EFCILServices

EFC (I) Limited

Diversified Commercial Services · ISIN INE886D01026 · BSE 512008 · NSE EQ · FV ₹2
Last price
₹165
-0.42%today
What this company does

EFC (I) Limited operates in Diversified Commercial Services, part of the Services sector. It booked ₹332 cr of revenue in its latest quarter (Q2 FY27) and kept 23.5% of sales as profit.

“The Company is engaged in the business of providing real estate services, property management It is due to be settled within twelve months after the reporting period, or services, and renting or leasing services involving its own or leased non-residential properties.”
“The Company is engaged in the business of non controlling interest having a deficit balance providing real estate services, property management services, and renting or leasing services involving its own or c) Functional and presentation currency leased non-residential properties.”
In the report:
73out of 100
Equitytale Health Score
Solid

Healthier than 73% of companies in Services, on the 5 of 6 measures we could read for it. Each measure is ranked against the 34–117 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
43

At close. Not part of the score.

Profitability & returns83

How much profit it earns on the money it employs

Balance sheet60

How much it owes, and whether earnings cover the interest

Cash quality38

Whether reported profit actually arrives as cash

Valuation94

What today's price implies, against our models or its peers

Governance & risk100

How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure

Not measurable for this company: growth & consistency. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Strengths
✓ Makes a profit
✓ Strong 23% net margin
✓ Sales up 30% vs last year
✓ Profit up 75% vs last year
✓ Promoters hold 56%
✓ No promoter shares pledged
✓ Strong 28% return on equity
✓ Turns profit into real cash
Watch-outs
None flagged from our data

What if I invest in EFCIL?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 5% a year, it would become
₹15.50 lakh

The slider starts at 5%, taken from a generic assumption, not this company's history. That is history, not a forecast — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹165▼ -0.42%
latest close · 2026-11-04
52-wk low ₹16174 sessions so far52-wk high ₹212
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio7.7Low
LowAverageHigh
P/B ratio2.19Moderate
Below bookModerateHigh
EV / EBITDA4.7Low
LowAverageHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity28.0%Strong
WeakFairStrong ▸15%
Return on capital19.1%Strong
WeakFairStrong
Net margin23.5%Strong
ThinDecentStrong
EBITDA margin43.5%Healthy
ThinDecentHealthy
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.23Comfortable
LowModerateHigh ▸1
Interest cover25.2×Strong
RiskyOkayStrong ▸5×
Current ratio1.31Healthy
Tight ◂1HealthyAmple
More figures
Market cap
₹2,440 cr
Book value
₹75
EPS
₹5.36
latest quarter
Net debt
₹257 cr
owes more than its cash
Enterprise value
₹2,697 cr
EBITDA
₹578 cr
annualised
EBIT
₹462 cr
annualised
Operating margin
34.8%
Return on assets
9.7%
Earnings yield
13.00%
P/S
1.84
Sales / share
₹89.8
Tax rate
30.3%
Face value
₹2
Shares
14.8 cr
Working capital
₹248 cr
Current assets
₹1,041 cr
Current liabilities
₹793 cr
Delivery %
60.5%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-11-04.

Worth vs price · from the FY 2025 report & filings
not investment advice
Priced about rightMedium confidence
Median of 2 models ₹161 vs market price ₹165 — price is 2% above it
Safety cushion-2.2%(target ≥ +20%)
Models span ₹137–₹186, midpoint ₹161
Model ₹161
Price ₹165
Cheap sideExpensive side

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q2 FY27 (consolidated)
Revenue from Operations₹332 cr
Other Income₹11 cr
Total Income₹343 cr
Cost of Materials₹150 cr
Purchases of Stock-in-Trade₹29 cr
Inventory Change (±)₹-22 cr
Employee Benefit Expense₹13 cr
Finance Costs₹5 cr
Depreciation & Amortisation₹29 cr
Other Expenses₹28 cr
Total Expenses₹232 cr
Profit before Tax₹111 cr
Tax Expense₹34 cr
Net Profit₹77 cr
Net margin on total income22.5%
Where the money goes · Q2 FY27
% of total income
Materials + stock-in-trade₹157 cr45.8%
Employee benefit expense₹13 cr3.8%
Finance costs₹5 cr1.3%
Depreciation & amortisation₹29 cr8.5%
Other expenses₹28 cr8.3%
Tax expense₹34 cr9.8%
Profit for the period₹77 cr22.5%
Total income ₹343 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ4 FY26Q1 FY27Q2 FY27
Revenue293 cr283 cr332 cr
Total income297 cr294 cr343 cr
Expenses212 cr193 cr232 cr
Profit before tax85 cr101 cr111 cr
Tax16 cr30 cr34 cr
Net profit (owners' share)69 cr69 cr78 cr
Net margin (owners' share, on revenue)23.7%24.4%23.5%
EPS (₹)5.064.835.36
YoY (latest quarter): total income +33.4% · net profit +74.7%
Balance sheet & cash flow · as of Sep 2026
Low debt
Total assets
₹3,208 cr
Shareholder equity
₹1,114 cr
parent shareholders
Total debt
₹264 cr
Cash
₹7 cr
Cash flow · H1 FY27
Operating
₹75 cr
Investing
₹-107 cr
Financing
₹28 cr
Peer comparison
Diversified Commercial Services · by market value
CompanyPriceMarket capP/E
International Gemological Institute Limited₹408₹17,626 cr23.7
WeWork India Management Limited₹663₹9,213 cr113.6
Bluspring Enterprises Limited₹143₹7,552 cr—
Nesco Limited₹1,037₹7,305 cr17.4
Indiabulls Limited₹30₹6,751 cr11.8
Smartworks Coworking Spaces Limited₹484₹5,540 cr54.1
LEAP India Limited₹113₹4,975 cr65.7
Quess Corp Limited₹319₹4,762 cr15.8
Inox Green Energy Services Limited₹115₹4,610 cr28.4
Same industry · latest reported numbers · not a recommendation.
Corporate actions
ActionDetailEx-date
Rights issue103:87 May 2026
Bonus issue1:111 Feb 2025
Stock splitStock Split From Rs.10/- to Rs.2/-18 Aug 2023
Who owns it · 2026-09-30
No pledge
Promoter
56.1%
FII / Foreign
1.0%
DII / Domestic
9.6%
Retail / others
33.3%
Promoter stake up 10.6% over the last 8 quarters.
Smart-money activity
Bulk / block deals
BoughtSETU SECURITIES PVT LTD · NSE20.00 L @ ₹176.414 Oct 26
SoldIRAGE BROKING SERVICES LLP · NSE18.74 L @ ₹176.2714 Oct 26
BoughtIRAGE BROKING SERVICES LLP · NSE5,434 @ ₹17914 Oct 26
Stake changes
BoughtAbhishek Narbaria · promoter→ 20.53% · 76.97 L28 Nov 25
BoughtUmesh Kumar Sahay · promoter→ 38.74% · 3.00 cr28 Nov 25
What shareholders were asked to approve
1 proposal passed only on promoter votes

