MAS Financial Services Limited
MAS Financial Services Limited operates in Non Banking Financial Company (NBFC), part of the Financial Services sector. It booked ₹562 cr of revenue in its latest quarter (Q1 FY27) and kept 19.3% of sales as profit.
From the company's consolidated segment filings (Ind AS 108). Margin is segment operating profit (before interest & tax) over segment revenue; reconciliation rows like inter-segment eliminations are excluded from the mix.
“INTRODUCING MAS FINANCIAL MAS Financial Services Limited (MAS), incorporated in 1995, is an RBI-registered Non-Banking Financial Company (NBFC). Over the past three decades, we have been driven by a steadfast mission to financially empower underserved individuals and small businesses by providing timely and appropriate credit solutions.”
“To be one of the most efficient distributors We envision MAS setting the gold standard in the distribution of financial services.”
Healthier than 55% of companies in Financial Services, on the 5 of 6 measures we could read for it. Each measure is ranked against the 95–250 companies that reported it.
Measures financial condition, not whether to buy. Learn what this score means · How this is calculated
- RSI (14)
- 37
At close. Not part of the score.
How much profit it earns on the money it employs
Whether reported profit actually arrives as cash
Whether sales and profit have grown, and how steadily
What today's price implies, against our models or its peers
How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure
Not measurable for this company: balance sheet. Those pillars are left out of the score rather than counted as zero.
What if I invest in MASFIN?
Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.
The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.
P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.
An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.
| Revenue from Operations | ₹562 cr |
| Other Income | ₹-54 L |
| Total Income | ₹562 cr |
| Cost of Materials | ₹0 cr |
| Purchases of Stock-in-Trade | ₹0 cr |
| Employee Benefit Expense | ₹43 cr |
| Finance Costs | ₹236 cr |
| Depreciation & Amortisation | ₹2 cr |
| Other Expenses | ₹27 cr |
| Total Expenses | ₹414 cr |
| Profit before Tax | ₹148 cr |
| Tax Expense | ₹38 cr |
| Net Profit | ₹110 cr |
| Net margin on total income | 19.6% |
| Metric | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|
| Revenue | 507 cr | 542 cr | 562 cr |
| Total income | 508 cr | 545 cr | 562 cr |
| Expenses | 376 cr | 406 cr | 414 cr |
| Profit before tax | 127 cr | 139 cr | 148 cr |
| Tax | 34 cr | 35 cr | 38 cr |
| Net profit (owners' share) | 92 cr | 103 cr | 108 cr |
| Net margin (owners' share, on revenue) | 18.2% | 19.0% | 19.3% |
| EPS (₹) | 5.08 | 5.69 | 5.98 |
| Company | Price | Market cap | P/E | ROE | Net margin | 1-yr return |
|---|---|---|---|---|---|---|
| Bajaj Finance Limited | ₹1,015 | ₹6.31 L cr | 26.4 | 21.0% | 25.8% | — |
| Shriram Finance Limited | ₹995 | ₹2.34 L cr | 16.7 | 21.0% | 25.8% | — |
| Cholamandalam Investment and Finance Company Limited | ₹1,765 | ₹1.51 L cr | 22.7 | 21.8% | 18.7% | — |
| Tata Capital Limited | ₹344 | ₹1.45 L cr | 23.5 | 13.5% | 17.5% | — |
| Muthoot Finance Limited | ₹2,770 | ₹1.11 L cr | 9.9 | 28.6% | 32.3% | — |
| L&T Finance Limited | ₹302 | ₹75,742 cr | 21.0 | 12.9% | 17.2% | — |
| SBI Cards and Payment Services Limited | ₹637 | ₹60,613 cr | 22.8 | 16.9% | 13.2% | — |
| HDB Financial Services Limited | ₹681 | ₹56,586 cr | 18.0 | 15.2% | 15.9% | — |
| Sundaram Finance Limited | ₹4,663 | ₹51,398 cr | 20.2 | 17.1% | 24.1% | — |
| Action | Detail | Ex-date |
|---|---|---|
| Dividend | ₹0.75 / share | 25 Aug 2026 |
| Dividend | ₹1.25 / share | 4 Feb 2026 |
| Dividend | ₹0.7 / share | 26 Aug 2025 |
| Dividend | ₹1 / share | 5 Feb 2025 |
| Dividend | ₹0.51 / share | 4 Sep 2024 |
| Bonus issue | 1:2 | 22 Feb 2024 |
A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.
Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.
Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.
Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.