CARERATINGFinancial Services

CARE Ratings Limited

Ratings · ISIN INE752H01013 · BSE 534804 · NSE EQ · FV ₹10
Last price
₹1,644
-0.53%today
What this company does

CARE Ratings Limited operates in Ratings, part of the Financial Services sector. It booked ₹112 cr of revenue in its latest quarter (Q1 FY27) and kept 28.9% of sales as profit.

In the report:
62out of 100
Equitytale Health Score
Mixed

Healthier than 62% of companies in Financial Services, on the 5 of 6 measures we could read for it. Each measure is ranked against the 54–250 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
43

At close. Not part of the score.

Profitability & returns60

How much profit it earns on the money it employs

Cash quality82

Whether reported profit actually arrives as cash

Growth & consistency73

Whether sales and profit have grown, and how steadily

Valuation14

What today's price implies, against our models or its peers

Governance & risk100

How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure

Not measurable for this company: balance sheet. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Strengths
Makes a profit
Strong 29% net margin
Sales up 19% vs last year
Profit up 25% vs last year
No promoter shares pledged
Virtually debt-free
Turns profit into real cash
Watch-outs
None flagged from our data

What if I invest in CARERATING?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹1,644 -0.53%
latest close · 2026-09-17
1-year return
+147.0%
52-wk low ₹40352-wk high ₹1,809
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio38.3High
LowAverageHigh
P/B ratio5.30High
Below bookModerateHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity13.8%Fair
WeakFairStrong ▸15%
Return on capital18.5%Strong
WeakFairStrong
Net margin28.9%Strong
ThinDecentStrong
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.00Comfortable
LowModerateHigh ▸1
Current ratio5.76Ample
Tight ◂1HealthyAmple
More figures
Market cap
₹4,941 cr
Book value
₹310
EPS
₹10.73
latest quarter
Net debt
Enterprise value
EBITDA
EBIT
Operating margin
Return on assets
11.7%
Earnings yield
2.61%
P/S
11.06
Sales / share
₹148.6
Tax rate
26.6%
Face value
₹10
Shares
3.0 cr
Working capital
₹560 cr
Current assets
₹677 cr
Current liabilities
₹118 cr
Delivery %
58.5%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.

Worth vs price · from the FY 2024 report & filings
not investment advice
Hard to value confidentlyLow confidence
The market price is far above what these earnings- and book-based models support — a fast-growing or asset-light business can trade well above them for years, so we won't put a confident number on how overpriced it is.
Models span ₹213₹456, midpoint ₹387

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q1 FY27 (consolidated)
Revenue from Operations₹112 cr
Other Income₹15 cr
Total Income₹126 cr
Cost of Materials₹0 cr
Purchases of Stock-in-Trade₹0 cr
Employee Benefit Expense₹59 cr
Finance Costs₹60.2 L
Depreciation & Amortisation₹4 cr
Other Expenses₹18 cr
Total Expenses₹82 cr
Profit before Tax₹45 cr
Tax Expense₹12 cr
Net Profit₹33 cr
Net margin on total income26.1%
Where the money goes · Q1 FY27
% of total income
Employee benefit expense₹59 cr46.8%
Finance costs₹60.2 L0.5%
Depreciation & amortisation₹4 cr3.1%
Other expenses₹18 cr14.1%
Tax expense₹12 cr9.5%
Profit for the period₹33 cr26.1%
Total income ₹126 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ3 FY26Q4 FY26Q1 FY27
Revenue112 cr131 cr112 cr
Total income125 cr146 cr126 cr
Expenses76 cr74 cr82 cr
Profit before tax49 cr72 cr45 cr
Tax12 cr19 cr12 cr
Net profit (owners' share)36 cr53 cr32 cr
Net margin (owners' share, on revenue)32.0%40.4%28.9%
EPS (₹)11.9617.5810.73
YoY (latest quarter): total income +17.5% · net profit +25.1%
Balance sheet & cash flow · as of Mar 2026
Debt-free
Total assets
₹1,105 cr
Shareholder equity
₹932 cr
parent shareholders
Total debt
₹0 cr
Cash
₹43 cr
Cash flow · H1 FY26
Operating
₹25 cr
Investing
₹-16 cr
Financing
₹-30 cr
Peer comparison
Financial Services · by market value (sector-level match)
CompanyPriceMarket capP/E
HDFC Bank Limited₹713₹10.98 L cr14.3
ICICI Bank Limited₹1,348₹9.67 L cr15.6
State Bank of India₹989₹9.13 L cr9.5
Bajaj Finance Limited₹1,015₹6.31 L cr26.4
Bajaj Finserv Limited₹1,859₹5.97 L cr23.7
Kotak Mahindra Bank Limited₹417₹4.14 L cr18.9
Axis Bank Limited₹1,240₹3.86 L cr12.6
Shriram Finance Limited₹995₹2.34 L cr16.7
ICICI Prudential Asset Management Company Limited₹3,098₹1.53 L cr39.7
Same sector · latest reported numbers · not a recommendation.
Corporate actions
Dividend yield
1.34%
trailing 12 months
Dividend / share (TTM)
₹22
Last dividend
₹14
ex 25 Jun 2026
ActionDetailEx-date
Dividend₹14 / share25 Jun 2026
Dividend₹8 / share19 Nov 2025
Dividend₹11 / share27 Jun 2025
Dividend₹7 / share5 Nov 2024
Dividend₹11 / share21 Jun 2024
Dividend₹7 / share10 Nov 2023
Who owns it · 2026-06-30
No pledge
Promoter
FII / Foreign
23.4%
DII / Domestic
31.6%
Retail / others
45.0%
Smart-money activity
Insider trades
BoughtAJAY MAHAJAN · Director1.67 L · ₹5.7 cr30 Dec 21
BoughtPriti Agarwal · -2,667 · ₹11.1 L30 Dec 21
BoughtPriti Agarwal · -2,667 · ₹11.1 L30 Dec 21
Bulk / block deals
SoldTENCORE PARTNERS MASTER LTD. · NSE2.17 L @ ₹1,7254 Sep 26
short · NSE13 Sep 26
short · NSE1225 Mar 26
Stake changes
SoldPari Washington India Master Fund, Ltd→ 7.46% · 76,81721 Apr 26
BoughtPari Washington India Mastaer Fund ltd→ 9.71% · 6.67 L21 Apr 25
BoughtNippon India Mutual Fund→ 8.07% · 5.54 L28 Apr 22
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Postal ballot · 15 Jan 2026
See the official result
1
Appointment of Dr. Bimal Patel (DIN:03006605) as a Non-Executive Independent Director of the Company
This filing does not break the votes down by shareholder group.

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.