TCIFINANCEFinancial Services

TCI Finance Limited

Non Banking Financial Company (NBFC) · ISIN INE911B01018 · BSE 501242 · NSE EQ · FV ₹10
Last price
₹15
-1.81%today
What this company does

TCI Finance Limited operates in Non Banking Financial Company (NBFC), part of the Financial Services sector. It booked ₹0 cr of revenue in its latest quarter (Q1 FY27).

In the report:
Equitytale Health Score
Insufficient data

We could measure only 45% of what this score needs, so we are not publishing a number for this company. What we could measure is below.

Measures financial condition, not whether to buy. Learn what this score means · How this is calculated

Price momentum
neutral
RSI (14)
35

At close. Not part of the score.

Cash quality69

Whether reported profit actually arrives as cash

Growth & consistency14

Whether sales and profit have grown, and how steadily

Governance & risk86

How much of the promoters' stake is pledged, and how much they hold

Not measurable for this company: profitability & returns, balance sheet, valuation. Those pillars are left out of the score rather than counted as zero.

Is this company doing well?
not investment advice
Some things to watch
Strengths
No promoter shares pledged
Watch-outs
! Currently loss-making
! Operating cash flow is negative

What if I invest in TCIFINANCE?

Set a growth rate and see what a monthly SIP would add up to. Your assumption, our arithmetic.

You would put in
₹12.00 lakh
120 instalments
At 10% a year, it would become
₹20.15 lakh

The starting rate is a round number, not a view on this company — this is your assumption, and the figure above is arithmetic on it. Returns are not steady year to year, and a real holding would not grow in a straight line. We do not publish price targets or predict returns.

Key ratios · latest quarter + price
₹15 -1.81%
latest close · 2026-09-17
1-year return
+195.4%
52-wk low ₹452-wk high ₹16
More figures
Market cap
₹19 cr
Book value
₹-60
EPS
₹-0.27
latest quarter
Net debt
Enterprise value
EBITDA
EBIT
Operating margin
Return on assets
-20.4%
Earnings yield
P/S
Sales / share
₹0.0
Tax rate
Face value
₹10
Shares
1.3 cr
Working capital
Current assets
Current liabilities
Delivery %
84.7%

P/E, ROE, ROCE and margins are annualised from the latest quarter; per-share and balance-sheet ratios use the most recent balance sheet on file · prices as of 2026-09-17.

Worth vs price · from the FY 2025 report & filings
not investment advice
Hard to value confidentlyLow confidence
One year's profit is a one-off (far above the multi-year norm), so its recurring earnings power is unclear.

An educational model from the company's own filings, every assumption shown — not investment advice or a price target. Prices can stay above or below any model for years.

P&L · Q1 FY27 (consolidated)
Revenue from Operations₹0 cr
Other Income₹0 cr
Total Income₹0 cr
Cost of Materials₹0 cr
Purchases of Stock-in-Trade₹0 cr
Employee Benefit Expense₹15.3 L
Finance Costs₹0 cr
Depreciation & Amortisation₹0 cr
Other Expenses₹19.3 L
Total Expenses₹34.6 L
Profit before Tax₹-34.6 L
Tax Expense₹0 cr
Net Profit₹-34.6 L
Where the money goes · Q1 FY27
% of total spend
Employee benefit expense₹15.3 L44.1%
Other expenses₹19.3 L55.9%
Total income ₹0 cr

The company made a net loss of ₹34.6 L this quarter — income covered only 0 of every ₹100 it spent on costs and tax.

