VLSFINANCEFinancial Services

VLS Finance Limited

Investment Company · ISIN INE709A01018 · BSE 511333 · NSE EQ · FV ₹10
Last price
₹240
-0.91%today
What this company does

VLS Finance Limited operates in Investment Company, part of the Financial Services sector. It booked ₹124 cr of revenue in its latest quarter (Q1 FY27) and kept 77.7% of sales as profit.

In the report:
75out of 100
Equitytale Health Score
Solid

Healthier than 75% of companies in Financial Services, on the 5 of 6 measures we could read for it. Each measure is ranked against the 106–250 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
38

At close. Not part of the score.

Profitability & returns84

How much profit it earns on the money it employs

Cash quality58

Whether reported profit actually arrives as cash

Growth & consistency27

Whether sales and profit have grown, and how steadily

Valuation96

What today's price implies, against our models or its peers

Governance & risk100

How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure

Not measurable for this company: balance sheet. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Strengths
Makes a profit
Strong 78% net margin
Sales up 25% vs last year
Profit up 35% vs last year
Promoters hold 56%
No promoter shares pledged
Strong 18% return on equity
Virtually debt-free
Watch-outs
! Operating cash flow is negative

What if I invest in VLSFINANCE?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹240 -0.91%
latest close · 2026-09-17
1-year return
+25.5%
52-wk low ₹13052-wk high ₹277
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio2.0Low
LowAverageHigh
P/B ratio0.36Below book
Below bookModerateHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity18.2%Strong
WeakFairStrong ▸15%
Net margin77.7%Strong
ThinDecentStrong
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.00Comfortable
LowModerateHigh ▸1
More figures
Market cap
₹755 cr
Book value
₹671
EPS
₹30.59
latest quarter
Net debt
Enterprise value
EBITDA
EBIT
Operating margin
Return on assets
17.4%
Earnings yield
51.05%
P/S
1.53
Sales / share
₹156.9
Tax rate
19.5%
Face value
₹10
Shares
3.2 cr
Working capital
Current assets
Current liabilities
Delivery %
66.2%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.

Worth vs price · from the FY 2024 report & filings
not investment advice
Hard to value confidentlyLow confidence
One year's profit is a one-off (far above the multi-year norm), so its recurring earnings power is unclear.
Models span ₹116₹301, midpoint ₹209

