SENCOConsumer Durables

Senco Gold Limited

Gems, Jewellery And Watches · ISIN INE602W01027 · BSE 543936 · NSE EQ · FV ₹5
Last price
₹342
+3.04%today
What this company does

Senco Gold Limited operates in Gems, Jewellery And Watches, part of the Consumer Durables sector. It booked ₹3,056 cr of revenue in its latest quarter (Q1 FY27) and kept 3.3% of sales as profit.

The Company is engaged in the business of manufacture and sale of jewellery and other articles of various designs/ specification based on customer’s requirements.
In the report:
47out of 100
Equitytale Health Score
Mixed

Healthier than 47% of companies in Consumer Durables, on the 5 of 6 measures we could read for it. Each measure is ranked against the 7–41 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
44

At close. Not part of the score.

Profitability & returns56

How much profit it earns on the money it employs

Balance sheet16

How much it owes, and whether earnings cover the interest

Cash quality4

Whether reported profit actually arrives as cash

Valuation83

What today's price implies, against our models or its peers

Governance & risk100

How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure

Not measurable for this company: growth & consistency. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Strengths
Makes a profit
Sales up 67% vs last year
Promoters hold 64%
No promoter shares pledged
Strong 16% return on equity
Watch-outs
! Thin 3.3% net margin
! Operating cash flow is negative

What if I invest in SENCO?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹342 +3.04%
latest close · 2026-09-17
52-wk low ₹32642 sessions so far52-wk high ₹430
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio13.9Low
LowAverageHigh
P/B ratio2.23Moderate
Below bookModerateHigh
EV / EBITDA7.8Low
LowAverageHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity16.1%Strong
WeakFairStrong ▸15%
Return on capital28.9%Strong
WeakFairStrong
Net margin3.3%Thin
ThinDecentStrong
EBITDA margin7.5%Thin
ThinDecentHealthy
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.62Moderate
LowModerateHigh ▸1
Interest cover3.0×Okay
RiskyOkayStrong ▸5×
Current ratio1.54Healthy
Tight ◂1HealthyAmple
More figures
Market cap
₹5,609 cr
Book value
₹153
EPS
₹6.17
latest quarter
Net debt
₹1,532 cr
owes more than its cash
Enterprise value
₹7,141 cr
EBITDA
₹914 cr
annualised
EBIT
₹828 cr
annualised
Operating margin
6.8%
Return on assets
5.7%
Earnings yield
7.21%
P/S
0.46
Sales / share
₹746.1
Tax rate
27.2%
Face value
₹5
Shares
16.4 cr
Working capital
₹2,275 cr
Current assets
₹6,478 cr
Current liabilities
₹4,203 cr
Delivery %
41.8%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.

Worth vs price · from the FY 2025 report & filings
not investment advice
Looks overpricedMedium confidence
Median of 2 models ₹185 vs market price ₹342 — price is 85% above it
Safety cushion-84.7%(target ≥ +20%)
Models span ₹165₹206, midpoint ₹185
Model ₹185
Price ₹342
Cheap sideExpensive side

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q1 FY27 (consolidated)
Revenue from Operations₹3,056 cr
Other Income₹15 cr
Total Income₹3,071 cr
Cost of Materials₹1,969 cr
Purchases of Stock-in-Trade₹558 cr
Inventory Change (±)₹35 cr
Employee Benefit Expense₹51 cr
Finance Costs₹68 cr
Depreciation & Amortisation₹22 cr
Other Expenses₹229 cr
Total Expenses₹2,932 cr
Profit before Tax₹139 cr
Tax Expense₹38 cr
Net Profit₹101 cr
Net margin on total income3.3%
Where the money goes · Q1 FY27
% of total income
Materials + stock-in-trade₹2,563 cr83.4%
Employee benefit expense₹51 cr1.7%
Finance costs₹68 cr2.2%
Depreciation & amortisation₹22 cr0.7%
Other expenses₹229 cr7.5%
Tax expense₹38 cr1.2%
Profit for the period₹101 cr3.3%
Total income ₹3,071 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ3 FY26Q4 FY26Q1 FY27
Revenue3,071 cr1,997 cr3,056 cr
Total income3,101 cr2,010 cr3,071 cr
Expenses2,746 cr1,802 cr2,932 cr
Profit before tax355 cr208 cr139 cr
Tax91 cr52 cr38 cr
Net profit (owners' share)264 cr157 cr101 cr
Net margin (owners' share, on revenue)8.6%7.9%3.3%
EPS (₹)16.139.586.17
YoY (latest quarter): total income +66.5% · net profit -3.4%
Balance sheet & cash flow · as of Mar 2026
Moderate debt
Total assets
₹7,062 cr
Shareholder equity
₹2,514 cr
parent shareholders
Total debt
₹1,570 cr
Cash
₹38 cr
Cash flow · H1 FY26
Operating
₹-334 cr
Investing
₹-7 cr
Financing
₹335 cr
Peer comparison
Gems, Jewellery And Watches · by market value
CompanyPriceMarket capP/E
Titan Company Limited₹4,841₹4.30 L cr60.4
Kalyan Jewellers India Limited₹581₹60,049 cr43.0
Thangamayil Jewellery Limited₹4,811₹14,953 cr43.9
Lalithaa Jewellery Mart Limited₹290₹14,519 cr17.5
BlueStone Jewellery and Lifestyle Limited₹831₹12,667 cr451.7
SKY GOLD AND DIAMONDS LIMITED₹793₹12,286 cr29.7
PC Jeweller Limited₹12₹11,992 cr13.4
P N Gadgil Jewellers Limited₹601₹8,158 cr19.4
Ethos Limited₹2,651₹7,093 cr63.1
Same industry · latest reported numbers · not a recommendation.
Corporate actions
Dividend yield
0.51%
trailing 12 months
Dividend / share (TTM)
₹1.75
Last dividend
₹1
ex 24 Aug 2026
ActionDetailEx-date
Dividend₹1 / share24 Aug 2026
Dividend₹0.75 / share20 Feb 2026
Dividend₹1 / share20 Aug 2025
Stock splitStock Split From Rs.10/- to Rs.5/-31 Jan 2025
Dividend₹1 / share6 Sep 2024
Dividend₹1 / share21 Nov 2023
Who owns it · 2026-06-30
No pledge
Promoter
64.5%
FII / Foreign
6.9%
DII / Domestic
13.5%
Retail / others
15.1%
Promoter stake down 4.0% over the last 12 quarters.
Smart-money activity
Insider trades
SoldSubhasri Sengupta · Designated Person8,800 · ₹31.4 L2 Sep 26
BoughtJai Hanuman Shri Siddhivinayak Trust (Trustee- Mr. Suvankar Sen & Mrs. Joita Sen) · Promoter3,250 · ₹10.9 L18 Aug 26
BoughtSubhasri Sengupta · Designated Person18,250 · ₹26.9 L28 Jul 26
Bulk / block deals
short · NSE10026 Aug 26
BoughtVISION AHEAD SERVICES PRIVATE LIMITED · NSE10.00 L @ ₹365.6624 Aug 26
short · NSE50010 Aug 26
Stake changes
BoughtJai Hanuman Shri Siddhivinayak Trust (Trustee Mr. Suvankar Sen and Mrs. Joita Sen) · promoter→ 41.43% · 29,20029 Sep 25
BoughtJai Hanuman Shri Siddhivinayak Trust · promoter→ 41.41% · 5,10018 Aug 25
BoughtJai Hanuman Shri Siddhivinayak Trust ( Trustee - Mr. Suvankar Sen and Mrs. Joita Sen) · promoter→ 41.31% · 80,40018 Mar 25
What shareholders were asked to approve
1 proposal passed only on promoter votes

