IDBI Bank Limited
IDBI Bank Limited operates in Private Sector Bank, part of the Financial Services sector. It booked ₹8,519 cr of revenue in its latest quarter (Q2 FY27) and kept 26.1% of sales as profit. It is the 5th largest of 9 Private Sector Bank companies we track, by market value.
| Segment | FY20 | FY21 | FY22 | FY24 | FY25 | FY26 | Share |
|---|---|---|---|---|---|---|---|
| Retail Banking | 28,906 | 26,921 | 23,218 | 22,998 | 34,368 | 35,031 | 69% → 58% |
| Treasury | 754 | 363 | 5,834 | 13,362 | 14,391 | 15,701 | 2% → 26% |
| Corporate/Wholesale Banking | 12,000 | 10,661 | 6,473 | 8,766 | 8,659 | 8,709 | 29% → 15% |
| Other Banking Operations | 284 | 275 | 215 | 587 | 474 | 577 | 1% → 1% |
| Unalloctaed | — | — | — | — | — | — | — |
| Corporate/Whoelsale Banking | — | — | 1,875 | — | — | — | — |
| Retails Banking | — | — | — | 7,106 | — | — | — |
| Total | 41,943 | 38,221 | 37,616 | 52,820 | 57,893 | 60,018 |
From the company's consolidated segment filings (Ind AS 108). Margin is segment operating profit (before interest & tax) over segment revenue; reconciliation rows like inter-segment eliminations are excluded from the mix.
Healthier than 69% of companies in Financial Services, on the 4 of 6 measures we could read for it. Each measure is ranked against the 102–253 companies that reported it.
Measures financial condition, not whether to buy. Learn what this score means · How this is calculated
- RSI (14)
- 41
At close. Not part of the score.
How much profit it earns on the money it employs
Whether reported profit actually arrives as cash
What today's price implies, against our models or its peers
How much of the promoters' stake is pledged, and how much they hold
Not measurable for this company: balance sheet, growth & consistency. Those pillars are left out of the score rather than counted as zero.
What if I invest in IDBI?
Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.
The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.
P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-11-03.
An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.
| Interest Earned | ₹8,519 cr |
| Other Income | ₹1,417 cr |
| Total Income | ₹9,936 cr |
| Interest Expended | ₹4,282 cr |
| Employee Cost | ₹1,349 cr |
| Other Operating Expenses | ₹1,381 cr |
| Total Expenditure | ₹7,012 cr |
| Operating Profit before Provisions | ₹2,925 cr |
| Provisions & Contingencies | ₹10 cr |
| Profit before Tax | ₹2,914 cr |
| Tax Expense | ₹688 cr |
| Net Profit | ₹2,226 cr |
| Net margin on total income | 22.4% |
Not enough income-statement detail filed to break this down yet.
| Metric | Q4 FY26 | Q1 FY27 | Q2 FY27 |
|---|---|---|---|
| Revenue | 7,804 cr | 7,549 cr | 8,519 cr |
| Total income | 9,518 cr | 8,633 cr | 9,936 cr |
| Expenses | — | — | — |
| Profit before tax | 2,816 cr | 2,829 cr | 2,914 cr |
| Tax | 828 cr | 699 cr | 688 cr |
| Net profit (owners' share) | 1,987 cr | 2,131 cr | 2,226 cr |
| Net margin (owners' share, on revenue) | 25.5% | 28.2% | 26.1% |
| EPS (₹) | 1.87 | 1.98 | 2.06 |
| Company | Price | Market cap | P/E | ROE | Net margin | 1-yr return |
|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹726 | ₹11.19 L cr | 13.5 | 13.7% | 21.8% | — |
| ICICI Bank Limited | ₹1,425 | ₹10.23 L cr | 15.6 | 16.9% | 30.9% | — |
| Kotak Mahindra Bank Limited | ₹465 | ₹4.62 L cr | 20.5 | 11.6% | 28.4% | — |
| Axis Bank Limited | ₹1,233 | ₹3.84 L cr | 12.4 | 13.3% | 20.1% | — |
| IDBI Bank Limitedthis company | ₹78 | ₹83,482 cr | 9.4 | 12.3% | 26.1% | — |
| The Federal Bank Limited | ₹334 | ₹82,526 cr | 13.7 | 14.2% | 18.7% | — |
| IndusInd Bank Limited | ₹857 | ₹66,753 cr | 13.4 | 7.3% | 10.5% | — |
| IDFC First Bank Limited | ₹73 | ₹63,119 cr | 15.0 | 8.5% | 8.8% | — |
| RBL Bank Limited | ₹350 | ₹54,338 cr | 27.2 | 4.6% | 11.5% | — |
| Action | Detail | Ex-date |
|---|---|---|
| Dividend | ₹2.1 / share | 15 Jul 2025 |
| Dividend | ₹1.5 / share | 16 Jul 2024 |
| Dividend | ₹1 / share | 6 Jul 2023 |
| Dividend | ₹0.75 / share | 4 Aug 2015 |
| Dividend | ₹0.28 / share | 26 Jun 2014 |
| Dividend | ₹0.73 / share | 23 Jan 2014 |
A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.
Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.