The Karnataka Bank Limited
The Karnataka Bank Limited operates in Private Sector Bank, part of the Financial Services sector. It booked ₹2,504 cr of revenue in its latest quarter (Q2 FY27) and kept 17.4% of sales as profit.
| Segment | FY25 | FY26 | Share |
|---|---|---|---|
| Retail Banking | 4,700 | 4,548 | 46% → 45% |
| Corporate Banking | 3,516 | 3,433 | 35% → 34% |
| Treasury Operations | 1,646 | 1,918 | 16% → 19% |
| Other Banking Operations | 299 | 319 | 3% → 3% |
| Total | 10,161 | 10,218 |
From the company's consolidated segment filings (Ind AS 108). Margin is segment operating profit (before interest & tax) over segment revenue; reconciliation rows like inter-segment eliminations are excluded from the mix.
Healthier than 69% of companies in Financial Services, on the 4 of 6 measures we could read for it. Each measure is ranked against the 102–253 companies that reported it.
Measures financial condition, not whether to buy. Learn what this score means · How this is calculated
- RSI (14)
- 43
At close. Not part of the score.
How much profit it earns on the money it employs
Whether reported profit actually arrives as cash
What today's price implies, against our models or its peers
How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure
Not measurable for this company: balance sheet, growth & consistency. Those pillars are left out of the score rather than counted as zero.
What if I invest in KTKBANK?
Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.
The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.
P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-11-04.
An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.
| Interest Earned | ₹2,504 cr |
| Other Income | ₹290 cr |
| Total Income | ₹2,794 cr |
| Interest Expended | ₹1,521 cr |
| Employee Cost | ₹364 cr |
| Other Operating Expenses | ₹307 cr |
| Total Expenditure | ₹2,192 cr |
| Operating Profit before Provisions | ₹602 cr |
| Provisions & Contingencies | ₹15 cr |
| Profit before Tax | ₹587 cr |
| Tax Expense | ₹152 cr |
| Net Profit | ₹436 cr |
| Net margin on total income | 15.6% |
Not enough income-statement detail filed to break this down yet.
| Metric | Q4 FY26 | Q1 FY27 | Q2 FY27 |
|---|---|---|---|
| Revenue | 2,257 cr | 2,383 cr | 2,504 cr |
| Total income | 2,656 cr | 2,738 cr | 2,794 cr |
| Expenses | — | — | — |
| Profit before tax | 525 cr | 552 cr | 587 cr |
| Tax | 117 cr | 133 cr | 152 cr |
| Net profit (owners' share) | 408 cr | 419 cr | 436 cr |
| Net margin (owners' share, on revenue) | 18.1% | 17.6% | 17.4% |
| EPS (₹) | 10.80 | 11.08 | 11.52 |
Lender caveat: a bank's operating cash swings with deposits and lending — this is loan-book activity, not distress.
| Company | Price | Market cap | P/E | ROE | Net margin | 1-yr return |
|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹726 | ₹11.19 L cr | 13.5 | 13.7% | 21.8% | — |
| ICICI Bank Limited | ₹1,425 | ₹10.23 L cr | 15.6 | 16.9% | 30.9% | — |
| Kotak Mahindra Bank Limited | ₹465 | ₹4.62 L cr | 20.5 | 11.6% | 28.4% | — |
| Axis Bank Limited | ₹1,233 | ₹3.84 L cr | 12.4 | 13.3% | 20.1% | — |
| IDBI Bank Limited | ₹78 | ₹83,482 cr | 9.4 | 12.3% | 26.1% | — |
| The Federal Bank Limited | ₹334 | ₹82,526 cr | 13.7 | 14.2% | 18.7% | — |
| IndusInd Bank Limited | ₹857 | ₹66,753 cr | 13.4 | 7.3% | 10.5% | — |
| IDFC First Bank Limited | ₹73 | ₹63,119 cr | 15.0 | 8.5% | 8.8% | — |
| RBL Bank Limited | ₹350 | ₹54,338 cr | 27.2 | 4.6% | 11.5% | — |
| Action | Detail | Ex-date |
|---|---|---|
| Dividend | ₹5 / share | 15 Sep 2026 |
| Dividend | ₹5 / share | 16 Sep 2025 |
| Dividend | ₹5.5 / share | 3 Sep 2024 |
| Dividend | ₹5 / share | 22 Aug 2023 |
| Dividend | ₹4 / share | 18 Aug 2022 |
| Dividend | ₹1.8 / share | 18 Aug 2021 |
A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.
Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.