LOYALTEXConsumer Discretionary

Loyal Textile Mills Limited

Other Textile Products · ISIN INE970D01010 · BSE 514036 · NSE EQ · FV ₹10
Last price
₹207
-1.42%today
What this company does

Loyal Textile Mills Limited operates in Other Textile Products, part of the Consumer Discretionary sector. It booked ₹86 cr of revenue in its latest quarter (Q1 FY27) and kept -1.7% of sales as profit.

In the report:
35out of 100
Equitytale Health Score
Strained

Healthier than 35% of companies in Consumer Discretionary, on all six measures of filed financials. Each measure is ranked against the 301–421 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
45

At close. Not part of the score.

Profitability & returns11

How much profit it earns on the money it employs

Balance sheet12

How much it owes, and whether earnings cover the interest

Cash quality86

Whether reported profit actually arrives as cash

Growth & consistency12

Whether sales and profit have grown, and how steadily

Valuation37

What today's price implies, against our models or its peers

Governance & risk100

How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure

Is this company doing well?
not investment advice
Some things to watch
Strengths
Promoters hold 73%
No promoter shares pledged
Watch-outs
! Currently loss-making
! Thin -1.7% net margin
! Sales down 36% vs last year
! Low -2.9% return on equity
! Carries high debt (D/E 1.1)

What if I invest in LOYALTEX?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 0% a year, it would become
₹12.00 lakh

The slider starts at 0%, taken from this company's own free-cash-flow trend. That is history, not a forecast — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹207 -1.42%
latest close · 2026-09-17
52-wk low ₹19340 sessions so far52-wk high ₹258
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/B ratio2.30Moderate
Below bookModerateHigh
EV / EBITDA942.8High
LowAverageHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity-2.9%Loss
WeakFairStrong ▸15%
Return on capital-5.1%Loss
WeakFairStrong
Net margin-1.7%Loss
ThinDecentStrong
EBITDA margin0.2%Thin
ThinDecentHealthy
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity1.06High
LowModerateHigh ▸1
Interest cover-0.5×Risky
RiskyOkayStrong ▸5×
Current ratio0.85Tight
Tight ◂1HealthyAmple
More figures
Market cap
₹469 cr
Book value
₹90
EPS
₹-0.66
latest quarter
Net debt
₹215 cr
owes more than its cash
Enterprise value
₹684 cr
EBITDA
₹72.6 L
annualised
EBIT
₹-11 cr
annualised
Operating margin
-3.1%
Return on assets
-1.1%
Earnings yield
P/S
1.36
Sales / share
₹151.8
Tax rate
Face value
₹10
Shares
2.3 cr
Working capital
₹-48 cr
Current assets
₹272 cr
Current liabilities
₹319 cr
Delivery %
84.7%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.

Worth vs price · from the FY 2025 report & filings
not investment advice
Hard to value confidentlyLow confidence
The company's latest annual profit was negative, so we won't call it cheap off older profits.
Models span ₹237₹237, midpoint ₹237

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q1 FY27 (consolidated)
Revenue from Operations₹86 cr
Other Income₹13.9 L
Total Income₹86 cr
Cost of Materials₹39 cr
Purchases of Stock-in-Trade₹4.5 L
Inventory Change (±)₹10 cr
Employee Benefit Expense₹19 cr
Finance Costs₹5 cr
Depreciation & Amortisation₹3 cr
Other Expenses₹21 cr
Total Expenses₹96 cr
Exceptional Items₹2 cr
Profit before Tax₹-8 cr
Tax Expense₹-90 L
Share of JV / Associates₹6 cr
Net Profit₹-1 cr
Net margin on total income-1.7%
Where the money goes · Q1 FY27
% of total spend
Materials + stock-in-trade₹48 cr50.4%
Employee benefit expense₹19 cr19.7%
Finance costs₹5 cr5.2%
Depreciation & amortisation₹3 cr2.9%
Other expenses₹21 cr21.7%
Total income ₹86 cr

The company made a net loss of ₹1 cr this quarter — income covered only 90 of every ₹100 it spent on costs and tax.

Quarterly results · consolidated (₹ cr)
MetricQ3 FY26Q4 FY26Q1 FY27
Revenue105 cr82 cr86 cr
Total income107 cr85 cr86 cr
Expenses120 cr95 cr96 cr
Profit before tax-9 cr-23 cr-8 cr
Tax11 cr-12 cr-90 L
Net profit (owners' share)-12 cr-24 cr-1 cr
Net margin (owners' share, on revenue)-11.6%-29.5%-1.7%
EPS (₹)-37.90-36.80-0.66
YoY (latest quarter): total income -36.9% · net profit
Balance sheet & cash flow · as of Mar 2026
High debt
Total assets
₹525 cr
Shareholder equity
₹204 cr
parent shareholders
Total debt
₹216 cr
Cash
₹52 L
Cash flow · H1 FY26
Operating
₹68 cr
Investing
₹50 cr
Financing
₹-100 cr
Peer comparison
Other Textile Products · by market value
CompanyPriceMarket capP/E
K.P.R. Mill Limited₹1,095₹37,441 cr36.2
Welspun Living Limited₹212₹20,051 cr31.4
Vardhman Textiles Limited₹561₹15,986 cr12.9
Trident Limited₹23₹11,762 cr18.6
Indo Count Industries Limited₹436₹8,625 cr34.1
Garware Technical Fibres Limited₹800₹7,809 cr30.5
Kusumgar Limited₹552₹5,790 cr33.0
Jindal Worldwide Limited₹49₹4,913 cr38.3
Filatex India Limited₹90₹4,012 cr20.7
Same industry · latest reported numbers · not a recommendation.
Corporate actions
Dividend yield
trailing 12 months
Dividend / share (TTM)
Last dividend
₹10
ex 14 Sep 2022
ActionDetailEx-date
Dividend₹10 / share14 Sep 2022
Dividend₹7.5 / share16 Sep 2021
Dividend₹1.5 / share18 Sep 2019
Dividend₹5 / share18 Sep 2018
Dividend₹10 / share20 Sep 2017
Dividend₹10 / share2 Sep 2016
Who owns it · 2026-06-30
No pledge
Promoter
73.5%
FII / Foreign
DII / Domestic
0.0%
Retail / others
26.5%
Smart-money activity
Stake changes
BoughtMRS. VALLI M RAMASWAMI · promoter→ 2.27% · 1.09 L21 Jul 22
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Postal ballot · 30 Mar 2026
See the official result
1
Material Related Party Transactions between The Loyal Textile Mills Limited with Gruppo P&P Loyal SPA
Promoters had a personal stake in this
Backed by 100% of shareholders other than promotersneeded 50%
84,540 votes for, 1 against · 0% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 19 named members
owning 73.5% between them · as of 2026-06-30
MADURAI TARA TRADERS PRIVATE LIMITED16.13%
FELSPAR CREDIT AND INVESTMENTS PRIVATE LIMITED13.73%
DHANALAKSHMI PROPERTIES PRIVATE LIMITED13.07%
KURUNJI PROPERTIES PRIVATE LIMITED7.20%
CHINTHAMANI COTTON TRADING PRIVATE LIMITED5.82%
VALLI M RAMASWAMI .4.06%
NEMESIS COTTON TRADING COMPANY PRIVATE LTD2.83%
RHEA COTTON TRADERS P LTD2.42%

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.