Manipal Payment and Identity Solutions Limited
Manipal Payment and Identity Solutions Limited operates in Financial Technology (Fintech), part of the Financial Services sector. It booked ₹430 cr of revenue in its latest quarter (Q2 FY27) and kept 18.8% of sales as profit. It is the 4th largest of 9 Financial Technology (Fintech) companies we track, by market value.
Healthier than 52% of companies in Financial Services, on the 3 of 6 measures we could read for it. Each measure is ranked against the 218–253 companies that reported it.
Measures financial condition, not whether to buy. Learn what this score means · How this is calculated
- RSI (14)
- 51
At close. Not part of the score.
How much profit it earns on the money it employs
What today's price implies, against our models or its peers
How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure
Not measurable for this company: balance sheet, cash quality, growth & consistency. Those pillars are left out of the score rather than counted as zero.
What if I invest in MPIMANIPAL?
Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.
The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.
P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-11-04.
An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.
| Revenue from Operations | ₹430 cr |
| Other Income | ₹6 cr |
| Total Income | ₹436 cr |
| Cost of Materials | ₹146 cr |
| Purchases of Stock-in-Trade | ₹29 cr |
| Inventory Change (±) | ₹-21 cr |
| Employee Benefit Expense | ₹37 cr |
| Finance Costs | ₹5 cr |
| Depreciation & Amortisation | ₹22 cr |
| Other Expenses | ₹109 cr |
| Total Expenses | ₹326 cr |
| Profit before Tax | ₹110 cr |
| Tax Expense | ₹29 cr |
| Net Profit | ₹81 cr |
| Net margin on total income | 18.5% |
| Metric | Q1 FY27 | Q2 FY27 |
|---|---|---|
| Revenue | 419 cr | 430 cr |
| Total income | 424 cr | 436 cr |
| Expenses | 319 cr | 326 cr |
| Profit before tax | 105 cr | 110 cr |
| Tax | 27 cr | 29 cr |
| Net profit (owners' share) | 78 cr | 81 cr |
| Net margin (owners' share, on revenue) | 18.5% | 18.8% |
| EPS (₹) | 3.49 | 3.63 |
| Company | Price | Market cap | P/E | ROE | Net margin | 1-yr return |
|---|---|---|---|---|---|---|
| One 97 Communications Limited | ₹1,720 | ₹1.10 L cr | 122.2 | 5.4% | 8.5% | — |
| PB Fintech Limited | ₹928 | ₹42,943 cr | 55.8 | 9.9% | 8.8% | — |
| Pine Labs Limited | ₹156 | ₹17,999 cr | 118.1 | 2.6% | 4.8% | — |
| Manipal Payment and Identity Solutions Limitedthis company | ₹330 | ₹7,344 cr | 23.7 | — | 18.5% | — |
| Seshaasai Technologies Limited | ₹314 | ₹5,083 cr | 18.5 | 18.4% | 17.2% | — |
| AvenuesAI Limited | ₹14 | ₹4,830 cr | 14.4 | 6.4% | 2.8% | — |
| Network People Services Technologies Limited | ₹1,706 | ₹3,559 cr | 81.1 | 10.0% | 19.6% | — |
| One Mobikwik Systems Limited | ₹220 | ₹1,729 cr | 36.6 | 8.4% | 4.0% | — |
| Turtlemint Fintech Solutions Limited | ₹54 | ₹1,595 cr | — | -49.5% | -12.8% | — |
Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.
Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.
When a company raises money from investors, it has to say up front what the money is for. The rules then make it report, every three months until the money is gone, how much of each of those things it has actually paid for — so a promise made while asking for the money can be checked afterwards.
The company has not broken this money down into purposes in its filing for Sep 2026, so there is nothing to measure it against yet. Crisil Ratings Limited watches the spending on the exchange’s behalf.
Every figure above is taken from the statement the company files with the stock exchange each quarter, for as long as money it has raised remains unspent. The only thing we work out is how much of each stated purpose has been paid for — one number divided by another from the same filing. Whether a plan that changed was a good change is not something a filing can tell you. See the filing