One 97 Communications Limited
One 97 Communications Limited operates in Financial Technology (Fintech), part of the Financial Services sector. It booked ₹2,648 cr of revenue in its latest quarter (Q2 FY27) and kept 8.5% of sales as profit. It is the largest of 9 Financial Technology (Fintech) companies we track, by market value.
Healthier than 31% of companies in Financial Services, on the 5 of 6 measures we could read for it. Each measure is ranked against the 55–253 companies that reported it.
Measures financial condition, not whether to buy. Learn what this score means · How this is calculated
- RSI (14)
- 55
At close. Not part of the score.
How much profit it earns on the money it employs
Whether reported profit actually arrives as cash
Whether sales and profit have grown, and how steadily
What today's price implies, against our models or its peers
How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure
Not measurable for this company: balance sheet. Those pillars are left out of the score rather than counted as zero.
What if I invest in PAYTM?
Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.
The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.
P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-11-04.
An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.
| Revenue from Operations | ₹2,648 cr |
| Other Income | ₹182 cr |
| Total Income | ₹2,830 cr |
| Cost of Materials | ₹0 cr |
| Purchases of Stock-in-Trade | ₹0 cr |
| Employee Benefit Expense | ₹759 cr |
| Finance Costs | ₹7 cr |
| Depreciation & Amortisation | ₹146 cr |
| Other Expenses | ₹1,619 cr |
| Total Expenses | ₹2,531 cr |
| Exceptional Items | ₹-4 cr |
| Profit before Tax | ₹295 cr |
| Tax Expense | ₹67 cr |
| Share of JV / Associates | ₹-3 cr |
| Net Profit | ₹225 cr |
| Net margin on total income | 8.0% |
| Metric | Q4 FY26 | Q1 FY27 | Q2 FY27 |
|---|---|---|---|
| Revenue | 2,264 cr | 2,448 cr | 2,648 cr |
| Total income | 2,442 cr | 2,630 cr | 2,830 cr |
| Expenses | 2,269 cr | 2,383 cr | 2,531 cr |
| Profit before tax | 194 cr | 247 cr | 295 cr |
| Tax | 11 cr | 27 cr | 67 cr |
| Net profit (owners' share) | 184 cr | 220 cr | 226 cr |
| Net margin (owners' share, on revenue) | 8.1% | 9.0% | 8.5% |
| EPS (₹) | 2.87 | 3.44 | 3.52 |
| Company | Price | Market cap | P/E | ROE | Net margin | 1-yr return |
|---|---|---|---|---|---|---|
| One 97 Communications Limitedthis company | ₹1,720 | ₹1.10 L cr | 122.2 | 5.4% | 8.5% | — |
| PB Fintech Limited | ₹928 | ₹42,943 cr | 55.8 | 9.9% | 8.8% | — |
| Pine Labs Limited | ₹156 | ₹17,999 cr | 118.1 | 2.6% | 4.8% | — |
| Manipal Payment and Identity Solutions Limited | ₹330 | ₹7,344 cr | 23.7 | — | 18.5% | — |
| Seshaasai Technologies Limited | ₹314 | ₹5,083 cr | 18.5 | 18.4% | 17.2% | — |
| AvenuesAI Limited | ₹14 | ₹4,830 cr | 14.4 | 6.4% | 2.8% | — |
| Network People Services Technologies Limited | ₹1,706 | ₹3,559 cr | 81.1 | 10.0% | 19.6% | — |
| One Mobikwik Systems Limited | ₹220 | ₹1,729 cr | 36.6 | 8.4% | 4.0% | — |
| Turtlemint Fintech Solutions Limited | ₹54 | ₹1,595 cr | — | -49.5% | -12.8% | — |
A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.
Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.
When a company raises money from investors, it has to say up front what the money is for. The rules then make it report, every three months until the money is gone, how much of each of those things it has actually paid for — so a promise made while asking for the money can be checked afterwards.
As of Sep 2026, the company says it has spent 82% of what it set aside, leaving ₹1,486 cr still to be spent. Axis Bank Limited watches the spending on the exchange’s behalf.
Every figure above is taken from the statement the company files with the stock exchange each quarter, for as long as money it has raised remains unspent. The only thing we work out is how much of each stated purpose has been paid for — one number divided by another from the same filing. Whether a plan that changed was a good change is not something a filing can tell you. See the filing