YESBANKFinancial Services

Yes Bank Limited

Private Sector Bank · ISIN INE528G01035 · BSE 532648 · NSE EQ · FV ₹2
Last price
₹23
-1.15%today
What this company does

Yes Bank Limited operates in Private Sector Bank, part of the Financial Services sector. It booked ₹8,054 cr of revenue in its latest quarter (Q1 FY27) and kept 13.3% of sales as profit. It is the 9th largest of 9 Private Sector Bank companies we track, by market value.

46out of 100
Equitytale Health Score
Mixed

Healthier than 46% of companies in Financial Services, on the 4 of 6 measures we could read for it. Each measure is ranked against the 95–250 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
55

At close. Not part of the score.

Profitability & returns33

How much profit it earns on the money it employs

Cash quality97

Whether reported profit actually arrives as cash

Valuation4

What today's price implies, against our models or its peers

Governance & risk100

How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure

Not measurable for this company: balance sheet, growth & consistency. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Strengths
Makes a profit
Sales up 6% vs last year
Profit up 33% vs last year
No promoter shares pledged
Turns profit into real cash
Watch-outs
! Carries high debt (D/E 1.3)

What if I invest in YESBANK?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹23 -1.15%
latest close · 2026-09-17
1-year return
+111.2%
52-wk low ₹1152-wk high ₹24
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio17.0Average
LowAverageHigh
P/B ratio1.42Moderate
Below bookModerateHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity8.4%Fair
WeakFairStrong ▸15%
Net margin13.3%Decent
ThinDecentStrong
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity1.28High
LowModerateHigh ▸1
More figures
Market cap
₹72,598 cr
Book value
₹16
EPS
₹0.34
latest quarter
Net debt
Enterprise value
EBITDA
EBIT
Operating margin
Return on assets
0.9%
Earnings yield
5.88%
P/S
2.25
Sales / share
₹10.3
Tax rate
18.2%
Face value
₹2
Shares
3,138.7 cr
Working capital
Current assets
Current liabilities
Delivery %
48.7%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.

Worth vs price · from the exchange filings
not investment advice
Looks overpricedMedium confidence
Median of 3 models ₹10 vs market price ₹23 — price is 135% above it
Safety cushion-135.0%(target ≥ +20%)
Models span ₹7₹17, midpoint ₹10
Model ₹10
Price ₹23
Cheap sideExpensive side

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q1 FY27 (consolidated)
Interest Earned₹8,054 cr
Other Income₹1,871 cr
Total Income₹9,925 cr
Interest Expended₹5,269 cr
Employee Cost₹1,181 cr
Other Operating Expenses₹1,769 cr
Total Expenditure₹8,219 cr
Operating Profit before Provisions₹1,706 cr
Provisions & Contingencies₹394 cr
Profit before Tax₹1,311 cr
Tax Expense₹239 cr
Net Profit₹1,072 cr
Net margin on total income10.8%
Where the money goes

Not enough income-statement detail filed to break this down yet.

