M&MAutomobile and Auto Components

Mahindra & Mahindra Limited

Passenger Cars & Utility Vehicles · ISIN INE101A01026 · BSE 500520 · NSE EQ · FV ₹5
Last price
₹3,077
+0.21%today
What this company does

Mahindra & Mahindra Limited operates in Passenger Cars & Utility Vehicles, part of the Automobile and Auto Components sector. It booked ₹58,188 cr of revenue in its latest quarter (Q1 FY27) and kept 9.4% of sales as profit. It is the 2nd largest of 7 Passenger Cars & Utility Vehicles companies we track, by market value.

37out of 100
Equitytale Health Score
Strained

Healthier than 37% of companies in Automobile and Auto Components, on all six measures of filed financials. Each measure is ranked against the 9–48 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
34

At close. Not part of the score.

Profitability & returns65

How much profit it earns on the money it employs

Balance sheet17

How much it owes, and whether earnings cover the interest

Cash quality27

Whether reported profit actually arrives as cash

Growth & consistency60

Whether sales and profit have grown, and how steadily

Valuation0

What today's price implies, against our models or its peers · lowest in its sector on what we could measure

Governance & risk48

How much of the promoters' stake is pledged, and how much they hold

Is this company doing well?
not investment advice
Strengths
Makes a profit
Sales up 28% vs last year
Profit up 34% vs last year
Strong 23% return on equity
Turns profit into real cash
Watch-outs
! 0.0% of promoter stake pledged
! Carries high debt (D/E 1.2)

What if I invest in M&M?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹3,077 +0.21%
latest close · 2026-09-17
1-year return
+293.7%
52-wk low ₹67152-wk high ₹3,535
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio15.8Average
LowAverageHigh
P/B ratio3.69High
Below bookModerateHigh
EV / EBITDA10.1Average
LowAverageHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity23.4%Strong
WeakFairStrong ▸15%
Return on capital19.5%Strong
WeakFairStrong
Net margin9.4%Decent
ThinDecentStrong
EBITDA margin19.9%Decent
ThinDecentHealthy
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity1.18High
LowModerateHigh ▸1
Interest cover3.8×Okay
RiskyOkayStrong ▸5×
Current ratio1.27Healthy
Tight ◂1HealthyAmple
More figures
Market cap
₹3.44 L cr
Book value
₹833
EPS
₹48.80
latest quarter
Net debt
₹1.25 L cr
owes more than its cash
Enterprise value
₹4.69 L cr
EBITDA
₹46,324 cr
annualised
EBIT
₹39,282 cr
annualised
Operating margin
16.9%
Return on assets
6.9%
Earnings yield
6.34%
P/S
1.48
Sales / share
₹2,082.0
Tax rate
22.5%
Face value
₹5
Shares
111.8 cr
Working capital
₹30,878 cr
Current assets
₹1.47 L cr
Current liabilities
₹1.16 L cr
Delivery %
58.9%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.

Worth vs price · from the exchange filings
not investment advice
Looks overpricedMedium confidence
Median of 3 models ₹1,313 vs market price ₹3,077 — price is 134% above it
Safety cushion-134.4%(target ≥ +20%)
Models span ₹836₹1,593, midpoint ₹1,313
Model ₹1,313
Price ₹3,077
Cheap sideExpensive side