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Yearly shareholder meeting · 31 Aug 2026
See the official result
1
To receive, consider and adopt the Audited Standalone and Consolidated Financial Statements for the financial year ended March 31, 2026, together with the Reports of the Board of Directors and Auditors thereon.
Backed by 100% of shareholders other than promotersneeded 50%
1.69 cr votes for, 342 against · 0% of mutual funds and other big investors said no
2
To confirm the payment of Interim Dividend of INR. 0.75/- (15%) per equity share of face value of INR. 5/- each and to declare a Final Dividend of INR 1/- (20%) per equity share of face value of INR. 5/- each for the financial year ended March 31, 2026.
Backed by 100% of shareholders other than promotersneeded 50%
1.69 cr votes for, 188 against · 0% of mutual funds and other big investors said no
3
To appoint a director in place of Mrs. Ranjana Sen (DIN: 01226337) who retires by rotation and being eligible, offers herself for re-appointment.
Backed by 99% of shareholders other than promotersneeded 50%
1.68 cr votes for, 92,505 against · 1% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 35 named members
owning 64.5% between them · as of 2026-06-30
Jai Hanuman Shri Siddhivinayak Trust (Trustee- Mr. Suvankar Sen and Mrs. Joita Sen)41.49%
SUVANKAR SEN14.56%
Om Gaan Ganpataye Bajrangbali Trust (Trustee- Mr. Suvankar Sen and Mrs. Ranjana Sen)6.53%
RANJANA SEN1.02%
JOITA SEN0.88%
APRAJITA MAJUMDARno shares
ARPITA AGRO BEVERAGES PVT LTDno shares
ARPITA AGRO PRODUCTS PVT LTDno shares
Business done with them
FY2025 · 3 of the group
The company paid ₹21.8 L to companies in the promoter group last year — about 0.0% of its ₹6,328 cr revenue and received ₹94.6 L back from them.
Joita Sen
Other income from them · Key Managerial Personnel
also owns 0.88% of the company
₹47.8 L
company received
Suvankar Sen
Other income from them · Key Managerial Personnel
also owns 14.56% of the company
₹46.3 L
company received
Suvankar Sen
Other payments to them · Key Managerial Personnel
also owns 14.56% of the company
₹15.8 L
company paid
Ranjana Sen
Other payments to them · Key Managerial Personnel
also owns 1.02% of the company
₹6 L
company paid
Ranjana Sen
Other income from them · Key Managerial Personnel
also owns 1.02% of the company
₹0.5 L
company received

The company also transacted with 10 other related parties — subsidiaries, joint ventures, directors and others — that we could not match by name to the promoter list above. Some may still be connected to the family; we only count the ones the filings let us match with certainty.

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

Money it raised, and what it did with it

When a company raises money from investors, it has to say up front what the money is for. The rules then make it report, every three months until the money is gone, how much of each of those things it has actually paid for — so a promise made while asking for the money can be checked afterwards.

₹459 cr raised in Dec 2024 by selling shares to large investors

The company has not broken this money down into purposes in its filing for Dec 2025, so there is nothing to measure it against yet. ICRA Limited watches the spending on the exchange’s behalf.

Every figure above is taken from the statement the company files with the stock exchange each quarter, for as long as money it has raised remains unspent. The only thing we work out is how much of each stated purpose has been paid for — one number divided by another from the same filing. Whether a plan that changed was a good change is not something a filing can tell you. See the filing

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.