Quarterly results · consolidated (₹ cr)
MetricQ3 FY26Q4 FY26Q1 FY27
Revenue7,553 cr7,662 cr8,054 cr
Total income9,272 cr9,478 cr9,925 cr
Expenses
Profit before tax1,218 cr1,449 cr1,311 cr
Tax262 cr367 cr239 cr
Net profit (owners' share)957 cr1,082 cr1,072 cr
Net margin (owners' share, on revenue)12.7%14.1%13.3%
EPS (₹)0.300.340.34
YoY (latest quarter): total income +5.3% · net profit +32.5%
Balance sheet & cash flow · as of Mar 2026
Total assets
₹4.70 L cr
Shareholder equity
₹51,163 cr
parent shareholders
Borrowings
₹65,451 cr
excl. customer deposits
Cash
Cash flow · H1 FY26
Operating
₹12,199 cr
Investing
₹1,320 cr
Financing
₹-9,294 cr
Peer comparison
Private Sector Bank · by market value
CompanyPriceMarket capP/E
HDFC Bank Limited₹713₹10.98 L cr14.3
ICICI Bank Limited₹1,348₹9.67 L cr15.6
Kotak Mahindra Bank Limited₹417₹4.14 L cr18.9
Axis Bank Limited₹1,240₹3.86 L cr12.6
IDBI Bank Limited₹82₹88,051 cr10.3
The Federal Bank Limited₹333₹82,124 cr16.3
IndusInd Bank Limited₹958₹74,656 cr18.0
IDFC First Bank Limited₹86₹74,371 cr16.2
Yes Bank Limitedthis company₹23₹72,598 cr17.0
Same industry · latest reported numbers · not a recommendation.
Corporate actions
Dividend yield
trailing 12 months
Dividend / share (TTM)
Last dividend
₹2
ex 3 Jun 2019
ActionDetailEx-date
Dividend₹2 / share3 Jun 2019
Dividend₹2.7 / share4 Jun 2018
Stock splitStock Split From Rs.10/- to Rs.2/-21 Sep 2017
Dividend₹12 / share29 May 2017
Dividend₹10 / share30 May 2016
Dividend₹9 / share21 May 2015
Who owns it · 2026-06-30
No pledge
Promoter
FII / Foreign
46.1%
DII / Domestic
24.1%
Retail / others
29.8%
Smart-money activity
Insider trades
BoughtMANISH VORA · -1.00 L · ₹12.6 L30 Sep 21
SoldSAIF KHAN · -3.50 L · ₹41.8 L11 Aug 21
BoughtMANISH JAISWAL · -1.00 L · ₹13.2 L14 May 21
Bulk / block deals
short · NSE115 Sep 26
short · NSE1508 Sep 26
short · NSE227 Aug 26
Stake changes
BoughtAxis Trustee Services Limited→ 8.49% · 266.46 cr11 May 26
SoldAxis Trustee Services Limited→ 0.00% · 160.43 cr20 Apr 26
BoughtDeutsche Bank AG, Hong Kong Branch→ 0.04%20 Apr 26
Promoter pledges
InvokedHSBC Invest Direct Financial Services (India) Ltd.25.00 L · 0.21% held6 Mar 20
ReleasedMadhu Kapur1.12 cr · 0.65% held13 Nov 19
InvokedMilestone trusteehip Services private Ltd ,the debenture trustee, for the benefit of the holders of debentures issued by MCPL10.00 cr · 3.92% held1 Oct 19
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Yearly shareholder meeting · 19 Aug 2026
See the official result
1
To receive, consider and adopt: a. the audited standalone financial statements of the Bank for the financial year ended March 31, 2026 and the Reports of the Board of Directors and the Auditors thereon; and b. the audited consolidated financial statements of the Bank for the financial year ended March 31, 2026 and the Report of the Auditors thereon.
Backed by 100% of shareholders other than promotersneeded 50%
2061.22 cr votes for, 18.75 L against · 0% of mutual funds and other big investors said no
2
To appoint a director in place of Mr. Shivakumar Dega (DIN: 00364444), who retires by rotation and, being eligible, offers himself for reappointment
Backed by 98% of shareholders other than promotersneeded 50%
2029.93 cr votes for, 32.16 cr against · 2% of mutual funds and other big investors said no
3
To appoint M/s. MSKA & Associates LLP, Chartered Accountants (ICAI Firm Registration No. 105047W/W101187) as one of the Joint Statutory Auditors and to fix the overall remuneration of the Joint Statutory Auditors.
Backed by 100% of shareholders other than promotersneeded 50%
2061.99 cr votes for, 7.22 L against · 0% of mutual funds and other big investors said no
4
To approve material related party transactions with State Bank of India and modification(s) thereto
Backed by 100% of shareholders other than promotersneeded 50%
942.30 cr votes for, 6.43 L against · 0% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.