DCB Bank Limited
DCB Bank Limited operates in Private Sector Bank, part of the Financial Services sector. It booked ₹1,984 cr of revenue in its latest quarter (Q1 FY27) and kept 10.7% of sales as profit.
| Segment | FY20 | FY21 | FY25 | FY26 | Share |
|---|---|---|---|---|---|
| Retail Banking | 3,137 | 3,114 | 5,799 | 6,758 | 67% → 71% |
| Treasury Operations | 750 | 998 | 1,896 | 2,025 | 16% → 21% |
| Corporate / Wholesale Banking | 244 | 393 | 533 | 541 | 5% → 6% |
| Other Banking Operations | 39 | 32 | 161 | 206 | 1% → 2% |
| Corporate and Wholesale Banking | 257 | — | — | — | — |
| Treasury | 245 | — | — | — | — |
| Total | 4,672 | 4,537 | 8,390 | 9,531 |
From the company's standalone segment filings (Ind AS 108). Margin is segment operating profit (before interest & tax) over segment revenue; reconciliation rows like inter-segment eliminations are excluded from the mix.
“Integrated Thinking at DCB Bank Integrated thinking shapes our strategic direction, governance and future opportunities, Welcome to Our ensuring we consistently create value for all stakeholders.”
Healthier than 57% of companies in Financial Services, on the 4 of 6 measures we could read for it. Each measure is ranked against the 95–250 companies that reported it.
Measures financial condition, not whether to buy. Learn what this score means · How this is calculated
- RSI (14)
- 57
At close. Not part of the score.
How much profit it earns on the money it employs
Whether reported profit actually arrives as cash
What today's price implies, against our models or its peers
How much of the promoters' stake is pledged, and how much they hold
Not measurable for this company: balance sheet, growth & consistency. Those pillars are left out of the score rather than counted as zero.
What if I invest in DCBBANK?
Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.
The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.
P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.
An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.
| Interest Earned | ₹1,984 cr |
| Other Income | ₹196 cr |
| Total Income | ₹2,181 cr |
| Interest Expended | ₹1,300 cr |
| Employee Cost | ₹267 cr |
| Other Operating Expenses | ₹269 cr |
| Total Expenditure | ₹1,837 cr |
| Operating Profit before Provisions | ₹344 cr |
| Provisions & Contingencies | ₹57 cr |
| Profit before Tax | ₹287 cr |
| Tax Expense | ₹74 cr |
| Net Profit | ₹213 cr |
| Net margin on total income | 9.8% |
Not enough income-statement detail filed to break this down yet.
| Metric | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|
| Revenue | 1,861 cr | 1,907 cr | 1,984 cr |
| Total income | 2,082 cr | 2,119 cr | 2,181 cr |
| Expenses | — | — | — |
| Profit before tax | 249 cr | 273 cr | 287 cr |
| Tax | 64 cr | 67 cr | 74 cr |
| Net profit (owners' share) | 185 cr | 206 cr | 213 cr |
| Net margin (owners' share, on revenue) | 9.9% | 10.8% | 10.7% |
| EPS (₹) | 5.76 | 6.39 | 6.62 |
| Company | Price | Market cap | P/E | ROE | Net margin | 1-yr return |
|---|---|---|---|---|---|---|
| HDFC Bank Limited | ₹713 | ₹10.98 L cr | 14.3 | 14.0% | 22.5% | — |
| ICICI Bank Limited | ₹1,348 | ₹9.67 L cr | 15.6 | 17.1% | 31.0% | — |
| Kotak Mahindra Bank Limited | ₹417 | ₹4.14 L cr | 18.9 | 12.1% | 29.9% | — |
| Axis Bank Limited | ₹1,240 | ₹3.86 L cr | 12.6 | 14.3% | 21.5% | — |
| IDBI Bank Limited | ₹82 | ₹88,051 cr | 10.3 | 12.4% | 28.2% | — |
| The Federal Bank Limited | ₹333 | ₹82,124 cr | 16.3 | 12.6% | 16.5% | — |
| IndusInd Bank Limited | ₹958 | ₹74,656 cr | 18.0 | 6.3% | 9.2% | — |
| IDFC First Bank Limited | ₹86 | ₹74,371 cr | 16.2 | 9.7% | 10.4% | — |
| Yes Bank Limited | ₹23 | ₹72,598 cr | 17.0 | 8.4% | 13.3% | — |
| Action | Detail | Ex-date |
|---|---|---|
| Dividend | ₹1.45 / share | 12 Jun 2026 |
| Dividend | ₹1.35 / share | 4 Jul 2025 |
| Dividend | ₹1.25 / share | 10 May 2024 |
| Dividend | ₹1.25 / share | 15 Jun 2023 |
| Dividend | ₹1 / share | 14 Jun 2022 |
| Dividend | ₹1 / share | 23 May 2019 |
A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.
Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.
Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.
Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.