IndusInd Bank Limited
IndusInd Bank Limited operates in Private Sector Bank, part of the Financial Services sector. It booked ₹11,796 cr of revenue in its latest quarter (Q2 FY27) and kept 10.5% of sales as profit. It is the 7th largest of 9 Private Sector Bank companies we track, by market value.
From the company's consolidated segment filings (Ind AS 108). Margin is segment operating profit (before interest & tax) over segment revenue; reconciliation rows like inter-segment eliminations are excluded from the mix.
“Built on Trust. Driven by Purpose. IndusInd Bank is India’s fifth largest private sector bank, with a presence that spans the length and breadth of the country. At the heart of our journey is a clear ambition: to be the most preferred and trusted bank for a diverse set of clients, including individuals, large corporations, government bodies, and public sector undertakings.”
Healthier than 39% of companies in Financial Services, on the 4 of 6 measures we could read for it. Each measure is ranked against the 25–253 companies that reported it.
Measures financial condition, not whether to buy. Learn what this score means · How this is calculated
- RSI (14)
- 44
At close. Not part of the score.
How much profit it earns on the money it employs
Whether reported profit actually arrives as cash
What today's price implies, against our models or its peers
How much of the promoters' stake is pledged, and how much they hold
Not measurable for this company: balance sheet, growth & consistency. Those pillars are left out of the score rather than counted as zero.
What if I invest in INDUSINDBK?
Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.
The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.
P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-11-03.
An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.
| Interest Earned | ₹11,796 cr |
| Other Income | ₹2,248 cr |
| Total Income | ₹14,044 cr |
| Interest Expended | ₹7,227 cr |
| Employee Cost | ₹1,803 cr |
| Other Operating Expenses | ₹2,140 cr |
| Total Expenditure | ₹11,169 cr |
| Operating Profit before Provisions | ₹2,874 cr |
| Provisions & Contingencies | ₹1,223 cr |
| Profit before Tax | ₹1,652 cr |
| Tax Expense | ₹410 cr |
| Share of Associates | ₹1 L |
| Net Profit | ₹1,242 cr |
| Net margin on total income | 8.8% |
Not enough income-statement detail filed to break this down yet.
| Metric | Q4 FY26 | Q1 FY27 | Q2 FY27 |
|---|---|---|---|
| Revenue | 11,005 cr | 11,310 cr | 11,796 cr |
| Total income | 12,719 cr | 13,096 cr | 14,044 cr |
| Expenses | — | — | — |
| Profit before tax | 813 cr | 1,389 cr | 1,652 cr |
| Tax | 219 cr | 352 cr | 410 cr |
| Net profit (owners' share) | 594 cr | 1,037 cr | 1,242 cr |
| Net margin (owners' share, on revenue) | 5.4% | 9.2% | 10.5% |
| EPS (₹) | 7.63 | 13.31 | 15.94 |
| Company | Price | Market cap | P/E | ROE | Net margin | 1-yr return |
|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹726 | ₹11.19 L cr | 13.5 | 13.7% | 21.8% | — |
| ICICI Bank Limited | ₹1,425 | ₹10.23 L cr | 15.6 | 16.9% | 30.9% | — |
| Kotak Mahindra Bank Limited | ₹465 | ₹4.62 L cr | 20.5 | 11.6% | 28.4% | — |
| Axis Bank Limited | ₹1,233 | ₹3.84 L cr | 12.4 | 13.3% | 20.1% | — |
| IDBI Bank Limited | ₹78 | ₹83,482 cr | 9.4 | 12.3% | 26.1% | — |
| The Federal Bank Limited | ₹334 | ₹82,526 cr | 13.7 | 14.2% | 18.7% | — |
| IndusInd Bank Limitedthis company | ₹857 | ₹66,753 cr | 13.4 | 7.3% | 10.5% | — |
| IDFC First Bank Limited | ₹73 | ₹63,119 cr | 15.0 | 8.5% | 8.8% | — |
| RBL Bank Limited | ₹350 | ₹54,338 cr | 27.2 | 4.6% | 11.5% | — |
| Action | Detail | Ex-date |
|---|---|---|
| Dividend | ₹1.5 / share | 25 Jun 2026 |
| Dividend | ₹16.5 / share | 28 Jun 2024 |
| Dividend | ₹14 / share | 2 Jun 2023 |
| Dividend | ₹8.5 / share | 11 Aug 2022 |
| Dividend | ₹5 / share | 17 Aug 2021 |
| Dividend | ₹7.5 / share | 8 Aug 2019 |
A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.
Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.
Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.
Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.