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Yearly shareholder meeting · 30 Sep 2026
See the official result
1
To receive, consider and adopt (a) the Audited Standalone Financial Statements of the Company for the financial year ended March 31, 2026 and the reports of the Board of Directors and Auditors’ thereon; and (b) the Audited Consolidated Financial Statements of the Company for the financial year ended March 31, 2026 and the report of Auditors’ thereon
⚑ Passed only because promoters voted yes
Backed by 35% of shareholders other than promotersneeded 50%
36.32 L votes for, 66.47 L against · 69% of mutual funds and other big investors said no
2
To approve re-appointment of Mr. Abhishek Narbaria (DIN: 01873087), as a Director, who retires by rotation, and being eligible, offers himself for re-appointment
Backed by 84% of shareholders other than promotersneeded 50%
86.13 L votes for, 16.66 L against · 17% of mutual funds and other big investors said no
3
To shift the Registered Office of the Company
Backed by 100% of shareholders other than promotersneeded 75%
1.02 cr votes for, 30,292 against · 0% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 8 named members
owning 56.1% between them · as of 2026-09-30
Umesh Kumar Sahay35.95%
Abhishek Narbaria19.05%
Aditi Umesh Sahai1.08%
Akalpita Surendra Bedkihal .no shares
Amit Narbariano shares
Ganga Sahaino shares
Lakhan Lal Narbariano shares
Pushpa Sahaino shares

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

Money it raised, and what it did with it

When a company raises money from investors, it has to say up front what the money is for. The rules then make it report, every three months until the money is gone, how much of each of those things it has actually paid for — so a promise made while asking for the money can be checked afterwards.

₹160 cr raised in May 2026 by offering new shares to existing shareholders

As of Sep 2026, the company says it has spent 26% of what it set aside, leaving ₹119 cr still to be spent. CARE Ratings Limited watches the spending on the exchange’s behalf.

Funding the working capital requirements of the Company.
33%
₹20 cr of ₹60 cr
Funding in our subsidiary, EFC Limited, through Equity/ Debt, for the purpose of meeting its working capital requirements.
51%
₹15 cr of ₹30 cr
Funding in our subsidiary, Ek Design Industries Limited, through Equity/ Debt, for the purpose of meeting its working capital requirements.
17%
₹5 cr of ₹30 cr
General Corporate Purposes.
4%
₹2 cr of ₹39 cr
Issue Related Expenses (estimated)
0%
₹0 cr of ₹82 L
Spent by quarter: 1% → 26% (to Sep 2026)
₹13 cr raised in Jan 2024 by selling shares to selected investors

As of Jun 2026, the company says it has spent 100% of what it set aside. CARE Ratings Limited watches the spending on the exchange’s behalf.

• To grow businesses of the Company through backward or forward integration, direct or indirect activities in an organic or inorganic manner; • To invest in technology, human resources and other supporting infrastructure to achieve the targeted growth • To provide adequate working capital, including to fund trade and other liabilities, if any.
now filed as: 1. To grow businesses of the Company through backward or forward integration, direct or indirect activities, in an organic or inorganic manner - 70% of net proceed of the preferential issue; 2. To invest in technology, human resources and other supporting infrastructure to achieve the targeted growth - 5% of net proceed of the preferential issue; and 3. To provide adequate working capital, including to fund trade and other liabilities, if any - 25% of net proceed of the preferential issue.
100%
₹13 cr of ₹13 cr

Every figure above is taken from the statement the company files with the stock exchange each quarter, for as long as money it has raised remains unspent. The only thing we work out is how much of each stated purpose has been paid for — one number divided by another from the same filing. Whether a plan that changed was a good change is not something a filing can tell you. See the filing

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.