IIFL Finance Limited
IIFL Finance Limited operates in Non Banking Financial Company (NBFC), part of the Financial Services sector. It booked ₹4,246 cr of revenue in its latest quarter (Q2 FY27) and kept 18.0% of sales as profit.
From the company's consolidated segment filings (Ind AS 108). Margin is segment operating profit (before interest & tax) over segment revenue; reconciliation rows like inter-segment eliminations are excluded from the mix.
Healthier than 52% of companies in Financial Services, on the 5 of 6 measures we could read for it. Each measure is ranked against the 102–253 companies that reported it.
Measures financial condition, not whether to buy. Learn what this score means · How this is calculated
- RSI (14)
- 42
At close. Not part of the score.
How much profit it earns on the money it employs
Whether reported profit actually arrives as cash
Whether sales and profit have grown, and how steadily
What today's price implies, against our models or its peers
How much of the promoters' stake is pledged, and how much they hold
Not measurable for this company: balance sheet. Those pillars are left out of the score rather than counted as zero.
What if I invest in IIFL?
Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.
The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.
P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-11-04.
An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.
| Revenue from Operations | ₹4,246 cr |
| Other Income | ₹2 cr |
| Total Income | ₹4,248 cr |
| Cost of Materials | ₹0 cr |
| Purchases of Stock-in-Trade | ₹0 cr |
| Employee Benefit Expense | ₹574 cr |
| Finance Costs | ₹1,909 cr |
| Depreciation & Amortisation | ₹63 cr |
| Other Expenses | ₹347 cr |
| Total Expenses | ₹3,175 cr |
| Profit before Tax | ₹1,074 cr |
| Tax Expense | ₹269 cr |
| Net Profit | ₹805 cr |
| Net margin on total income | 18.9% |
| Metric | Q4 FY26 | Q1 FY27 | Q2 FY27 |
|---|---|---|---|
| Revenue | 3,693 cr | 3,919 cr | 4,246 cr |
| Total income | 3,700 cr | 3,922 cr | 4,248 cr |
| Expenses | 2,867 cr | 2,993 cr | 3,175 cr |
| Profit before tax | 833 cr | 929 cr | 1,074 cr |
| Tax | 209 cr | 216 cr | 269 cr |
| Net profit (owners' share) | 587 cr | 675 cr | 766 cr |
| Net margin (owners' share, on revenue) | 15.9% | 17.2% | 18.0% |
| EPS (₹) | 13.80 | 15.87 | 18.00 |
| Company | Price | Market cap | P/E | ROE | Net margin | 1-yr return |
|---|---|---|---|---|---|---|
| Bajaj Finance Limited | ₹970 | ₹6.04 L cr | 24.1 | 20.3% | 25.5% | — |
| Shriram Finance Limited | ₹885 | ₹2.08 L cr | 14.1 | 13.2% | 26.7% | — |
| Cholamandalam Investment and Finance Company Limited | ₹1,650 | ₹1.42 L cr | 21.6 | 20.4% | 18.8% | — |
| Tata Capital Limited | ₹334 | ₹1.41 L cr | 21.3 | 13.6% | 17.8% | — |
| Muthoot Finance Limited | ₹2,528 | ₹1.01 L cr | 7.8 | 29.6% | 32.5% | — |
| L&T Finance Limited | ₹253 | ₹63,315 cr | 16.2 | 13.3% | 17.8% | — |
| SBI Cards and Payment Services Limited | ₹537 | ₹51,108 cr | 16.4 | 18.1% | 15.1% | — |
| Piramal Finance Limited | ₹1,913 | ₹45,243 cr | 20.2 | 7.0% | 14.7% | — |
| Authum Investment & Infrastructure Limited | ₹528 | ₹44,800 cr | 10.1 | 70.4% | 176.5% | — |
| Action | Detail | Ex-date |
|---|---|---|
| Dividend | ₹4 / share | 29 Jan 2026 |
| Rights issue | 9:1 | 23 Apr 2024 |
| Dividend | ₹4 / share | 25 Jan 2024 |
| Dividend | ₹4 / share | 7 Feb 2023 |
| Dividend | ₹3.5 / share | 3 Feb 2022 |
| Dividend | ₹3 / share | 4 Feb 2021 |
A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.
Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.
Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.
Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.