AVONMOREFinancial Services

Avonmore Capital & Management Services Limited

Non Banking Financial Company (NBFC) · ISIN INE323B01024 · BSE 511589 · NSE EQ · FV ₹1
Last price
₹12
-1.06%today
What this company does

Avonmore Capital & Management Services Limited operates in Non Banking Financial Company (NBFC), part of the Financial Services sector. It booked ₹44 cr of revenue in its latest quarter (Q2 FY27) and kept 17.2% of sales as profit.

In the report:
52out of 100
Equitytale Health Score
Mixed

Healthier than 52% of companies in Financial Services, on the 5 of 6 measures we could read for it. Each measure is ranked against the 105–253 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
48

At close. Not part of the score.

Profitability & returns34

How much profit it earns on the money it employs

Cash quality81

Whether reported profit actually arrives as cash

Growth & consistency25

Whether sales and profit have grown, and how steadily

Valuation62

What today's price implies, against our models or its peers

Governance & risk100

How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure

Not measurable for this company: balance sheet. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Strengths
✓ Makes a profit
✓ Strong 17% net margin
✓ Sales up 19% vs last year
✓ Profit up 72% vs last year
✓ Promoters hold 59%
✓ No promoter shares pledged
✓ Virtually debt-free
Watch-outs
! Low 7.4% return on equity
! Operating cash flow is negative

What if I invest in AVONMORE?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹12▼ -1.06%
latest close · 2026-11-04
52-wk low ₹974 sessions so far52-wk high ₹15
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio11.3Low
LowAverageHigh
P/B ratio0.86Below book
Below bookModerateHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity7.4%Weak
WeakFairStrong ▸15%
Net margin17.2%Strong
ThinDecentStrong
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.07Comfortable
LowModerateHigh ▸1
More figures
Market cap
₹352 cr
Book value
₹14
EPS
₹0.27
latest quarter
Net debt
—
Enterprise value
—
EBITDA
—
EBIT
—
Operating margin
—
Return on assets
4.7%
Earnings yield
8.87%
P/S
1.99
Sales / share
₹6.1
Tax rate
21.5%
Face value
₹1
Shares
28.9 cr
Working capital
—
Current assets
—
Current liabilities
—
Delivery %
65.3%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-11-04.

Worth vs price · from the FY 2025 report & filings
not investment advice
Hard to value confidentlyLow confidence
One year's profit is a one-off (far above the multi-year norm), so its recurring earnings power is unclear.
Models span ₹6–₹10, midpoint ₹8