Quarterly results · consolidated (₹ cr)
MetricQ3 FY26Q4 FY26Q1 FY27
Revenue0 cr0 cr0 cr
Total income0.03 L48.1 L0 cr
Expenses1 cr37.6 L34.6 L
Profit before tax-1 cr10.5 L-34.6 L
Tax0 cr0 cr0 cr
Net profit (owners' share)-1 cr10.5 L-34.6 L
Net margin (owners' share, on revenue)
EPS (₹)-0.850.08-0.27
YoY (latest quarter): total income -100.0% · net profit
Balance sheet & cash flow · as of Mar 2026
Total assets
₹7 cr
Shareholder equity
₹-77 cr
parent shareholders
Total debt
₹3 cr
Cash
₹5.2 L
Cash flow · H1 FY26
Operating
₹-66.6 L
Investing
₹0 cr
Financing
₹0.01 L
Peer comparison
Non Banking Financial Company (NBFC) · by market value
CompanyPriceMarket capP/E
Bajaj Finance Limited₹1,015₹6.31 L cr26.4
Shriram Finance Limited₹995₹2.34 L cr16.7
Cholamandalam Investment and Finance Company Limited₹1,765₹1.51 L cr22.7
Tata Capital Limited₹344₹1.45 L cr23.5
Muthoot Finance Limited₹2,770₹1.11 L cr9.9
L&T Finance Limited₹302₹75,742 cr21.0
SBI Cards and Payment Services Limited₹637₹60,613 cr22.8
HDB Financial Services Limited₹681₹56,586 cr18.0
Sundaram Finance Limited₹4,663₹51,398 cr20.2
Same industry · latest reported numbers · not a recommendation.
Who owns it · 2026-06-30
No pledge
Promoter
24.7%
Public
75.3%
Smart-money activity
Insider trades
SoldDhruv Agarwal Benefit Trust · Promoter Group3.55 L13 Dec 19
BoughtGATI INTELLECT SYSTEMS LIMITED · Promoter Group4.00 L · ₹37.4 L1 Nov 19
SoldGATI LIMITED · Promoter Group16.00 L · ₹1.6 cr1 Nov 19
Bulk / block deals
SoldMADAMSHETTY THILAK SAGAR · NSE1.20 L @ ₹2310 Jun 26
BoughtGREEN PEAKS ENTERPRISES LLP · NSE88,266 @ ₹2310 Jun 26
SoldGREEN PEAKS ENTERPRISES LLP · NSE27,611 @ ₹22.8410 Jun 26
Stake changes
SoldDhruv Agarwal Benefit Trust · promoter→ 0.00% · 3.55 L13 Dec 19
SoldGati Limited · promoter→ 0.00% · 16.00 L1 Nov 19
BoughtGiri Road Lines and Commercial trading Private Ltd · promoter→ 9.47% · 12.00 L1 Nov 19
Promoter pledges
InvokedIFCI Venture Capital Funds Limited5.00 L · 3.88% held9 Dec 16
InvokedIFCI Capital funds Limited6.82 L · 5.30% held9 Dec 16
InvokedIFCI Venture Capital Funds ltd11.85 L · 9.21% held9 Dec 16
What shareholders were asked to approve

A company cannot decide everything on its own. Things like a top executive’s pay, issuing new shares, or re-appointing a director have to be put to the people who own the company, and they vote — one vote per share. So whoever owns the most shares has the most say.

Yearly shareholder meeting · 27 Aug 2026
See the official result
1
To receive, consider and adopt the audited financial statements of the Company for the year ended 31st March, 2026 and the reports of the Director's and Auditor's thereon
Backed by 100% of shareholders other than promotersneeded 50%
8.12 L votes for, 83 against
2
To appoint a Director in place of Mr. I M Usman Sheriff (DIN: 02794895) Who retire from office by rotation in terms of section 152(6) of the Companies Act, 2013 and being eligible offer himself for reappointment.
Backed by 100% of shareholders other than promotersneeded 50%
8.12 L votes for, 83 against

Every vote count above is taken from the result the company filed with the stock exchange, certified by an independent counter. To work out what would have happened without the promoters, we simply remove their votes and re-apply the same legal bar the proposal had to clear. Nothing here is an estimate or an opinion.

Who controls this company, and what it pays them

Most Indian companies are controlled by a family or group — the promoters. The exchange requires them to be listed by name, including members who own no shares at all, and requires the company to disclose any business it does with them.

The promoter group — 10 named members
owning 24.7% between them · as of 2026-06-30
Giri Roadlines and Commercial Trading Pvt. Ltd.9.47%
DHRUV AGARWAL5.07%
Gati Intellect Systems Limited3.23%
Manish Agarwal Benefit Trust2.95%
Jubilee Commercial & Trading Private Limited2.49%
MAHENDRA KUMAR AGARWAL & SONS HUF1.00%
Bunny Investment and Finance Private Limited0.43%
MAHENDRA KUMAR AGARWAL0.09%

Names and holdings from the company’s shareholding pattern filed with the exchange; transactions from the related-party note in its annual report. Every figure is as filed — these are legal, disclosed dealings, and what to make of them is your call.

How the stock has moved · adjusted for splits & bonuses
Data from primary exchange filings · analysis tool, not investment advice.