ONELIFECAPFinancial Services

Onelife Capital Advisors Limited

Stockbroking & Allied · ISIN INE912L01015 · BSE 533632 · NSE BE · FV ₹10
Last price
₹56
+0.47%today
What this company does

Onelife Capital Advisors Limited operates in Stockbroking & Allied, part of the Financial Services sector. It booked ₹7 cr of revenue in its latest quarter (Q1 FY27) and kept 51.7% of sales as profit.

“The Company is primarily engaged in the business of financing and earns interest on such financing arrangements. 64.”
In the report:
52out of 100
Equitytale Health Score
Mixed

Healthier than 52% of companies in Financial Services, on the 5 of 6 measures we could read for it. Each measure is ranked against the 25–253 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
overbought
RSI (14)
81

At close. Not part of the score.

Profitability & returns76

How much profit it earns on the money it employs

Cash quality24

Whether reported profit actually arrives as cash

Growth & consistency56

Whether sales and profit have grown, and how steadily

Valuation38

What today's price implies, against our models or its peers

Governance & risk26

How much of the promoters' stake is pledged, and how much they hold

Not measurable for this company: balance sheet. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Strengths
✓ Makes a profit
✓ Strong 52% net margin
✓ Sales up 750% vs last year
✓ Strong 20% return on equity
Watch-outs
! 71.0% of promoter stake pledged
! Operating cash flow is negative

What if I invest in ONELIFECAP?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹56▲ +0.47%
latest close · 2026-11-04
1-year return
+192.3%
52-wk low ₹952-wk high ₹58
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio13.8Low
LowAverageHigh
P/B ratio2.86Moderate
Below bookModerateHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity20.4%Strong
WeakFairStrong ▸15%
Return on capital22.2%Strong
WeakFairStrong
Net margin51.7%Strong
ThinDecentStrong
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.42Comfortable
LowModerateHigh ▸1
Current ratio1.37Healthy
Tight ◂1HealthyAmple
More figures
Market cap
₹209 cr
Book value
₹20
EPS
₹1.01
latest quarter
Net debt
—
Enterprise value
—
EBITDA
—
EBIT
—
Operating margin
—
Return on assets
8.5%
Earnings yield
7.24%
P/S
7.24
Sales / share
₹7.7
Tax rate
16.9%
Face value
₹10
Shares
3.7 cr
Working capital
₹30 cr
Current assets
₹112 cr
Current liabilities
₹82 cr
Delivery %
73.3%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-11-04.

Worth vs price · from the FY 2025 report & filings
not investment advice
Hard to value confidentlyLow confidence
One year's profit is a one-off (far above the multi-year norm), so its recurring earnings power is unclear.

