Piramal Finance Limited
Piramal Finance Limited operates in Non Banking Financial Company (NBFC), part of the Financial Services sector. It booked ₹3,368 cr of revenue in its latest quarter (Q1 FY27) and kept 13.6% of sales as profit.
Healthier than 41% of companies in Financial Services, on the 4 of 6 measures we could read for it. Each measure is ranked against the 187–250 companies that reported it.
Measures financial condition, not whether to buy. Learn what this score means · How this is calculated
- RSI (14)
- 55
At close. Not part of the score.
How much profit it earns on the money it employs
Whether reported profit actually arrives as cash
What today's price implies, against our models or its peers
How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure
Not measurable for this company: balance sheet, growth & consistency. Those pillars are left out of the score rather than counted as zero.
What if I invest in PIRAMALFIN?
Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.
The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.
P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.
An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.
| Revenue from Operations | ₹3,368 cr |
| Other Income | ₹61 cr |
| Total Income | ₹3,430 cr |
| Cost of Materials | ₹0 cr |
| Purchases of Stock-in-Trade | ₹0 cr |
| Employee Benefit Expense | ₹504 cr |
| Finance Costs | ₹1,734 cr |
| Depreciation & Amortisation | ₹56 cr |
| Other Expenses | ₹329 cr |
| Total Expenses | ₹3,085 cr |
| Profit before Tax | ₹344 cr |
| Tax Expense | ₹-18 cr |
| Share of JV / Associates | ₹99 cr |
| Net Profit | ₹461 cr |
| Net margin on total income | 13.4% |
| Metric | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|
| Revenue | 2,918 cr | 3,424 cr | 3,368 cr |
| Total income | 2,975 cr | 3,466 cr | 3,430 cr |
| Expenses | 2,686 cr | 4,296 cr | 3,085 cr |
| Profit before tax | 289 cr | 496 cr | 344 cr |
| Tax | -73 cr | 3 cr | -18 cr |
| Net profit (owners' share) | 400 cr | 501 cr | 459 cr |
| Net margin (owners' share, on revenue) | 13.7% | 14.6% | 13.6% |
| EPS (₹) | 17.69 | 22.14 | 20.38 |
| Company | Price | Market cap | P/E | ROE | Net margin | 1-yr return |
|---|---|---|---|---|---|---|
| Bajaj Finance Limited | ₹1,015 | ₹6.31 L cr | 26.4 | 21.0% | 25.8% | — |
| Shriram Finance Limited | ₹995 | ₹2.34 L cr | 16.7 | 21.0% | 25.8% | — |
| Cholamandalam Investment and Finance Company Limited | ₹1,765 | ₹1.51 L cr | 22.7 | 21.8% | 18.7% | — |
| Tata Capital Limited | ₹344 | ₹1.45 L cr | 23.5 | 13.5% | 17.5% | — |
| Muthoot Finance Limited | ₹2,770 | ₹1.11 L cr | 9.9 | 28.6% | 32.3% | — |
| L&T Finance Limited | ₹302 | ₹75,742 cr | 21.0 | 12.9% | 17.2% | — |
| SBI Cards and Payment Services Limited | ₹637 | ₹60,613 cr | 22.8 | 16.9% | 13.2% | — |
| HDB Financial Services Limited | ₹681 | ₹56,586 cr | 18.0 | 15.2% | 15.9% | — |
| Sundaram Finance Limited | ₹4,663 | ₹51,398 cr | 20.2 | 17.1% | 24.1% | — |
| Action | Detail | Ex-date |
|---|---|---|
| Dividend | ₹11 / share | 12 Jun 2026 |
A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.
Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.
Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.
Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.