CPCAPFinancial Services

CP Capital Limited

Non Banking Financial Company (NBFC) · ISIN INE521J01018 · BSE 533260 · NSE EQ · FV ₹10
Last price
₹141
+0.20%today
What this company does

CP Capital Limited operates in Non Banking Financial Company (NBFC), part of the Financial Services sector. It booked ₹22 cr of revenue in its latest quarter (Q1 FY27) and kept 60.7% of sales as profit.

Our Strategic Ambition At CP Capital Limited, we are driven by the aspiration to become a trusted and future-ready lender, anchored in a sustainable business model. Our progress is guided by tenacity, strategic foresight, meticulous execution, and a commitment to creating lasting stakeholder value.
Their stated vision

To be a trusted and leading NBFC, empowering individuals, entrepreneurs, and enterprises with timely, innovative, and reliable financial solutions.

In the report:
70out of 100
Equitytale Health Score
Solid

Healthier than 70% of companies in Financial Services, on the 5 of 6 measures we could read for it. Each measure is ranked against the 95–250 companies that reported it.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
69

At close. Not part of the score.

Profitability & returns57

How much profit it earns on the money it employs

Cash quality62

Whether reported profit actually arrives as cash

Growth & consistency62

Whether sales and profit have grown, and how steadily

Valuation81

What today's price implies, against our models or its peers

Governance & risk100

How much of the promoters' stake is pledged, and how much they hold · highest in its sector on what we could measure

Not measurable for this company: balance sheet. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Strengths
Makes a profit
Strong 61% net margin
Sales up 47% vs last year
Profit up 23% vs last year
Promoters hold 64%
No promoter shares pledged
Turns profit into real cash
Watch-outs
None flagged from our data

What if I invest in CPCAP?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹141 +0.20%
latest close · 2026-09-17
1-year return
-9.7%
52-wk low ₹9852-wk high ₹178
Is it cheap or expensive?
What you pay for the profits, book value and cash flow. Higher isn't automatically worse — it can signal faster growth.
P/E ratio4.8Low
LowAverageHigh
P/B ratio0.45Below book
Below bookModerateHigh
How good is the business?
How much profit it earns from its money and its sales.
Return on equity9.3%Fair
WeakFairStrong ▸15%
Net margin60.7%Strong
ThinDecentStrong
Is it financially safe?
How much it owes, and whether it can comfortably cover it.
Debt to equity0.13Comfortable
LowModerateHigh ▸1
More figures
Market cap
₹257 cr
Book value
₹315
EPS
₹7.32
latest quarter
Net debt
Enterprise value
EBITDA
EBIT
Operating margin
Return on assets
8.0%
Earnings yield
20.76%
P/S
2.92
Sales / share
₹48.3
Tax rate
25.9%
Face value
₹10
Shares
1.8 cr
Working capital
Current assets
Current liabilities
Delivery %
59.6%
Strong / safeFairWeak / riskyValuation — a level, not good/badBands are general rules of thumb, not advice.

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.

Worth vs price · from the FY 2025 report & filings
not investment advice
Priced about rightMedium confidence
Median of 2 models ₹166 vs market price ₹141 — price is 15% below it
Safety cushion+14.8%(target ≥ +20%)
Models span ₹138₹193, midpoint ₹166
Model ₹166
Price ₹141
Cheap sideExpensive side

