RUCHIRACommodities

Ruchira Papers Limited

Paper & Paper Products · ISIN INE803H01014 · BSE 532785 · NSE EQ · FV ₹10
Last price
₹107
+0.16%today
What this company does

Ruchira Papers Limited operates in Paper & Paper Products, part of the Commodities sector. It booked ₹175 cr of revenue in its latest quarter (Q1 FY27) and kept 3.5% of sales as profit.

In the report:
56out of 100
Equitytale Health Score
Mixed

Healthier than 56% of companies in Commodities, on all six measures of filed financials. Each measure is ranked against the 43–173 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
54

At close. Not part of the score.

Profitability & returns28

How much profit it earns on the money it employs

Balance sheet38

How much it owes, and whether earnings cover the interest

Cash quality67

Whether reported profit actually arrives as cash

Growth & consistency45

Whether sales and profit have grown, and how steadily

Valuation98

What today's price implies, against our models or its peers

Governance & risk100

How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure

Is this company doing well?
not investment advice
Strengths
Makes a profit
Promoters hold 69%
No promoter shares pledged
Turns profit into real cash
Watch-outs
! Thin 3.5% net margin
! Profit down 64% vs last year
! Low 5.0% return on equity

What if I invest in RUCHIRA?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹107 +0.16%
latest close · 2026-09-17
1-year return
+51.1%
52-wk low ₹6352-wk high ₹121
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio13.0Low
LowAverageHigh
P/B ratio0.65Below book
Below bookModerateHigh
EV / EBITDA7.6Low
LowAverageHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity5.0%Weak
WeakFairStrong ▸15%
Return on capital7.1%Weak
WeakFairStrong
Net margin3.5%Thin
ThinDecentStrong
EBITDA margin9.5%Thin
ThinDecentHealthy
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.37Comfortable
LowModerateHigh ▸1
Interest cover3.6×Okay
RiskyOkayStrong ▸5×
Current ratio1.68Healthy
Tight ◂1HealthyAmple
More figures
Market cap
₹321 cr
Book value
₹166
EPS
₹2.06
latest quarter
Net debt
₹183 cr
owes more than its cash
Enterprise value
₹503 cr
EBITDA
₹67 cr
annualised
EBIT
₹46 cr
annualised
Operating margin
6.5%
Return on assets
3.2%
Earnings yield
7.67%
P/S
0.46
Sales / share
₹234.4
Tax rate
25.3%
Face value
₹10
Shares
3.0 cr
Working capital
₹83 cr
Current assets
₹207 cr
Current liabilities
₹123 cr
Delivery %
59.9%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.

Worth vs price · from the FY 2025 report & filings
not investment advice
Looks underpricedMedium confidence
Median of 2 models ₹145 vs market price ₹107 — price is 26% below it
Safety cushion+26.1%(target ≥ +20%)
Models span ₹133₹158, midpoint ₹145
Model ₹145
Price ₹107
Cheap sideExpensive side

