EFCILServices

EFC (I) Limited

Diversified Commercial Services · ISIN INE886D01026 · BSE 512008 · NSE EQ · FV ₹2
Last price
₹178
-0.06%today
What this company does

EFC (I) Limited operates in Diversified Commercial Services, part of the Services sector. It booked ₹283 cr of revenue in its latest quarter (Q1 FY27) and kept 24.4% of sales as profit.

The Company is engaged in the business of providing real estate services, property management It is due to be settled within twelve months after the reporting period, or services, and renting or leasing services involving its own or leased non-residential properties.
The Company is engaged in the business of non controlling interest having a deficit balance providing real estate services, property management services, and renting or leasing services involving its own or c) Functional and presentation currency leased non-residential properties.
In the report:
68out of 100
Equitytale Health Score
Solid

Healthier than 68% of companies in Services, on the 5 of 6 measures we could read for it. Each measure is ranked against the 29–116 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
37

At close. Not part of the score.

Profitability & returns84

How much profit it earns on the money it employs

Balance sheet48

How much it owes, and whether earnings cover the interest

Cash quality38

Whether reported profit actually arrives as cash

Valuation79

What today's price implies, against our models or its peers

Governance & risk100

How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure

Not measurable for this company: growth & consistency. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Strengths
Makes a profit
Strong 24% net margin
Promoters hold 56%
No promoter shares pledged
Strong 34% return on equity
Turns profit into real cash
Watch-outs
None flagged from our data

What if I invest in EFCIL?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 5% a year, it would become
₹15.50 lakh

The slider starts at 5%, taken from a generic assumption, not this company's history. That is history, not a forecast — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹178 -0.06%
latest close · 2026-09-17
52-wk low ₹17142 sessions so far52-wk high ₹212
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio9.2Low
LowAverageHigh
P/B ratio3.26High
Below bookModerateHigh
EV / EBITDA5.5Low
LowAverageHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity34.2%Strong
WeakFairStrong ▸15%
Return on capital21.8%Strong
WeakFairStrong
Net margin24.4%Strong
ThinDecentStrong
EBITDA margin47.5%Healthy
ThinDecentHealthy
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.38Comfortable
LowModerateHigh ▸1
Interest cover10.8×Strong
RiskyOkayStrong ▸5×
Current ratio1.16Healthy
Tight ◂1HealthyAmple
More figures
Market cap
₹2,633 cr
Book value
₹55
EPS
₹4.83
latest quarter
Net debt
₹297 cr
owes more than its cash
Enterprise value
₹2,930 cr
EBITDA
₹538 cr
annualised
EBIT
₹447 cr
annualised
Operating margin
39.5%
Return on assets
10.3%
Earnings yield
10.86%
P/S
2.33
Sales / share
₹76.5
Tax rate
30.1%
Face value
₹2
Shares
14.8 cr
Working capital
₹98 cr
Current assets
₹723 cr
Current liabilities
₹625 cr
Delivery %
59.0%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.

Worth vs price · from the FY 2025 report & filings
not investment advice
Looks overpricedMedium confidence
Median of 2 models ₹134 vs market price ₹178 — price is 32% above it
Safety cushion-32.3%(target ≥ +20%)
Models span ₹134₹135, midpoint ₹134
Model ₹134
Price ₹178
Cheap sideExpensive side