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q1 FY27 (consolidated)
Revenue from Operations₹124 cr
Other Income₹2 cr
Total Income₹125 cr
Cost of Materials₹0 cr
Purchases of Stock-in-Trade₹0 cr
Employee Benefit Expense₹2 cr
Finance Costs₹2.8 L
Depreciation & Amortisation₹66 L
Other Expenses₹3 cr
Total Expenses₹6 cr
Profit before Tax₹119 cr
Tax Expense₹23 cr
Net Profit₹96 cr
Net margin on total income76.6%
Where the money goes · Q1 FY27
% of total income
Employee benefit expense₹2 cr2.0%
Finance costs₹2.8 L0.0%
Depreciation & amortisation₹66 L0.5%
Other expenses₹3 cr2.4%
Tax expense₹23 cr18.5%
Profit for the period₹96 cr76.6%
Total income ₹125 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ3 FY26Q4 FY26Q1 FY27
Revenue29 cr-99 cr124 cr
Total income32 cr-97 cr125 cr
Expenses7 cr6 cr6 cr
Profit before tax24 cr-104 cr119 cr
Tax6 cr-29 cr23 cr
Net profit (owners' share)18 cr-75 cr96 cr
Net margin (owners' share, on revenue)61.8%77.7%
EPS (₹)5.31-22.2930.59
YoY (latest quarter): total income +24.8% · net profit +34.9%
Balance sheet & cash flow · as of Mar 2026
Debt-free
Total assets
₹2,205 cr
Shareholder equity
₹2,113 cr
parent shareholders
Total debt
₹29.9 L
Cash
₹70 cr
Cash flow · H1 FY26
Operating
₹-5 cr
Investing
₹-198 cr
Financing
₹-5 cr
Peer comparison
Investment Company · by market value
CompanyPriceMarket capP/E
Jio Financial Services Limited₹229₹1.51 L cr45.1
Aditya Birla Capital Limited₹390₹1.07 L cr21.9
Cholamandalam Financial Holdings Limited₹1,499₹62,490 cr8.7
Tata Investment Corporation Limited₹719₹36,397 cr63.3
TVS Holdings Limited₹12,884₹26,077 cr10.7
Religare Enterprises Limited₹250₹15,052 cr
Maharashtra Scooters Limited₹13,151₹15,032 cr1,129.8
JSW Holdings Limited₹11,146₹12,370 cr126.0
Pilani Investment and Industries Corporation Limited₹4,082₹4,520 cr
Same industry · latest reported numbers · not a recommendation.
Corporate actions
Dividend yield
trailing 12 months
Dividend / share (TTM)
Last dividend
₹1.5
ex 12 Sep 2025
ActionDetailEx-date
BuybackBuy Back12 Dec 2025
Dividend₹1.5 / share12 Sep 2025
Dividend₹1.5 / share20 Sep 2024
Dividend₹1 / share20 Sep 2024
BuybackBuy Back26 Aug 2024
Dividend₹1.5 / share22 Sep 2023
Who owns it · 2026-06-30
No pledge
Promoter
56.4%
FII / Foreign
1.3%
DII / Domestic
0.0%
Retail / others
42.3%
Promoter stake up 5.5% over the last 12 quarters.
Smart-money activity
Insider trades
SoldMrs. Seema Jhalani · Other6,600 · ₹11.7 L23 Mar 23
BoughtDivya Mehrotra · Director4,500 · ₹7.4 L29 Mar 22
BoughtDivya Mehrotra · Director6,796 · ₹11.3 L28 Mar 22
Bulk / block deals
SoldGRAVITON RESEARCH CAPITAL LLP · NSE1.91 L @ ₹295.2514 Feb 24
BoughtGRAVITON RESEARCH CAPITAL LLP · NSE1.91 L @ ₹294.5314 Feb 24
BoughtGRAVITON RESEARCH CAPITAL LLP · NSE2.82 L @ ₹272.3730 Jan 24
Stake changes
BoughtSouth Asian Enterprises Ltd. alongwith PAC · promoter→ 0.00%26 May 23
BoughtVLS Commodities Pvt. Ltd. alongwith PAC · promoter→ 1.23%26 May 23
BoughtVikas Mehrotra alongwith PAC · promoter→ 1.39%26 May 23
Promoter pledges
PledgedIL & FS Trust Company Limited-Trustee & Globe Capital Market Limited-Lender40.00 L · 0.00% held19 Aug 15
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Postal ballot · 29 Jan 2026
See the official result
1
Revision in remuneration of Shri Suresh Kumar Agarwal (DIN: 00106763) - Managing Director of the Company.
Backed by 100% of shareholders other than promotersneeded 75%
9.84 L votes for, 2,381 against · 0% of mutual funds and other big investors said no
2
Revision in remuneration of Shri Kishan Kumar Soni (DIN: 00106037) – Director-Finance & CFO of the Company
Backed by 100% of shareholders other than promotersneeded 75%
9.83 L votes for, 2,501 against · 0% of mutual funds and other big investors said no
3
Revision in remuneration of Shri Keshav Tandan (DIN:10450801) – Executive Director of the Company
Backed by 100% of shareholders other than promotersneeded 50%
9.83 L votes for, 2,501 against · 0% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 10 named members
owning 56.4% between them · as of 2026-06-30
VLS Capital Limited42.50%
Mahesh Prasad Mehrotra (HUF)6.32%
Sadhana Mehrotra2.82%
Divya Mehrotra1.73%
Vikas Mehrotra1.55%
VLS Commodities Private Limited1.46%
Daya Mehrotrano shares
Mahesh Prasad Mehrotrano shares

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.