Axis Bank Limited
Axis Bank Limited operates in Private Sector Bank, part of the Financial Services sector. It booked ₹35,542 cr of revenue in its latest quarter (Q1 FY27) and kept 21.5% of sales as profit. It is the 4th largest of 9 Private Sector Bank companies we track, by market value.
| Segment | FY24 | FY26 | Share |
|---|---|---|---|
| Retail Banking - Others | 0.99 | 1.10 | 48% → 45% |
| Corporate/Wholesale Banking | 0.46 | 0.53 | 22% → 22% |
| Retail Banking - Digital Banking | 0.26 | 0.40 | 13% → 16% |
| Treasury | 0.31 | 0.33 | 15% → 14% |
| Other Banking Business | 0.05 | 0.06 | 2% → 3% |
| Total | 2.07 | 2.42 |
From the company's consolidated segment filings (Ind AS 108). Margin is segment operating profit (before interest & tax) over segment revenue; reconciliation rows like inter-segment eliminations are excluded from the mix.
Healthier than 60% of companies in Financial Services, on the 4 of 6 measures we could read for it. Each measure is ranked against the 95–250 companies that reported it.
Measures financial condition, not whether to buy. Learn what this score means · How this is calculated
- RSI (14)
- 47
At close. Not part of the score.
How much profit it earns on the money it employs
Whether reported profit actually arrives as cash
What today's price implies, against our models or its peers
How much of the promoters' stake is pledged, and how much they hold
Not measurable for this company: balance sheet, growth & consistency. Those pillars are left out of the score rather than counted as zero.
What if I invest in AXISBANK?
Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.
The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.
P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.
An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.
| Interest Earned | ₹35,542 cr |
| Other Income | ₹7,671 cr |
| Total Income | ₹43,213 cr |
| Interest Expended | ₹20,215 cr |
| Employee Cost | ₹3,530 cr |
| Other Operating Expenses | ₹6,969 cr |
| Total Expenditure | ₹30,714 cr |
| Operating Profit before Provisions | ₹12,499 cr |
| Provisions & Contingencies | ₹2,337 cr |
| Profit before Tax | ₹10,161 cr |
| Tax Expense | ₹2,505 cr |
| Share of Associates | ₹14 cr |
| Net Profit | ₹7,657 cr |
| Net margin on total income | 17.7% |
Not enough income-statement detail filed to break this down yet.
| Metric | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|
| Revenue | 33,709 cr | 34,171 cr | 35,542 cr |
| Total income | 40,898 cr | 41,143 cr | 43,213 cr |
| Expenses | — | — | — |
| Profit before tax | 9,371 cr | 7,247 cr | 10,161 cr |
| Tax | 2,326 cr | -385 cr | 2,505 cr |
| Net profit (owners' share) | 7,044 cr | 7,632 cr | 7,657 cr |
| Net margin (owners' share, on revenue) | 20.9% | 22.3% | 21.5% |
| EPS (₹) | 22.59 | 24.47 | 24.55 |
Lender caveat: a bank's operating cash swings with deposits and lending — this is loan-book activity, not distress.
| Company | Price | Market cap | P/E | ROE | Net margin | 1-yr return |
|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹713 | ₹10.98 L cr | 14.3 | 14.0% | 22.5% | — |
| ICICI Bank Limited | ₹1,348 | ₹9.67 L cr | 15.6 | 17.1% | 31.0% | — |
| Kotak Mahindra Bank Limited | ₹417 | ₹4.14 L cr | 18.9 | 12.1% | 29.9% | — |
| Axis Bank Limitedthis company | ₹1,240 | ₹3.86 L cr | 12.6 | 14.3% | 21.5% | — |
| IDBI Bank Limited | ₹82 | ₹88,051 cr | 10.3 | 12.4% | 28.2% | — |
| The Federal Bank Limited | ₹333 | ₹82,124 cr | 16.3 | 12.6% | 16.5% | — |
| IndusInd Bank Limited | ₹958 | ₹74,656 cr | 18.0 | 6.3% | 9.2% | — |
| IDFC First Bank Limited | ₹86 | ₹74,371 cr | 16.2 | 9.7% | 10.4% | — |
| Yes Bank Limited | ₹23 | ₹72,598 cr | 17.0 | 8.4% | 13.3% | — |
| Action | Detail | Ex-date |
|---|---|---|
| Dividend | ₹1 / share | 10 Jul 2026 |
| Dividend | ₹1 / share | 4 Jul 2025 |
| Dividend | ₹1 / share | 12 Jul 2024 |
| Dividend | ₹1 / share | 7 Jul 2023 |
| Dividend | ₹1 / share | 7 Jul 2022 |
| Dividend | ₹1 / share | 4 Jul 2019 |
A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.
Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.
When a company raises money from investors, it has to say up front what the money is for. The rules then make it report, every three months until the money is gone, how much of each of those things it has actually paid for — so a promise made while asking for the money can be checked afterwards.
As of Dec 2025, the company says it has spent 100% of what it set aside.
Every figure above is taken from the statement the company files with the stock exchange each quarter, for as long as money it has raised remains unspent. The only thing we work out is how much of each stated purpose has been paid for — one number divided by another from the same filing. Whether a plan that changed was a good change is not something a filing can tell you. See the filing