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q1 FY27 (consolidated)
Revenue from Operations₹283 cr
Other Income₹11 cr
Total Income₹294 cr
Cost of Materials₹94 cr
Purchases of Stock-in-Trade₹17 cr
Inventory Change (±)₹8 cr
Employee Benefit Expense₹13 cr
Finance Costs₹10 cr
Depreciation & Amortisation₹23 cr
Other Expenses₹29 cr
Total Expenses₹193 cr
Profit before Tax₹101 cr
Tax Expense₹30 cr
Net Profit₹71 cr
Net margin on total income24.1%
Where the money goes · Q1 FY27
% of total income
Materials + stock-in-trade₹119 cr40.3%
Employee benefit expense₹13 cr4.3%
Finance costs₹10 cr3.5%
Depreciation & amortisation₹23 cr7.7%
Other expenses₹29 cr9.8%
Tax expense₹30 cr10.4%
Profit for the period₹71 cr24.1%
Total income ₹294 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ3 FY26Q4 FY26Q1 FY27
Revenue270 cr293 cr283 cr
Total income276 cr297 cr294 cr
Expenses194 cr212 cr193 cr
Profit before tax82 cr85 cr101 cr
Tax20 cr16 cr30 cr
Net profit (owners' share)63 cr69 cr69 cr
Net margin (owners' share, on revenue)23.5%23.7%24.4%
EPS (₹)4.615.064.83
Balance sheet & cash flow · as of Mar 2026
Low debt
Total assets
₹2,675 cr
Shareholder equity
₹807 cr
parent shareholders
Total debt
₹308 cr
Cash
₹10 cr
Cash flow · H1 FY26
Operating
₹61 cr
Investing
₹-47 cr
Financing
₹-3 cr
Peer comparison
Diversified Commercial Services · by market value
CompanyPriceMarket capP/E
International Gemological Institute Limited₹315₹13,591 cr20.5
WeWork India Management Limited₹683₹9,464 cr
Nesco Limited₹1,082₹7,619 cr19.1
Inox Green Energy Services Limited₹175₹7,012 cr43.2
Indiabulls Limited₹30₹6,637 cr11.6
Bluspring Enterprises Limited₹124₹6,520 cr
Smartworks Coworking Spaces Limited₹520₹5,941 cr113.0
LEAP India Limited₹136₹5,619 cr56.8
Quess Corp Limited₹353₹5,272 cr16.0
Same industry · latest reported numbers · not a recommendation.
Corporate actions
ActionDetailEx-date
Rights issue103:87 May 2026
Bonus issue1:111 Feb 2025
Stock splitStock Split From Rs.10/- to Rs.2/-18 Aug 2023
Who owns it · 2026-06-30
No pledge
Promoter
56.1%
FII / Foreign
1.3%
DII / Domestic
8.9%
Retail / others
33.8%
Promoter stake up 10.6% over the last 7 quarters.
Smart-money activity
Bulk / block deals
short · NSE503 Sep 26
short · NSE127 Aug 26
short · NSE126 Aug 26
Stake changes
BoughtAbhishek Narbaria · promoter→ 20.53% · 76.97 L28 Nov 25
BoughtUmesh Kumar Sahay · promoter→ 38.74% · 3.00 cr28 Nov 25
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Postal ballot · 29 Aug 2026
See the official result
1
TO FIX REMUNERATION OF MR. ABHISHEK NARBARIA (DIN: 01873087), NON-EXECUTIVE DIRECTOR OF THE COMPANY
Backed by 80% of shareholders other than promotersneeded 75%
1.92 cr votes for, 47.66 L against · 42% of mutual funds and other big investors said no
2
TO APPROVE THE ALTERATION OF THE OBJECT CLAUSE OF THE MEMORANDUM OF ASSOCIATION OF THE COMPANY.
Backed by 100% of shareholders other than promotersneeded 75%
2.40 cr votes for, 1,564 against · 0% of mutual funds and other big investors said no
3
TO APPROVE THE MATERIAL RELATED PARTY TRANSACTIONS.
Promoters had a personal stake in this
Backed by 100% of shareholders other than promotersneeded 50%
2.35 cr votes for, 1,233 against · 0% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 8 named members
owning 56.1% between them · as of 2026-06-30
Umesh Kumar Sahay35.95%
Abhishek Narbaria19.05%
Aditi Umesh Sahai1.08%
Akalpita Surendra Bedkihalno shares
Amit Narbariano shares
Ganga Sahaino shares
Lakhan Lal Narbariano shares
Pushpa Sahaino shares

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

Money it raised, and what it did with it

When a company raises money from investors, it has to say up front what the money is for. The rules then make it report, every three months until the money is gone, how much of each of those things it has actually paid for — so a promise made while asking for the money can be checked afterwards.

₹160 cr raised in May 2026 by offering new shares to existing shareholders

As of Jun 2026, the company says it has spent 1% of what it set aside, leaving ₹159 cr still to be spent. CARE Ratings Limited watches the spending on the exchange’s behalf.

Funding the working capital requirements of the Company.
2%
₹94 L of ₹60 cr
Funding in our subsidiary, EFC Limited, through Equity/ Debt, for the purpose of meeting its working capital requirements.
0%
₹0 cr of ₹30 cr
Funding in our subsidiary, Ek Design Industries Limited, through Equity/ Debt, for the purpose of meeting its working capital requirements.
0%
₹0 cr of ₹30 cr
General Corporate Purposes.
0%
₹0 cr of ₹40 cr
₹13 cr raised in Jan 2024 by selling shares to selected investors

As of Jun 2026, the company says it has spent 100% of what it set aside. CARE Ratings Limited watches the spending on the exchange’s behalf.

• To grow businesses of the Company through backward or forward integration, direct or indirect activities in an organic or inorganic manner; • To invest in technology, human resources and other supporting infrastructure to achieve the targeted growth • To provide adequate working capital, including to fund trade and other liabilities, if any.
now filed as: 1. To grow businesses of the Company through backward or forward integration, direct or indirect activities, in an organic or inorganic manner - 70% of net proceed of the preferential issue; 2. To invest in technology, human resources and other supporting infrastructure to achieve the targeted growth - 5% of net proceed of the preferential issue; and 3. To provide adequate working capital, including to fund trade and other liabilities, if any - 25% of net proceed of the preferential issue.
100%
₹13 cr of ₹13 cr

Every figure above is taken from the statement the company files with the stock exchange each quarter, for as long as money it has raised remains unspent. The only thing we work out is how much of each stated purpose has been paid for — one number divided by another from the same filing. Whether a plan that changed was a good change is not something a filing can tell you. See the filing

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.