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q1 FY27 (consolidated)
Revenue from Operations₹7 cr
Other Income₹2 cr
Total Income₹9 cr
Cost of Materials₹0 cr
Purchases of Stock-in-Trade₹0 cr
Employee Benefit Expense₹92.9 L
Finance Costs₹64.8 L
Depreciation & Amortisation₹13.6 L
Other Expenses₹2 cr
Total Expenses₹4 cr
Profit before Tax₹5 cr
Tax Expense₹76.7 L
Share of JV / Associates₹12 L
Net Profit₹4 cr
Net margin on total income44.7%
Where the money goes · Q1 FY27
% of total income
Employee benefit expense₹92.9 L10.5%
Finance costs₹64.8 L7.3%
Depreciation & amortisation₹13.6 L1.5%
Other expenses₹2 cr27.8%
Tax expense₹76.7 L8.7%
Profit for the period₹4 cr44.1%
Total income ₹9 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ3 FY26Q4 FY26Q1 FY27
Revenue50.7 L4 cr7 cr
Total income2 cr21 cr9 cr
Expenses5 cr8 cr4 cr
Profit before tax-2 cr13 cr5 cr
Tax-28.4 L65.2 L76.7 L
Net profit (owners' share)-2 cr12 cr4 cr
Net margin (owners' share, on revenue)-334.9%310.5%51.7%
EPS (₹)-1.383.401.01
YoY (latest quarter): total income +320.4% · net profit —
Balance sheet & cash flow · as of Mar 2026
Low debt
Total assets
₹176 cr
Shareholder equity
₹73 cr
parent shareholders
Total debt
₹31 cr
Cash
₹19 cr
Cash flow · H1 FY26
Operating
₹-16 cr
Investing
₹-2 cr
Financing
₹9 cr
Peer comparison
Stockbroking & Allied · by market value
CompanyPriceMarket capP/E
Billionbrains Garage Ventures Limited₹206₹1.29 L cr44.0
Motilal Oswal Financial Services Limited₹1,010₹60,901 cr14.1
360 ONE WAM LIMITED₹1,065₹43,441 cr36.1
Nuvama Wealth Management Limited₹1,866₹34,067 cr27.8
Angel One Limited₹310₹28,389 cr21.1
IIFL Capital Services Limited₹348₹10,973 cr21.4
Share India Securities Limited₹184₹4,030 cr8.1
Anand Rathi Share and Stock Brokers Limited₹481₹3,032 cr18.1
Monarch Networth Capital Limited₹346₹2,742 cr12.1
Same industry · latest reported numbers · not a recommendation.
Corporate actions
Dividend yield
0.02%
trailing 12 months
Dividend / share (TTM)
₹0.01
Last dividend
₹0.01
ex 22 Sep 2026
ActionDetailEx-date
Dividend₹0.01 / share22 Sep 2026
Rights issue167:30016 Feb 2026
Who owns it · 2026-09-30
⚑ 71.0% pledged
Promoter
26.0%
FII / Foreign
—
DII / Domestic
0.0%
Retail / others
74.0%
Promoter stake down 26.1% over the last 12 quarters.
Smart-money activity
Insider trades
SoldPRABHAKARA NAIG · Promoters49.05 L · ₹7.4 cr3 Nov 25
BoughtPRABHAKARA NAIG · Director15.00 L · ₹2.9 cr27 Feb 25
SoldPRABHAKARA NAIG · -15.00 L · ₹2.9 cr12 Mar 24
Bulk / block deals
BoughtYMS CONSULTANTS LIMITED · NSE1.89 L @ ₹36.6128 Sep 26
SoldSANDEEP SHAH · NSE2.50 L @ ₹1912 May 26
BoughtCHHEDA AMITA ASHOK · NSE2.60 L @ ₹1912 May 26
Stake changes
BoughtPrabhakar Naig · promoter→ 25.62% · 26.67 L23 Mar 26
SoldPandoo Naig · promoter→ 0.41% · 30.00 L18 Nov 21
SoldCresta Fund Ltd→ 3.76% · 3.25 L17 Jul 15
Promoter pledges
PledgedGlobal Capital Market Ltd49.05 L · 14.97% held3 Nov 25
PledgedGlobe Fincap Limited49.05 L · 14.97% held3 Nov 25
PledgedGlobe Fincap Limited49.05 L · 14.97% held3 Nov 25
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Yearly shareholder meeting · 29 Sep 2026
See the official result
1
Adoption of Audited Financial Statements of the Company for the Financial Year ended March 31, 2026 together with Report of Board of Directors and Auditors thereon
Backed by 100% of shareholders other than promotersneeded 50%
6.61 L votes for, 70 against
2
Appointment of Director Mr. Pandoo Naig (DIN: 00158221), who retires by rotation and being eligible offers himself for re-appointment
Promoters had a personal stake in this
Backed by 100% of shareholders other than promotersneeded 50%
6.61 L votes for, 70 against
3
Declare final dividend of 0.10% (i.e. ₹0.01 per equity share on face value of ₹10/- each) for the financial year ended 31st March, 2026, as recommended by the Board of Directors of the Company.
Backed by 100% of shareholders other than promotersneeded 50%
6.61 L votes for, 70 against

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 22 named members
owning 26.0% between them · as of 2026-09-30
NAIG PRABHAKAR K25.62%
PANDOO P NAIG0.41%
Anandhi P Naigno shares
Continental Controls Limitedno shares
DEALMONEY COMMODITIES PRIVATE LIMITEDno shares
Dealmoney Distribution And Advisory Services Private Limitedno shares
Dealmoney Distribution & E-Marketing Private Limitedno shares
Dealmoney Financial Services Private Limitedno shares

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.