DCB Bank Limited
DCB Bank Limited operates in Private Sector Bank, part of the Financial Services sector. It booked ₹2,050 cr of revenue in its latest quarter (Q2 FY27) and kept 11.5% of sales as profit.
| Segment | FY20 | FY21 | FY25 | FY26 | Share |
|---|---|---|---|---|---|
| Retail Banking | 3,137 | 3,114 | 5,799 | 6,758 | 67% → 71% |
| Treasury Operations | 750 | 998 | 1,896 | 2,025 | 16% → 21% |
| Corporate / Wholesale Banking | 244 | 393 | 533 | 541 | 5% → 6% |
| Other Banking Operations | 39 | 32 | 161 | 206 | 1% → 2% |
| Corporate and Wholesale Banking | 257 | — | — | — | — |
| Treasury | 245 | — | — | — | — |
| Total | 4,672 | 4,537 | 8,390 | 9,531 |
From the company's standalone segment filings (Ind AS 108). Margin is segment operating profit (before interest & tax) over segment revenue; reconciliation rows like inter-segment eliminations are excluded from the mix.
“Integrated Thinking at DCB Bank Integrated thinking shapes our strategic direction, governance and future opportunities, Welcome to Our ensuring we consistently create value for all stakeholders.”
Healthier than 59% of companies in Financial Services, on the 4 of 6 measures we could read for it. Each measure is ranked against the 102–253 companies that reported it.
Measures financial condition, not whether to buy. Learn what this score means · How this is calculated
- RSI (14)
- 34
At close. Not part of the score.
How much profit it earns on the money it employs
Whether reported profit actually arrives as cash
What today's price implies, against our models or its peers
How much of the promoters' stake is pledged, and how much they hold
Not measurable for this company: balance sheet, growth & consistency. Those pillars are left out of the score rather than counted as zero.
What if I invest in DCBBANK?
Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.
The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.
P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-11-04.
An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.
| Interest Earned | ₹2,050 cr |
| Other Income | ₹249 cr |
| Total Income | ₹2,300 cr |
| Interest Expended | ₹1,352 cr |
| Employee Cost | ₹283 cr |
| Other Operating Expenses | ₹282 cr |
| Total Expenditure | ₹1,917 cr |
| Operating Profit before Provisions | ₹383 cr |
| Provisions & Contingencies | ₹65 cr |
| Profit before Tax | ₹318 cr |
| Tax Expense | ₹82 cr |
| Net Profit | ₹236 cr |
| Net margin on total income | 10.3% |
Not enough income-statement detail filed to break this down yet.
| Metric | Q4 FY26 | Q1 FY27 | Q2 FY27 |
|---|---|---|---|
| Revenue | 1,907 cr | 1,984 cr | 2,050 cr |
| Total income | 2,119 cr | 2,181 cr | 2,300 cr |
| Expenses | — | — | — |
| Profit before tax | 273 cr | 287 cr | 318 cr |
| Tax | 67 cr | 74 cr | 82 cr |
| Net profit (owners' share) | 206 cr | 213 cr | 236 cr |
| Net margin (owners' share, on revenue) | 10.8% | 10.7% | 11.5% |
| EPS (₹) | 6.39 | 6.62 | 7.34 |
Lender caveat: a bank's operating cash swings with deposits and lending — this is loan-book activity, not distress.
| Company | Price | Market cap | P/E | ROE | Net margin | 1-yr return |
|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹726 | ₹11.19 L cr | 13.5 | 13.7% | 21.8% | — |
| ICICI Bank Limited | ₹1,425 | ₹10.23 L cr | 15.6 | 16.9% | 30.9% | — |
| Kotak Mahindra Bank Limited | ₹465 | ₹4.62 L cr | 20.5 | 11.6% | 28.4% | — |
| Axis Bank Limited | ₹1,233 | ₹3.84 L cr | 12.4 | 13.3% | 20.1% | — |
| IDBI Bank Limited | ₹78 | ₹83,482 cr | 9.4 | 12.3% | 26.1% | — |
| The Federal Bank Limited | ₹334 | ₹82,526 cr | 13.7 | 14.2% | 18.7% | — |
| IndusInd Bank Limited | ₹857 | ₹66,753 cr | 13.4 | 7.3% | 10.5% | — |
| IDFC First Bank Limited | ₹73 | ₹63,119 cr | 15.0 | 8.5% | 8.8% | — |
| RBL Bank Limited | ₹350 | ₹54,338 cr | 27.2 | 4.6% | 11.5% | — |
| Action | Detail | Ex-date |
|---|---|---|
| Dividend | ₹1.45 / share | 12 Jun 2026 |
| Dividend | ₹1.35 / share | 4 Jul 2025 |
| Dividend | ₹1.25 / share | 10 May 2024 |
| Dividend | ₹1.25 / share | 15 Jun 2023 |
| Dividend | ₹1 / share | 14 Jun 2022 |
| Dividend | ₹1 / share | 23 May 2019 |
A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.
Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.
Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.
Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.