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q1 FY27 (consolidated)
Revenue from Operations₹175 cr
Other Income₹2 cr
Total Income₹177 cr
Cost of Materials₹140 cr
Purchases of Stock-in-Trade₹0 cr
Inventory Change (±)₹-15 cr
Employee Benefit Expense₹15 cr
Finance Costs₹3 cr
Depreciation & Amortisation₹5 cr
Other Expenses₹20 cr
Total Expenses₹168 cr
Profit before Tax₹8 cr
Tax Expense₹2 cr
Net Profit₹6 cr
Net margin on total income3.5%
Where the money goes · Q1 FY27
% of total income
Materials + stock-in-trade₹125 cr71.0%
Employee benefit expense₹15 cr8.4%
Finance costs₹3 cr1.8%
Depreciation & amortisation₹5 cr3.0%
Other expenses₹20 cr11.1%
Tax expense₹2 cr1.2%
Profit for the period₹6 cr3.5%
Total income ₹177 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ3 FY26Q4 FY26Q1 FY27
Revenue132 cr182 cr175 cr
Total income133 cr184 cr177 cr
Expenses130 cr171 cr168 cr
Profit before tax3 cr13 cr8 cr
Tax84.3 L3 cr2 cr
Net profit (owners' share)2 cr10 cr6 cr
Net margin (owners' share, on revenue)1.5%5.2%3.5%
EPS (₹)0.683.192.06
YoY (latest quarter): total income +4.2% · net profit -63.7%
Balance sheet & cash flow · as of Mar 2026
Low debt
Total assets
₹764 cr
Shareholder equity
₹495 cr
parent shareholders
Total debt
₹183 cr
Cash
₹60 L
Cash flow · H1 FY26
Operating
₹53 cr
Investing
₹-155 cr
Financing
₹102 cr
Peer comparison
Paper & Paper Products · by market value
CompanyPriceMarket capP/E
JK Paper Limited₹418₹7,580 cr14.6
West Coast Paper Mills Limited₹716₹4,732 cr8.9
Seshasayee Paper and Boards Limited₹248₹1,492 cr11.7
ANDHRA PAPER LIMITED₹72₹1,429 cr11.8
N R Agarwal Industries Limited₹629₹1,070 cr7.6
Tamil Nadu Newsprint & Papers Limited₹145₹1,001 cr43.6
Pudumjee Paper Products Limited₹102₹973 cr7.2
Emami Paper Mills Limited₹112₹677 cr4.5
Satia Industries Limited₹68₹676 cr
Same industry · latest reported numbers · not a recommendation.
Corporate actions
Dividend yield
4.65%
trailing 12 months
Dividend / share (TTM)
₹5
Last dividend
₹5
ex 22 Sep 2025
ActionDetailEx-date
Dividend₹5 / share22 Sep 2025
Dividend₹5 / share17 Sep 2024
Dividend₹5 / share22 Sep 2023
Bonus issue10:110 Oct 2022
Dividend₹2 / share8 Sep 2022
Dividend₹1 / share20 Sep 2021
Who owns it · 2026-06-30
No pledge
Promoter
68.7%
FII / Foreign
0.9%
DII / Domestic
0.0%
Retail / others
30.4%
Smart-money activity
Insider trades
BoughtLUCKY GARG HUF · Promoter Group3.00 L21 Aug 26
BoughtATUL GARG (HUF) · Promoter Group3.00 L21 Aug 26
BoughtDEEPAN GARG (HUF) · Promoter Group3.00 L21 Aug 26
Bulk / block deals
BoughtGRAVITON RESEARCH CAPITAL LLP · NSE1.72 L @ ₹161.3331 Jan 24
SoldGRAVITON RESEARCH CAPITAL LLP · NSE1.72 L @ ₹161.5431 Jan 24
BoughtGRAVITON RESEARCH CAPITAL LLP · NSE1.74 L @ ₹147.6819 Jan 24
Stake changes
SoldShashi Garg · promoter→ 6.42% · 9.00 L21 Aug 26
BoughtShashi Garg · promoter→ 9.61% · 18.42 L29 May 26
BoughtJatinder Singh alongwith PACs · promoter→ 65.43% · 9.53 L20 Nov 21
What shareholders were asked to approve
3 proposals passed only on promoter votes

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Yearly shareholder meeting · 29 Sep 2025
See the official result
1
To receive, consider and adopt the audited financial statement of the Company for the financial year ended 31st March 2025 together with the reports of Board of Directors and Independent Auditor's thereon.
Backed by 100% of shareholders other than promotersneeded 50%
6.44 L votes for, 605 against · 0% of mutual funds and other big investors said no
2
To declare a dividend of Rs.5/- per Equity share of Rs.10/- each, as recommended by the Board of Directors at its meeting held on May 24, 2025, for financial year ended March 31, 2025.
Backed by 100% of shareholders other than promotersneeded 50%
6.44 L votes for, 605 against · 0% of mutual funds and other big investors said no
3
To appoint a Director in place of Smt. Ruchica Garg Kumar (DIN: 09705909) who retires by rotation and, being eligible, offers herself for re-appointment.
Backed by 100% of shareholders other than promotersneeded 50%
6.44 L votes for, 605 against · 0% of mutual funds and other big investors said no
4
To appoint a Director in place of Sh. Deepan Garg (DIN: 01593003), who retires by rotation and, being eligible, offers himself for re-appointment.
Backed by 100% of shareholders other than promotersneeded 50%
6.44 L votes for, 605 against · 0% of mutual funds and other big investors said no
8
To approve the re-appointment of Mr. Subhash Chander Garg (DIN: 01593104), as Whole Time Director of the company, for a period of 5 (five) years and their remuneration.
⚑ Passed only because promoters voted yesPromoters had a personal stake in this
Backed by 58% of shareholders other than promotersneeded 75%
3.75 L votes for, 2.70 L against · 100% of mutual funds and other big investors said no
9
To approve the re-appointment of Mr. Jatinder Singh (DIN: 01594919), as Whole Time Director of the company, for a period of 5 (five) years and their remuneration.
⚑ Passed only because promoters voted yesPromoters had a personal stake in this
Backed by 58% of shareholders other than promotersneeded 75%
3.74 L votes for, 2.71 L against · 100% of mutual funds and other big investors said no
10
To approve the re-appointment of Mr. Umesh Chander Garg (DIN: 01593400), as Whole Time Director designated as Managing Director of the company, for a period of 5 (five) years and their remuneration.
⚑ Passed only because promoters voted yesPromoters had a personal stake in this
Backed by 58% of shareholders other than promotersneeded 75%
3.74 L votes for, 2.71 L against · 100% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 24 named members
owning 68.7% between them · as of 2026-06-30
JATINDER SINGH9.64%
SHASHI GARG9.43%
CHARANJEET KAUR4.93%
UMESH GARG HUF3.50%
RADHIKA GARG3.49%
RUCHICA GARG KUMAR3.49%
SHALOO GUPTA3.49%
VAISHALI JHAVERI3.49%

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.