STYLFinancial Services

Seshaasai Technologies Limited

Financial Technology (Fintech) · ISIN INE04VU01023 · BSE 544533 · NSE EQ · FV ₹10
Last price
₹318
+1.24%today
What this company does

Seshaasai Technologies Limited operates in Financial Technology (Fintech), part of the Financial Services sector. It booked ₹405 cr of revenue in its latest quarter (Q2 FY27) and kept 17.2% of sales as profit. It is the 5th largest of 9 Financial Technology (Fintech) companies we track, by market value.

62out of 100
Equitytale Health Score
Mixed

Healthier than 62% of companies in Financial Services, on the 4 of 6 measures we could read for it. Each measure is ranked against the 55–253 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
39

At close. Not part of the score.

Profitability & returns67

How much profit it earns on the money it employs

Cash quality70

Whether reported profit actually arrives as cash

Valuation28

What today's price implies, against our models or its peers

Governance & risk88

How much of the promoters' stake is pledged, and how much they hold

Not measurable for this company: balance sheet, growth & consistency. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Strengths
✓ Makes a profit
✓ Strong 17% net margin
✓ Sales up 15% vs last year
✓ Profit up 21% vs last year
✓ Promoters hold 82%
✓ No promoter shares pledged
✓ Strong 18% return on equity
✓ Virtually debt-free
✓ Turns profit into real cash
Watch-outs
None flagged from our data

What if I invest in STYL?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹318▲ +1.24%
latest close · 2026-11-04
52-wk low ₹29574 sessions so far52-wk high ₹434
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio18.7Average
LowAverageHigh
P/B ratio3.39High
Below bookModerateHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity18.4%Strong
WeakFairStrong ▸15%
Return on capital24.5%Strong
WeakFairStrong
Net margin17.2%Strong
ThinDecentStrong
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.06Comfortable
LowModerateHigh ▸1
Current ratio4.74Ample
Tight ◂1HealthyAmple
More figures
Market cap
₹5,146 cr
Book value
₹94
EPS
₹4.25
latest quarter
Net debt
—
Enterprise value
—
EBITDA
—
EBIT
—
Operating margin
—
Return on assets
15.7%
Earnings yield
5.35%
P/S
3.17
Sales / share
₹100.2
Tax rate
25.8%
Face value
₹10
Shares
16.2 cr
Working capital
₹782 cr
Current assets
₹991 cr
Current liabilities
₹209 cr
Delivery %
59.0%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-11-04.

Worth vs price · from the exchange filings
not investment advice
Hard to value confidentlyLow confidence
Too few reliable models — the filings don't support two independent estimates of value.
Models span ₹120–₹120, midpoint ₹120

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q2 FY27 (consolidated)
Revenue from Operations₹405 cr
Other Income₹6 cr
Total Income₹411 cr
Cost of Materials₹233 cr
Purchases of Stock-in-Trade₹2 cr
Inventory Change (±)₹-2 cr
Employee Benefit Expense₹17 cr
Finance Costs₹2 cr
Depreciation & Amortisation₹11 cr
Other Expenses₹54 cr
Total Expenses₹317 cr
Profit before Tax₹94 cr
Tax Expense₹24 cr
Share of JV / Associates₹-2.8 L
Net Profit₹70 cr
Net margin on total income17.0%
Where the money goes · Q2 FY27
% of total income
Materials + stock-in-trade₹233 cr56.6%
Employee benefit expense₹17 cr4.2%
Finance costs₹2 cr0.5%
Depreciation & amortisation₹11 cr2.6%
Other expenses₹54 cr13.2%
Tax expense₹24 cr5.9%
Profit for the period₹70 cr17.0%
Total income ₹411 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ4 FY26Q1 FY27Q2 FY27
Revenue404 cr376 cr405 cr
Total income410 cr384 cr411 cr
Expenses298 cr302 cr317 cr
Profit before tax112 cr82 cr94 cr
Tax30 cr22 cr24 cr
Net profit (owners' share)82 cr60 cr70 cr
Net margin (owners' share, on revenue)20.2%16.0%17.2%
EPS (₹)5.063.734.25
YoY (latest quarter): total income +16.4% · net profit +21.2%
Balance sheet & cash flow · as of Sep 2026
Low debt
Total assets
₹1,776 cr
Shareholder equity
₹1,517 cr
parent shareholders
Total debt
₹83 cr
Cash
₹171 cr
Cash flow · H1 FY27
Operating
₹97 cr
Investing
₹-75 cr
Financing
₹-40 cr
Peer comparison
Financial Technology (Fintech) · by market value
CompanyPriceMarket capP/E
One 97 Communications Limited₹1,720₹1.10 L cr122.2
PB Fintech Limited₹928₹42,943 cr55.8
Pine Labs Limited₹156₹17,999 cr118.1
Manipal Payment and Identity Solutions Limited₹330₹7,344 cr23.7
Seshaasai Technologies Limitedthis company₹314₹5,083 cr18.5
AvenuesAI Limited₹14₹4,830 cr14.4
Network People Services Technologies Limited₹1,706₹3,559 cr81.1
One Mobikwik Systems Limited₹220₹1,729 cr36.6
Turtlemint Fintech Solutions Limited₹54₹1,595 cr—
Same industry · latest reported numbers · not a recommendation.
Corporate actions
Dividend yield
0.79%
trailing 12 months
Dividend / share (TTM)
₹2.5
Last dividend
₹2.5
ex 18 Aug 2026
ActionDetailEx-date
Dividend₹2.5 / share18 Aug 2026
Who owns it · 2026-09-30
No pledge
Promoter
81.8%
FII / Foreign
0.2%
DII / Domestic
8.3%
Retail / others
9.7%
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Yearly shareholder meeting · 16 Sep 2026
See the official result
1
1 - To receive, consider and adopt the Audited Standalone Financial Statements of the Company for the financial year ended March 31, 2026 together with the Reports of the Board of Directors and the Auditors thereon
Backed by 100% of shareholders other than promotersneeded 50%
1.65 cr votes for, 71 against · 0% of mutual funds and other big investors said no
2
2 - To receive, consider and adopt the Audited Consolidated Financial Statements of the Company for the financial year ended March 31, 2026 together with the Report of the Auditors thereon
Backed by 100% of shareholders other than promotersneeded 50%
1.65 cr votes for, 71 against · 0% of mutual funds and other big investors said no
3
3 - To declare a final dividend of Rs.2.50 per Equity Share of Rs.10/- each for the financial year ended March 31, 2026
Backed by 100% of shareholders other than promotersneeded 50%
1.65 cr votes for, 71 against · 0% of mutual funds and other big investors said no
4
4 - To appoint a Director in place of Mr. Jayeshkumar Chandrakant Shah (DIN: 00224935), who retires by rotation and being eligible offers himself for re-appointment.
Backed by 99% of shareholders other than promotersneeded 50%
1.64 cr votes for, 1.43 L against · 2% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 38 named members
owning 81.8% between them · as of 2026-09-30
Gautam Sampatraj Jain40.90%
Pragnyat Pravin Lalwani40.90%
Alka Arvind Suranano shares
Anita Manoj Kumar Jainno shares
Anupam Advertising Private Limitedno shares
Autofin Limitedno shares
Bharat Trading Corporationno shares
Classic Constructions Hyderabad Private Limitedno shares

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.