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q1 FY27 (consolidated)
Revenue from Operations₹58,188 cr
Other Income₹1,016 cr
Total Income₹59,204 cr
Cost of Materials₹33,229 cr
Purchases of Stock-in-Trade₹2,378 cr
Inventory Change (±)₹724 cr
Employee Benefit Expense₹3,388 cr
Finance Costs₹2,560 cr
Depreciation & Amortisation₹1,760 cr
Other Expenses₹7,902 cr
Total Expenses₹51,943 cr
Profit before Tax₹7,261 cr
Tax Expense₹1,631 cr
Share of JV / Associates₹367 cr
Net Profit₹5,998 cr
Net margin on total income10.1%
Where the money goes · Q1 FY27
% of total income
Materials + stock-in-trade₹36,332 cr61.0%
Employee benefit expense₹3,388 cr5.7%
Finance costs₹2,560 cr4.3%
Depreciation & amortisation₹1,760 cr3.0%
Other expenses₹7,902 cr13.3%
Tax expense₹1,631 cr2.7%
Profit for the period₹5,998 cr10.1%
Total income ₹59,204 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ3 FY26Q4 FY26Q1 FY27
Revenue52,100 cr54,982 cr58,188 cr
Total income52,958 cr55,977 cr59,204 cr
Expenses46,561 cr49,615 cr51,943 cr
Profit before tax6,104 cr6,361 cr7,261 cr
Tax1,547 cr1,654 cr1,631 cr
Net profit (owners' share)4,675 cr4,668 cr5,455 cr
Net margin (owners' share, on revenue)9.0%8.5%9.4%
EPS (₹)41.8541.7748.80
YoY (latest quarter): total income +27.5% · net profit +33.6%
Balance sheet & cash flow · as of Mar 2026
High debt
Total assets
₹3.18 L cr
Shareholder equity
₹93,096 cr
parent shareholders
Total debt
₹1.30 L cr
Cash
₹4,292 cr
Cash flow · H1 FY26
Operating
₹1,203 cr
Investing
₹-2,579 cr
Financing
₹-651 cr
Peer comparison
Passenger Cars & Utility Vehicles · by market value
CompanyPriceMarket capP/E
Maruti Suzuki India Limited₹12,338₹3.88 L cr28.1
Mahindra & Mahindra Limitedthis company₹3,077₹3.44 L cr15.8
Hyundai Motor India Limited₹2,160₹1.76 L cr49.4
Tata Motors Passenger Vehicles Limited₹315₹1.16 L cr37.4
FORCE MOTORS LTD₹17,650₹23,263 cr26.8
Olectra Greentech Limited₹1,186₹9,738 cr93.8
Mercury Ev-Tech Limited₹41₹776 cr
Same industry · latest reported numbers · not a recommendation.
Corporate actions
Dividend yield
1.07%
trailing 12 months
Dividend / share (TTM)
₹33
Last dividend
₹33
ex 3 Jul 2026
ActionDetailEx-date
Dividend₹33 / share3 Jul 2026
Dividend₹25.3 / share4 Jul 2025
Dividend₹21.1 / share5 Jul 2024
Dividend₹16.25 / share14 Jul 2023
Dividend₹11.55 / share14 Jul 2022
Dividend₹8.75 / share15 Jul 2021
Who owns it · 2026-06-30
0.0% pledged
Promoter
18.4%
FII / Foreign
34.9%
DII / Domestic
32.6%
Retail / others
10.5%
Promoter stake down 0.9% over the last 12 quarters.
Smart-money activity
Insider trades
SoldMahendra Bhalerao · Employees/Designated Employees1,000 · ₹34.3 L30 Sep 25
SoldSriram Ramachandran · Employees/Designated Employees476 · ₹16.3 L29 Sep 25
SoldSriram Ramachandran · Employees/Designated Employees24 · ₹81,60026 Sep 25
Bulk / block deals
short · NSE17 Sep 26
short · NSE15428 Aug 26
short · NSE16527 Aug 26
Stake changes
SoldAnand Gopal Mahindra · promoter→ 0.05% · 8.67 L12 Aug 26
SoldAnuja P. Sharma along with PAC · promoter→ 18.14% · 1,35019 May 25
OthersUma Ranjit Malhotra alongwith PAC · promoter→ 18.14%26 Jul 24
Promoter pledges
ReleasedBajaj Finance Ltd1.00 L · 0.01% held19 Dec 24
ReleasedRelease of pledge by Infina Finance Private Limited12,000 · 0.00% held2 Dec 21
ReleasedPrudential Management and Services Private Limited29.88 L · 0.24% held20 Aug 21
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Postal ballot · 26 Nov 2025
See the official result
1
Appointment of Ms. Samina Hamied (DIN: 00027923) as an Independent Director of the Company for a term of 5 (five) consecutive years commencing from 7th October 2025 to 6th October 2030 (both days inclusive)
Backed by 99% of shareholders other than promotersneeded 75%
77.59 cr votes for, 44.68 L against · 1% of mutual funds and other big investors said no
2
Appointment of Mr. Muthu Raju Paravasa Raju Vijay Kumar (DIN: 05170323) as an Independent Director of the Company for a term of 5 (five) consecutive years commencing from 7th October 2025 to 6th October 2030 (both days inclusive)
Backed by 92% of shareholders other than promotersneeded 75%
72.13 cr votes for, 5.88 cr against · 8% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 84 named members
owning 18.4% between them · as of 2026-06-30
PRUDENTIAL MANAGEMENT & SERVICES PRIVATE LIMITED10.81%
M&M BENEFIT TRUST (Anand Mahindra & Ranjan Pant -Trustees)6.91%
LEENA S LABROO0.13%
UMA R MALHOTRA0.13%
ANAND GOPAL MAHINDRA0.12%
Yuthica Mahindra Family Trust (Uma Malhotra, Leena Labroo & Yuthica Mahindra- Trustees)0.08%
KEMA SERVICES INTERNATIONAL PVT LTD0.06%
YUTHICA KESHUB MAHINDRA0.05%

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.