The Federal Bank Limited
The Federal Bank Limited operates in Private Sector Bank, part of the Financial Services sector. It booked ₹8,383 cr of revenue in its latest quarter (Q2 FY27) and kept 18.7% of sales as profit. It is the 6th largest of 9 Private Sector Bank companies we track, by market value.
| Segment | FY24 | FY25 | FY26 | Share |
|---|---|---|---|---|
| Retail Banking - Other Retail Banking | 10,856 | 16,930 | 30,525 | 41% → 57% |
| Corporate/Wholesale Banking | 7,168 | 8,358 | 12,222 | 27% → 23% |
| Treasury | 3,547 | 4,536 | 6,704 | 13% → 13% |
| Retail Banking - Digital Banking | 1,501 | 1,857 | 3,362 | 6% → 6% |
| Other Banking operations | 283 | 342 | 488 | 1% → 1% |
| Retail Banking - Others | 3,422 | — | — | — |
| Total | 26,776 | 32,023 | 53,301 |
From the company's consolidated segment filings (Ind AS 108). Margin is segment operating profit (before interest & tax) over segment revenue; reconciliation rows like inter-segment eliminations are excluded from the mix.
Healthier than 60% of companies in Financial Services, on the 4 of 6 measures we could read for it. Each measure is ranked against the 102–253 companies that reported it.
Measures financial condition, not whether to buy. Learn what this score means · How this is calculated
- RSI (14)
- 46
At close. Not part of the score.
How much profit it earns on the money it employs
Whether reported profit actually arrives as cash
What today's price implies, against our models or its peers
How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure
Not measurable for this company: balance sheet, growth & consistency. Those pillars are left out of the score rather than counted as zero.
What if I invest in FEDERALBNK?
Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.
The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.
P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-11-03.
An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.
| Interest Earned | ₹8,383 cr |
| Other Income | ₹1,521 cr |
| Total Income | ₹9,903 cr |
| Interest Expended | ₹4,783 cr |
| Employee Cost | ₹1,204 cr |
| Other Operating Expenses | ₹1,441 cr |
| Total Expenditure | ₹7,428 cr |
| Operating Profit before Provisions | ₹2,475 cr |
| Provisions & Contingencies | ₹353 cr |
| Profit before Tax | ₹2,122 cr |
| Tax Expense | ₹558 cr |
| Share of Associates | ₹4 cr |
| Net Profit | ₹1,564 cr |
| Net margin on total income | 15.8% |
Not enough income-statement detail filed to break this down yet.
| Metric | Q4 FY26 | Q1 FY27 | Q2 FY27 |
|---|---|---|---|
| Revenue | 7,947 cr | 7,862 cr | 8,383 cr |
| Total income | 9,132 cr | 8,943 cr | 9,903 cr |
| Expenses | — | — | — |
| Profit before tax | 1,714 cr | 1,741 cr | 2,122 cr |
| Tax | 320 cr | 443 cr | 558 cr |
| Net profit (owners' share) | 1,393 cr | 1,298 cr | 1,564 cr |
| Net margin (owners' share, on revenue) | 17.5% | 16.5% | 18.7% |
| EPS (₹) | 5.44 | 5.09 | 6.07 |
| Company | Price | Market cap | P/E | ROE | Net margin | 1-yr return |
|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹726 | ₹11.19 L cr | 13.5 | 13.7% | 21.8% | — |
| ICICI Bank Limited | ₹1,425 | ₹10.23 L cr | 15.6 | 16.9% | 30.9% | — |
| Kotak Mahindra Bank Limited | ₹465 | ₹4.62 L cr | 20.5 | 11.6% | 28.4% | — |
| Axis Bank Limited | ₹1,233 | ₹3.84 L cr | 12.4 | 13.3% | 20.1% | — |
| IDBI Bank Limited | ₹78 | ₹83,482 cr | 9.4 | 12.3% | 26.1% | — |
| The Federal Bank Limitedthis company | ₹334 | ₹82,526 cr | 13.7 | 14.2% | 18.7% | — |
| IndusInd Bank Limited | ₹857 | ₹66,753 cr | 13.4 | 7.3% | 10.5% | — |
| IDFC First Bank Limited | ₹73 | ₹63,119 cr | 15.0 | 8.5% | 8.8% | — |
| RBL Bank Limited | ₹350 | ₹54,338 cr | 27.2 | 4.6% | 11.5% | — |
| Action | Detail | Ex-date |
|---|---|---|
| Dividend | ₹1.2 / share | 14 Aug 2026 |
| Dividend | ₹1.2 / share | 22 Aug 2025 |
| Dividend | ₹1.2 / share | 23 Aug 2024 |
| Dividend | ₹1 / share | 11 Aug 2023 |
| Dividend | ₹1.8 / share | 19 Jul 2022 |
| Dividend | ₹0.7 / share | 1 Jul 2021 |
A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.
Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.