SUVIDHAAFinancial Services

Suvidhaa Infoserve Limited

Financial Technology (Fintech) · ISIN INE018401013 · BSE 543281 · NSE EQ · FV ₹1
Last price
₹2
-0.45%today
What this company does

Suvidhaa Infoserve Limited operates in Financial Technology (Fintech), part of the Financial Services sector. It booked ₹2 cr of revenue in its latest quarter (Q1 FY27) and kept -79.5% of sales as profit. It is the 9th largest of 9 Financial Technology (Fintech) companies we track, by market value.

In the report:
28out of 100
Equitytale Health Score
Fragile

Healthier than 28% of companies in Financial Services, on the 5 of 6 measures we could read for it. Each measure is ranked against the 54–250 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
43

At close. Not part of the score.

Profitability & returns3

How much profit it earns on the money it employs

Cash quality40

Whether reported profit actually arrives as cash

Growth & consistency1

Whether sales and profit have grown, and how steadily · lowest in its sector on what we could measure

Valuation48

What today's price implies, against our models or its peers

Governance & risk86

How much of the promoters' stake is pledged, and how much they hold

Not measurable for this company: balance sheet. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Some things to watch
Strengths
Sales up 135% vs last year
No promoter shares pledged
Virtually debt-free
Watch-outs
! Currently loss-making
! Thin -79.5% net margin
! Low -28.4% return on equity
! Operating cash flow is negative

What if I invest in SUVIDHAA?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹2 -0.45%
latest close · 2026-09-17
1-year return
-89.7%
52-wk low ₹252-wk high ₹23
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/B ratio1.72Moderate
Below bookModerateHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity-28.4%Loss
WeakFairStrong ▸15%
Return on capital-26.1%Loss
WeakFairStrong
Net margin-79.5%Loss
ThinDecentStrong
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.05Comfortable
LowModerateHigh ▸1
Current ratio0.79Tight
Tight ◂1HealthyAmple
More figures
Market cap
₹46 cr
Book value
₹1
EPS
₹-0.09
latest quarter
Net debt
Enterprise value
EBITDA
EBIT
Operating margin
Return on assets
-12.0%
Earnings yield
P/S
4.81
Sales / share
₹0.5
Tax rate
Face value
₹1
Shares
21.0 cr
Working capital
₹-7 cr
Current assets
₹27 cr
Current liabilities
₹34 cr
Delivery %
75.1%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.

Worth vs price · from the FY 2025 report & filings
not investment advice
Hard to value confidentlyLow confidence
The company's latest annual profit was negative, so we won't call it cheap off older profits.

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q1 FY27 (consolidated)
Revenue from Operations₹2 cr
Other Income₹0.1 L
Total Income₹2 cr
Cost of Materials₹2 cr
Purchases of Stock-in-Trade₹0 cr
Employee Benefit Expense₹91.4 L
Finance Costs₹1.7 L
Depreciation & Amortisation₹20.3 L
Other Expenses₹83.3 L
Total Expenses₹4 cr
Profit before Tax₹-2 cr
Tax Expense₹0 cr
Net Profit₹-2 cr
Net margin on total income-79.4%
Where the money goes · Q1 FY27
% of total spend
Materials + stock-in-trade₹2 cr54.3%
Employee benefit expense₹91.4 L21.2%
Finance costs₹1.7 L0.4%
Depreciation & amortisation₹20.3 L4.7%
Other expenses₹83.3 L19.3%
Total income ₹2 cr

The company made a net loss of ₹2 cr this quarter — income covered only 56 of every ₹100 it spent on costs and tax.