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q2 FY27 (consolidated)
Revenue from Operations₹44 cr
Other Income₹25 L
Total Income₹44 cr
Cost of Materials₹0 cr
Purchases of Stock-in-Trade₹0 cr
Employee Benefit Expense₹15 cr
Finance Costs₹1 cr
Depreciation & Amortisation₹2 cr
Other Expenses₹5 cr
Total Expenses₹38 cr
Profit before Tax₹6 cr
Tax Expense₹1 cr
Share of JV / Associates₹6 cr
Net Profit₹11 cr
Net margin on total income24.6%
Where the money goes · Q2 FY27
% of total income
Employee benefit expense₹15 cr29.4%
Finance costs₹1 cr2.7%
Depreciation & amortisation₹2 cr3.2%
Other expenses₹21 cr40.6%
Tax expense₹1 cr2.5%
Profit for the period₹11 cr21.5%
Total income ₹44 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ4 FY26Q1 FY27Q2 FY27
Revenue62 cr50 cr44 cr
Total income62 cr50 cr44 cr
Expenses74 cr38 cr38 cr
Profit before tax-13 cr12 cr6 cr
Tax66 L55 L1 cr
Net profit (owners' share)-10 cr11 cr8 cr
Net margin (owners' share, on revenue)-15.4%23.0%17.2%
EPS (₹)-0.340.400.27
YoY (latest quarter): total income +19.8% · net profit +72.0%
Balance sheet & cash flow · as of Sep 2026
Low debt
Total assets
₹647 cr
Shareholder equity
₹410 cr
parent shareholders
Total debt
₹35 cr
Cash
₹26 cr
Cash flow · H1 FY27
Operating
₹-13 cr
Investing
₹15 cr
Financing
₹16 cr
Peer comparison
Non Banking Financial Company (NBFC) · by market value
CompanyPriceMarket capP/E
Bajaj Finance Limited₹970₹6.04 L cr24.1
Shriram Finance Limited₹885₹2.08 L cr14.1
Cholamandalam Investment and Finance Company Limited₹1,650₹1.42 L cr21.6
Tata Capital Limited₹334₹1.41 L cr21.3
Muthoot Finance Limited₹2,528₹1.01 L cr7.8
L&T Finance Limited₹253₹63,315 cr16.2
SBI Cards and Payment Services Limited₹537₹51,108 cr16.4
Piramal Finance Limited₹1,913₹45,243 cr20.2
Authum Investment & Infrastructure Limited₹528₹44,800 cr10.1
Same industry · latest reported numbers · not a recommendation.
Corporate actions
ActionDetailEx-date
Stock splitStock Split From Rs.10/- to Rs.1/-28 Jun 2024
BuybackBuy Back of Shares14 Jun 2022
Who owns it · 2026-09-30
No pledge
Promoter
59.1%
FII / Foreign
0.0%
DII / Domestic
0.0%
Retail / others
40.8%
Promoter stake down 10.1% over the last 12 quarters.
Smart-money activity
Insider trades
BoughtINNOVATIVE MONEY MATTERS PRIVATE LIMITED · Promoter1,000 · ₹13,20024 Sep 26
BoughtINNOVATIVE MONEY MATTERS PRIVATE LIMITED · Promoter50,000 · ₹6.2 L17 Sep 26
BoughtINNOVATIVE MONEY MATTERS PRIVATE LIMITED · Promoter22,062 · ₹2.9 L16 Sep 26
Bulk / block deals
SoldHRTI PRIVATE LIMITED · NSE13.51 L @ ₹24.186 Jan 25
BoughtHRTI PRIVATE LIMITED · NSE13.36 L @ ₹24.116 Jan 25
SoldDILIPKUMAR VISHINDAS LAKHI · NSE21.50 L @ ₹23.363 Jan 25
Stake changes
BoughtInnovative Money Matters Pvt. Ltd. · promoter→ 33.78% · 1,00024 Sep 26
BoughtInnovative Money Matters Private Limited · promoter→ 33.78% · 50,00017 Sep 26
BoughtInnovative Money Matters Private Limited · promoter→ 33.76% · 22,06216 Sep 26
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Yearly shareholder meeting · 30 Sep 2026
See the official result
1
To consider and adopt the Audited Financial Statement (both Standalone and Consolidated) of the Company for the Financial Year ended March 31, 2026 together with Directors’ and Auditors’ Reports thereon.
Backed by 100% of shareholders other than promotersneeded 50%
55.52 L votes for, 27,479 against · 0% of mutual funds and other big investors said no
2
To appoint a Director in place of Mr. Govind Prasad Agrawal, who retires by rotation at this Annual General Meeting in terms of Section 152 (6) of the Companies Act, 2013 and being eligible, offers himself for re-appointment.
Backed by 100% of shareholders other than promotersneeded 50%
55.57 L votes for, 22,479 against · 0% of mutual funds and other big investors said no
3
Continuation of Mr. Satish Chandra Sinha (DIN: 03598173) as a non-executive Independent Director of the Company beyond the age of 75 Years
Backed by 99% of shareholders other than promotersneeded 75%
55.37 L votes for, 42,947 against · 0% of mutual funds and other big investors said no
4
Continuation of Mr. Rajkumar Khanna (DIN No: 05180042) as a non-executive Independent Director of the Company beyond the age of 75 Years
Backed by 100% of shareholders other than promotersneeded 75%
55.52 L votes for, 27,511 against · 0% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 23 named members
owning 59.1% between them · as of 2026-09-30
INNOVATIVE MONEY MATTERS PRIVATE LIMITED33.78%
RAKAM INFRASTRUCTURES PRIVATE LIMITED16.21%
Navjeet Singh Sobti8.20%
Gurpreet Sobti0.85%
Navjeet Singh Sobti HUF0.08%
ACROKX REALTY PRIVATE LIMITEDno shares
ALMONDZ FINANZ LIMITEDno shares
ANEMONE HOLDINGS PRIVATE LIMITEDno shares

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

Money it raised, and what it did with it

When a company raises money from investors, it has to say up front what the money is for. The rules then make it report, every three months until the money is gone, how much of each of those things it has actually paid for — so a promise made while asking for the money can be checked afterwards.

₹49 cr raised in Jan 2025 by offering new shares to existing shareholders

As of Mar 2025, the company says it has spent 100% of what it set aside.

The funds raised by the Issue shall be utilized by the Issuer: (i) To make an investment in our subsidiary & step-down subsidiary (ii) General corporate purposes (iii) To meet Issue related expenses
100%
₹49 cr of ₹49 cr

Every figure above is taken from the statement the company files with the stock exchange each quarter, for as long as money it has raised remains unspent. The only thing we work out is how much of each stated purpose has been paid for — one number divided by another from the same filing. Whether a plan that changed was a good change is not something a filing can tell you. See the filing

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.