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q1 FY27 (consolidated)
Revenue from Operations₹22 cr
Other Income₹2.9 L
Total Income₹22 cr
Cost of Materials₹0 cr
Purchases of Stock-in-Trade₹0 cr
Inventory Change (±)₹38.2 L
Employee Benefit Expense₹62.6 L
Finance Costs₹2 cr
Depreciation & Amortisation₹68.8 L
Other Expenses₹46 L
Total Expenses₹4 cr
Profit before Tax₹18 cr
Tax Expense₹5 cr
Share of JV / Associates₹27.5 L
Net Profit₹13 cr
Net margin on total income60.6%
Where the money goes · Q1 FY27
% of total income
Materials + stock-in-trade₹38.2 L1.7%
Employee benefit expense₹62.6 L2.8%
Finance costs₹2 cr8.5%
Depreciation & amortisation₹68.8 L3.1%
Other expenses₹77.8 L3.5%
Tax expense₹5 cr20.5%
Profit for the period₹13 cr59.8%
Total income ₹22 cradds up to ₹100 ✓
Quarterly results · consolidated (₹ cr)
MetricQ3 FY26Q4 FY26Q1 FY27
Revenue17 cr18 cr22 cr
Total income20 cr19 cr22 cr
Expenses6 cr6 cr4 cr
Profit before tax14 cr12 cr18 cr
Tax2 cr3 cr5 cr
Net profit (owners' share)12 cr9 cr13 cr
Net margin (owners' share, on revenue)74.4%49.5%60.7%
EPS (₹)6.875.027.32
YoY (latest quarter): total income +13.2% · net profit +23.5%
Balance sheet & cash flow · as of Mar 2026
Low debt
Total assets
₹663 cr
Shareholder equity
₹573 cr
parent shareholders
Total debt
₹77 cr
Cash
₹3 cr
Cash flow · H1 FY26
Operating
₹10 cr
Investing
₹-17 cr
Financing
₹30 cr
Peer comparison
Non Banking Financial Company (NBFC) · by market value
CompanyPriceMarket capP/E
Bajaj Finance Limited₹1,015₹6.31 L cr26.4
Shriram Finance Limited₹995₹2.34 L cr16.7
Cholamandalam Investment and Finance Company Limited₹1,765₹1.51 L cr22.7
Tata Capital Limited₹344₹1.45 L cr23.5
Muthoot Finance Limited₹2,770₹1.11 L cr9.9
L&T Finance Limited₹302₹75,742 cr21.0
SBI Cards and Payment Services Limited₹637₹60,613 cr22.8
HDB Financial Services Limited₹681₹56,586 cr18.0
Sundaram Finance Limited₹4,663₹51,398 cr20.2
Same industry · latest reported numbers · not a recommendation.
Corporate actions
Dividend yield
trailing 12 months
Dividend / share (TTM)
Last dividend
₹1
ex 21 Feb 2025
ActionDetailEx-date
Dividend₹1 / share21 Feb 2025
Dividend₹1 / share29 Nov 2024
Dividend₹1 / share30 Aug 2024
Dividend₹1 / share29 Jul 2024
Dividend₹1 / share23 Feb 2024
Dividend₹1 / share24 Nov 2023
Who owns it · 2026-06-30
No pledge
Promoter
63.8%
FII / Foreign
0.1%
DII / Domestic
0.2%
Retail / others
36.0%
Promoter stake up 0.1% over the last 12 quarters.
Smart-money activity
Insider trades
BoughtVISHAL JAIN · Director5,000 · ₹8.1 L20 Feb 23
SoldMAHESH BHANGRIYA · Employees/Designated Employees16,000 · ₹27.2 L23 Nov 20
BoughtPRAMOD MAHESHWARI · Promoters23,115 · ₹26.3 L9 Mar 20
Bulk / block deals
SoldMANISH JAIN HUF · NSE1.46 L @ ₹94.1312 Jun 26
SoldMANISH JAIN HUF · NSE1.30 L @ ₹96.132 Jun 26
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Yearly shareholder meeting · 29 Sep 2025
See the official result
1
To consider and adopt the Audited Standalone Financial Statements of the Company consisting of the Balance Sheet as at March 31, 2025 the Statement of Profit and Loss and Cash Flow Statement for the year ended on that date and the Notes annexed to, and forming part of, any of the above documents together with the reports of the Board of Directors and the Auditors thereon.
Backed by 100% of shareholders other than promotersneeded 50%
9.42 L votes for, 239 against · 0% of mutual funds and other big investors said no
2
To consider and adopt the Audited Consolidated Financial Statements of the Company consisting of the Balance Sheet as at March 31, 2025 the Statement of Profit and Loss and Cash Flow Statement for the year ended on that date and the Notes annexed to, and forming part of, any of the above documents together with the reports of the Board of Directors and the Auditors thereon.
Backed by 100% of shareholders other than promotersneeded 50%
9.42 L votes for, 239 against · 0% of mutual funds and other big investors said no
3
To appoint a Director Mr. Om Prakash Maheshwari DIN 00185677 who retires by rotation as a Director.
Backed by 99% of shareholders other than promotersneeded 50%
9.33 L votes for, 9,205 against · 100% of mutual funds and other big investors said no
4
To appoint a Director Mr. Nawal Kishore Maheshwari DIN 00185762 who retires by rotation as a Director
Backed by 100% of shareholders other than promotersneeded 50%
9.42 L votes for, 239 against · 0% of mutual funds and other big investors said no

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 7 named members
owning 63.8% between them · as of 2026-06-30
KAILASH BAI14.73%
PRAMOD MAHESHWARI11.75%
NAWAL KISHORE MAHESHWARI7.62%
OM PRAKASH MAHESHWARI7.62%
NEELIMA MAHESHWARI7.36%
REKHA MAHESHWARI7.36%
SHILPA MAHESHWARI7.36%
Business done with them
FY2025 · 5 of the group
The company paid ₹1 cr to companies in the promoter group last year — about 1.8% of its ₹57 cr revenue.
OM PRAKASH MAHESHWARI
Other payments to them · as per note in balance sheet
also owns 7.62% of the company
₹50.3 L
company paid
NAWAL KISHORE MAHESHWARI
Other payments to them · as per note in balance sheet
also owns 7.62% of the company
₹33 L
company paid
SHILPA MAHESHWARI
Other payments to them · as per note in balance sheet
also owns 7.36% of the company
₹10 L
company paid
REKHA MAHESHWARI
Other payments to them · as per note in balance sheet
also owns 7.36% of the company
₹8.9 L
company paid
NEELIMA MAHESHWARI
Other payments to them · as per note in balance sheet
also owns 7.36% of the company
₹0.48 L
company paid

The company also transacted with 40 other related parties — subsidiaries, joint ventures, directors and others — that we could not match by name to the promoter list above. Some may still be connected to the family; we only count the ones the filings let us match with certainty.

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.