CAPTRUSTFinancial Services

Capital Trust Limited

Non Banking Financial Company (NBFC) · ISIN INE707C01018 · BSE 511505 · NSE BE · FV ₹10
Last price
₹18
+5.00%today
What this company does

Capital Trust Limited operates in Non Banking Financial Company (NBFC), part of the Financial Services sector. It booked ₹22 cr of revenue in its latest quarter (Q2 FY23) and kept 9.1% of sales as profit.

Their stated vision

is to empower rural communities by providing them access to reliable and innovative financial services.

In the report:
61out of 100
Equitytale Health Score
Mixed

Healthier than 61% of companies in Financial Services, on the 3 of 6 measures we could read for it. Each measure is ranked against the 187–250 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
48

At close. Not part of the score.

Profitability & returns24

How much profit it earns on the money it employs

Valuation95

What today's price implies, against our models or its peers

Governance & risk100

How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure

Not measurable for this company: balance sheet, cash quality, growth & consistency. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Strengths
Makes a profit
Profit up 132% vs last year
Promoters hold 54%
No promoter shares pledged
Turns profit into real cash
Watch-outs
! Sales down 15% vs last year
! Low 6.5% return on equity

What if I invest in CAPTRUST?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹18 +5.00%
latest close · 2026-09-17
1-year return
-79.0%
52-wk low ₹1452-wk high ₹164
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio3.7Low
LowAverageHigh
P/B ratio0.24Below book
Below bookModerateHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity6.5%Weak
WeakFairStrong ▸15%
Net margin9.1%Decent
ThinDecentStrong
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.34Comfortable
LowModerateHigh ▸1
More figures
Market cap
₹30 cr
Book value
₹77
EPS
₹1.24
latest quarter
Net debt
Enterprise value
EBITDA
EBIT
Operating margin
Return on assets
2.9%
Earnings yield
26.84%
P/S
0.34
Sales / share
₹54.8
Tax rate
26.3%
Face value
₹10
Shares
1.6 cr
Working capital
Current assets
Current liabilities
Delivery %
71.8%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.

Worth vs price · from the FY 2025 report & filings
not investment advice
Hard to value confidentlyLow confidence
The company's latest annual profit was negative, so we won't call it cheap off older profits.
Models span ₹19₹19, midpoint ₹19

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q2 FY23 (consolidated)
Revenue from Operations₹22 cr
Other Income₹18 L
Total Income₹22 cr
Cost of Materials₹0 cr
Purchases of Stock-in-Trade₹0 cr
Employee Benefit Expense₹9 cr
Finance Costs₹6 cr
Depreciation & Amortisation₹11.2 L
Other Expenses₹9 cr
Total Expenses₹20 cr
Profit before Tax₹3 cr
Tax Expense₹71.8 L
Net Profit₹2 cr
Net margin on total income9.0%
Where the money goes · Q2 FY23
% of total income
Employee benefit expense₹9 cr41.9%
Finance costs₹6 cr24.6%
Depreciation & amortisation₹11.2 L0.5%
Other expenses₹5 cr20.8%
Tax expense₹71.8 L3.2%
Profit for the period₹2 cr9.0%
Total income ₹22 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ3 FY22Q4 FY22Q2 FY23
Revenue28 cr28 cr22 cr
Total income29 cr28 cr22 cr
Expenses28 cr25 cr20 cr
Profit before tax1 cr2 cr3 cr
Tax31.8 L70.1 L71.8 L
Net profit (owners' share)95.8 L2 cr2 cr
Net margin (owners' share, on revenue)3.4%5.9%9.1%
EPS (₹)0.591.001.24
YoY (latest quarter): total income -14.8% · net profit +131.9%
Balance sheet & cash flow · as of Sep 2022
Low debt
Total assets
₹280 cr
Shareholder equity
₹124 cr
parent shareholders
Total debt
₹42 cr
Cash
₹9 cr
Cash flow · H1 FY23
Operating
₹42 cr
Investing
₹42 cr
Financing
₹-80 cr
Peer comparison
Non Banking Financial Company (NBFC) · by market value
CompanyPriceMarket capP/E
Bajaj Finance Limited₹1,015₹6.31 L cr26.4
Shriram Finance Limited₹995₹2.34 L cr16.7
Cholamandalam Investment and Finance Company Limited₹1,765₹1.51 L cr22.7
Tata Capital Limited₹344₹1.45 L cr23.5
Muthoot Finance Limited₹2,770₹1.11 L cr9.9
L&T Finance Limited₹302₹75,742 cr21.0
SBI Cards and Payment Services Limited₹637₹60,613 cr22.8
HDB Financial Services Limited₹681₹56,586 cr18.0
Sundaram Finance Limited₹4,663₹51,398 cr20.2
Same industry · latest reported numbers · not a recommendation.
Corporate actions
Dividend yield
trailing 12 months
Dividend / share (TTM)
Last dividend
₹0.5
ex 20 Sep 2019
ActionDetailEx-date
Rights issue1:110 Oct 2025
Rights issue14:518 Jun 2025
Dividend₹0.5 / share20 Sep 2019
Dividend₹0.5 / share19 Sep 2018
Dividend₹1.5 / share2 Aug 2017
Dividend₹1.5 / share16 Sep 2016
Who owns it · 2026-06-30
No pledge
Promoter
54.1%
FII / Foreign
8.3%
DII / Domestic
0.0%
Retail / others
37.2%
Promoter stake down 12.8% over the last 12 quarters.
Smart-money activity
Insider trades
SoldYogen Khosla · Promoters3,000 · ₹2.2 L26 Jun 25
SoldYogen Khosla · Promoters3.26 L · ₹2.5 cr25 Jun 25
SoldYogen Khosla · Promoters2.52 L · ₹1.9 cr24 Jun 25
Bulk / block deals
SoldAKANKSHA SHARMA · NSE2.00 L @ ₹15.0720 Jan 26
BoughtMABLE RAJESH · NSE2.11 L @ ₹14.3119 Jan 26
BoughtSHRI MUKTA SHARES · NSE1.98 L @ ₹13.7826 Nov 25
Stake changes
SoldYogen Khosla · promoter→ 23.35% · 3,00026 Jun 25
SoldYogen Khosla · promoter→ 23.37% · 3.26 L25 Jun 25
SoldYogen Khosla · promoter→ 25.29% · 2.52 L24 Jun 25
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Yearly shareholder meeting · 20 Sep 2025
See the official result
1
To receive consider and adopt the audited financial statements both standalone and consolidated of the Company for the financial year ended March 31, 2025 together with the Reports of the Board of Directors and the Auditors thereon
Backed by 100% of shareholders other than promotersneeded 50%
29.74 L votes for, 137 against
2
To appoint a director in place of Mr. Vahin Khosla (DIN-07656894), who retires by rotation and, being eligible, offers himself for re-appointment
Promoters had a personal stake in this
Backed by 100% of shareholders other than promotersneeded 50%
29.73 L votes for, 1,137 against
3
Raising of funds through various options including qualified institutional placement, preferential allotment/ non-convertible debentures upto rs. 500 crores
Backed by 100% of shareholders other than promotersneeded 75%
29.73 L votes for, 1,137 against
4
RE-APPOINTMENT OF MRS. SUMAN KUKRETY AS INDEPENDENT DIRECTOR
Backed by 100% of shareholders other than promotersneeded 75%
29.73 L votes for, 14 against

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 2 named members
owning 54.1% between them · as of 2026-06-30
YOGEN KHOSLA36.96%
MOONLIGHT EQUITY PRIVATE LIMITED17.17%

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.