹19 cr
Finance Costs₹4 cr
Depreciation & Amortisation₹1 cr
Other Expenses₹52 cr
Total Expenses₹77 cr
Profit before Tax₹2 cr
Tax Expense₹4 cr
Net Profit₹-2 cr
Net margin on total income-2.3%
Where the money goes · Q4 FY26
% of total spend
Employee benefit expense₹19 cr23.8%
Finance costs₹4 cr5.0%
Depreciation & amortisation₹1 cr1.4%
Other expenses₹52 cr64.6%
Tax expense₹4 cr5.2%
Total income ₹79 cr

The company made a net loss of ₹2 cr this quarter — income covered only 98 of every ₹100 it spent on costs and tax.

Quarterly results · consolidated (₹ cr)
MetricQ2 FY26Q3 FY26Q4 FY26
Revenue50 cr64 cr69 cr
Total income50 cr72 cr79 cr
Expenses48 cr71 cr77 cr
Profit before tax2 cr41.6 L2 cr
Tax2 cr2 L4 cr
Net profit (owners' share)2 cr21 L-2 cr
Net margin (owners' share, on revenue)3.4%0.3%-3.0%
EPS (₹)-0.150.02-0.08
Balance sheet & cash flow · as of Mar 2026
High debt
Total assets
₹646 cr
Shareholder equity
₹327 cr
parent shareholders
Total debt
₹156 cr
Cash
₹71 cr
Cash flow · H1 FY26
Operating
₹35 cr
Investing
₹3 cr
Financing
₹-21 cr
Peer comparison
Other Financial Services · by market value
CompanyPriceMarket capP/E
Crisil Limited₹4,560₹33,334 cr38.5
OnEMI Technology Solutions Limited₹360₹6,064 cr14.0
Gyftr Limited₹176₹1,353 cr63.8
Centrum Capital Limited₹22₹1,083 cr
Prime Securities Limited₹294₹998 cr105.0
Wealth First Portfolio Managers Limited₹842₹897 cr21.7
The Investment Trust Of India Limited₹96₹499 cr10.1
NDL Ventures Limited₹120₹404 cr
Maha Rashtra Apex Corporation Limited₹55₹156 cr11.2
Same industry · latest reported numbers · not a recommendation.
Corporate actions
Dividend yield
trailing 12 months
Dividend / share (TTM)
Last dividend
₹1
ex 30 Jul 2018
ActionDetailEx-date
Stock splitStock Split From Rs.10/- to Rs.2/-13 Feb 2026
Bonus issue1:213 Feb 2026
BuybackBuy Back of Shares14 Aug 2018
Dividend₹1 / share30 Jul 2018
Dividend₹3 / share14 Aug 2017
Dividend₹7.5 / share18 Mar 2016
Who owns it · 2026-06-30
No pledge
Promoter
61.3%
FII / Foreign
0.0%
DII / Domestic
Retail / others
38.7%
Promoter stake down 13.7% over the last 12 quarters.
Smart-money activity
Insider trades
BoughtEBIXCASH WORLD MONEY LIMITED · Promoters16.80 L · ₹32.1 cr10 Nov 25
SoldEBIXCASH WORLD MONEY LIMITED · Promoters16.19 L · ₹52.5 cr18 Dec 23
SoldEBIXCASH WORLD MONEY LIMITED · Promoters500 · ₹3.1 L11 Apr 22
Bulk / block deals
BoughtVISTAAR TRADING SERVICE PRIVATE LIMITED · NSE12.71 L @ ₹14.3317 Feb 26
SoldVISTAAR TRADING SERVICE PRIVATE LIMITED · NSE12.71 L @ ₹14.2217 Feb 26
SoldVISTAAR TRADING SERVICE PRIVATE LIMITED · NSE7.55 L @ ₹17.413 Feb 26
Stake changes
SoldPublic (offer for sale for MPS Compliance)→ 75.00% · 16.19 L19 Dec 23
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Special shareholder meeting · 6 Dec 2025
See the official result
1
INCREASE IN AUTHORIZED SHARE CAPITAL OF THE COMPANY AND CONSEQUENT ALTERATION IN CLAUSE V OF THE MEMORANDUM OF ASSOCIATION
Backed by 100% of shareholders other than promotersneeded 50%
30.11 L votes for, 1,000 against · 0% of mutual funds and other big investors said no
2
TO APPROVE SUB-DIVISION / SPLIT OF FACE VALUE OF EQUITY SHARES OF THE COMPANY FROM RS. 10/- EACH TO RS. 2/- EACH AND CONSEQUENT ALTERATION IN CLAUSE V OF THE MEMORANDUM OF ASSOCIATION
Backed by 100% of shareholders other than promotersneeded 50%
30.11 L votes for, 1,000 against · 0% of mutual funds and other big investors said no
3
TO APPROVE THE ISSUANCE OF BONUS SHARES IN THE RATIO OF 2:1
Backed by 100% of shareholders other than promotersneeded 50%
30.11 L votes for, 1,000 against · 0% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 3 named members
owning 61.3% between them · as of 2026-06-30
EBIXCASH WORLD MONEY LIMITED61.32%
EBIX ASIA HOLDING INC.no shares
EBIX INC.no shares

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

Money it raised, and what it did with it

When a company raises money from investors, it has to say up front what the money is for. The rules then make it report, every three months until the money is gone, how much of each of those things it has actually paid for — so a promise made while asking for the money can be checked afterwards.

₹100 cr raised in Nov 2025 by offering new shares to existing shareholders

As of Dec 2025, the company says it has spent 100% of what it set aside. CARE Ratings Limited watches the spending on the exchange’s behalf.

Investment in Associate Company
100%
₹81 cr of ₹81 cr
General Corporate Purposes
100%
₹18 cr of ₹18 cr
Issue Related Expenses
100%
₹99 L of ₹99 L

Every figure above is taken from the statement the company files with the stock exchange each quarter, for as long as money it has raised remains unspent. The only thing we work out is how much of each stated purpose has been paid for — one number divided by another from the same filing. Whether a plan that changed was a good change is not something a filing can tell you. See the filing

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.