Quarterly results · consolidated (₹ cr)
MetricQ3 FY26Q4 FY26Q1 FY27
Revenue80.5 L67.6 L2 cr
Total income82 L72.7 L2 cr
Expenses3 cr3 cr4 cr
Profit before tax-2 cr-2 cr-2 cr
Tax0 cr0 cr0 cr
Net profit (owners' share)-2 cr-1 cr-2 cr
Net margin (owners' share, on revenue)-269.2%-186.5%-79.5%
EPS (₹)-0.10-0.09-0.09
YoY (latest quarter): total income +47.5% · net profit
Balance sheet & cash flow · as of Mar 2026
Debt-free
Total assets
₹63 cr
Shareholder equity
₹27 cr
parent shareholders
Total debt
₹1 cr
Cash
₹2 cr
Cash flow · H1 FY26
Operating
₹-2 cr
Investing
₹-2.3 L
Financing
₹-2 cr
Peer comparison
Financial Technology (Fintech) · by market value
CompanyPriceMarket capP/E
One 97 Communications Limited₹1,763₹1.13 L cr128.1
PB Fintech Limited₹1,765₹81,667 cr125.0
Pine Labs Limited₹184₹21,287 cr271.3
Seshaasai Technologies Limited₹366₹5,920 cr24.5
AvenuesAI Limited₹16₹5,699 cr17.0
Turtlemint Fintech Solutions Limited₹132₹3,878 cr
Network People Services Technologies Limited₹1,855₹3,869 cr88.2
One Mobikwik Systems Limited₹199₹1,564 cr51.2
Suvidhaa Infoserve Limitedthis company₹2₹46 cr
Same industry · latest reported numbers · not a recommendation.
Who owns it · 2026-06-30
No pledge
Promoter
38.3%
FII / Foreign
3.2%
DII / Domestic
Retail / others
58.5%
Promoter stake down 0.4% over the last 12 quarters.
Smart-money activity
Insider trades
SoldPrashant Prahaladray Thakar · Director25,601 · ₹57,60215 Sep 26
SoldPrashant Prahaladray Thakar · Director25,601 · ₹57,60215 Sep 26
SoldPrashant Prahaladray Thakar · Director20,628 · ₹49,71611 Sep 26
Bulk / block deals
SoldPRASHANT PRAHALADRAY THAKAR · NSE15.00 L @ ₹4.127 Mar 25
SoldRAVI OMPRAKASH AGRAWAL · NSE15.55 L @ ₹6.0818 Aug 22
SoldRAVI OMPRAKASH AGRAWAL · NSE22.08 L @ ₹6.4111 Aug 22
Stake changes
SoldAjit C Mehta→ 0.30% · 27.55 L29 Dec 21
SoldAjit C. Mehta alongwith PAC→ 7.39% · 41.91 L24 Dec 21
SoldInfinium Motors Private Limited→ 0.00% · 44.52 L16 Dec 21
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Yearly shareholder meeting · 30 Sep 2025
See the official result
1
To receive, consider and adopt the Audited Standalone and Consolidated Financial Statements of the Company for the financial year ended March 31, 2025 and the reports of the Board of Directors and Auditors thereon.
Backed by 100% of shareholders other than promotersneeded 50%
58.04 L votes for, 4,587 against
2
To appoint Director in place of Mr. Tanuj Rajde (DIN: 09066867), who retires by rotation and being eligible, offers himself for re-appointment.
Promoters had a personal stake in this
Backed by 100% of shareholders other than promotersneeded 50%
58.01 L votes for, 7,600 against
3
To appoint CS Jitendra Liya, as the Secretarial Auditors of the Company for a period of five years, from FY 2025-26 till FY 2029-30.
Backed by 100% of shareholders other than promotersneeded 50%
58.01 L votes for, 7,592 against
4
To appoint M/s. Jain Kedia and Sharma, Chartered Accountants, (Firm Registration No. 103920W), as Statutory Auditors of the Company, to fill the casual vacancy caused by the resignation of M/s. GS Mathur & Co. from August 13, 2025, until the conclusion of the 18th Annual General Meeting of the Company.
Backed by 100% of shareholders other than promotersneeded 50%
58.02 L votes for, 6,950 against

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 16 named members
owning 38.3% between them · as of 2026-06-30
Sonal Rajde38.33%
Bhavna Katriano shares
Chetan Narsidas Kotharino shares
Deepal Rajendra Thakkarno shares
Hemlata Arvind Thakkarno shares
Jayshree Rajdeno shares
Mahesh Rajdeno shares
Manan Rajdeno shares

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.